What is the minimum age required to be able to buy Asha Kiran Policy?

People aged between 18 years and 60 years can buy Asha Kiran Policy. They can also include children under the policy if they are aged at least 91 days.

Is there any co-payment clause under Asha Kiran Policy?

Yes. In case you seek treatment at a hospital outside the zone that you have paid a premium for, then for every admissible claim, you will be required to pay a share of 20%.

What are the waiting periods under Asha Kiran Policy?

Asha Kiran Policy comes with the following waiting periods: Initial waiting period of 30 days from the date of policy issuance Waiting period of 18 months/24 months for specific diseases or treatments such as cataract, stone in gallbladder, etc. Waiting period of 48 months for pre-existing diseases.

What am I covered for under critical illness cover under this policy?

Critical illness benefit pays you a lump sum of 20% in case you are diagnosed with any of the 11 listed critical illnesses.

What is personal accident cover under Asha Kiran Policy?

Personal accident cover in Asha Kiran Policy covers you in case of death and disability. The scope of coverage varies between 50% to 200%, as mentioned in the policy document.

New India Asha Kiran Health Insurance Wordings

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Highlights

Claim Settlement Ratio	98.00%
Network Hospitals	7,500+
PED Coverage Starting From	4 years
Pre-existing Disease Waiting Period	4 years
Starting Premium	560
Starting Premium for Rs. 5 lakhs SI	Rs. 560/month

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New India Assurance Health Insurance Plan List

Critical Illness (2)
Family (3)
Individual (2)
Kids (1)
Cancer (1)
Maternity (1)
Woman (1)
Parents (1)
Senior Citizen (1)

Name of Plan	Sum Insured
Floater MediclaimMin: 3 Months; Max: 65 YearsPopular	2 Lakh	Check Premium
Asha Kiran PolicyMin: 91 days; Max: 60 yearsPopular	2 Lakh - 8 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Mediclaim PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Cancer Mediclaim PolicyMin: 18 Years; Max: 70 Years	50,000	Check Premium
Premier Mediclaim PolicyMin: 3 Months; Max: 65 Years	15 Lakh	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Senior Citizen Mediclaim PolicyMin: 60 Years; Max: 80 Years	1 Lakh	Check Premium
Janata Mediclaim PolicyMin: 3 months; Max: 60 years	50 Thousand - 75 Thousand	Check Premium

New India Assurance Health Insurance Top Up List

Family (1)
Top-up (1)

Name of Plan	Sum Insured
Top-up & Super Top-Up PlanPopular		Check Premium
Top-Up Mediclaim PolicyMin: 3 Months; Max: 65 Years	5 Lakh	Check Premium

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FAQs on Asha Kiran Policy Health Insurance Plan

What is the minimum age required to be able to buy Asha Kiran Policy?
People aged between 18 years and 60 years can buy Asha Kiran Policy. They can also include children under the policy if they are aged at least 91 days.
Is there any co-payment clause under Asha Kiran Policy?
Yes. In case you seek treatment at a hospital outside the zone that you have paid a premium for, then for every admissible claim, you will be required to pay a share of 20%.
What are the waiting periods under Asha Kiran Policy?
Asha Kiran Policy comes with the following waiting periods:

Initial waiting period of 30 days from the date of policy issuance

Waiting period of 18 months/24 months for specific diseases or treatments such as cataract, stone in gallbladder, etc.

Waiting period of 48 months for pre-existing diseases.
What am I covered for under critical illness cover under this policy?
Critical illness benefit pays you a lump sum of 20% in case you are diagnosed with any of the 11 listed critical illnesses.
What is personal accident cover under Asha Kiran Policy?
Personal accident cover in Asha Kiran Policy covers you in case of death and disability. The scope of coverage varies between 50% to 200%, as mentioned in the policy document.

Claim Process at New India Assurance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

New India Assurance Health Insurance Contact Details

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755 1196 989Mon to Sun 10:00 AM to 7:00 PM
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1800-209-141524*7
tech.support@newindia.co.in