New India Cancer Mediclaim Health Insurance

New India’s Cancer Mediclaim Policy offers benefits to the insured. It covers room charges; boarding expenses; nursing expenses; fees of the surgeon, anaesthetist, medical practitioner, consultants, specialists; costs of anaesthesia, blood, oxygen; operation theatre charges; surgical appliances; medicines & drugs; diagnostic tests and similar expenses. Further benefits include:

• The policy is available for Indian Cancer Society members including life members, well-wisher ordinary members, corporate members, etc.
• The individuals below 70 years and patients with no potential cancer cases can get the membership
• The insurance premium is a part of the membership fees of the society
• To avail the benefits of the policy, you need to fill the membership form of the society
• The policy covers the insured members, his/her spouse and dependent children
• If they contract cancer, the insurer pays the cost of diagnosis, biopsy, surgery, chemotherapy, radiotherapy, hospitalisation and rehabilitation up to the sum insured
• The sum insured is available in the multiples of Rs. 50,000, up to maximum of Rs. 2 Lakh
• A cumulative bonus of 5% for every claim-free year, up to maximum of 50%
• Expenses incurred for an ambulance within city at the time of admission and discharge only 

Not just the above benefits can be gained. The expenses incurred on post-hospitalisation (maximum 60 days) are also covered. The plicy continues to cover other persons till the date of the expiry in case the insured or the insured person dies due to cancer during the policy period. Some other highlights of the policy are: 

• Dedicated Third Party Administrator (TPA) service
• Free check-up for cancer only once
• 50% discount for a subsequent check-up for cancer
• Tax saving under section 80D of the Income Tax Act
• Separate indemnities are available for each child

With the benefits and features of New India’s Cancer Mediclaim Policy, it can be said that this policy is more worth for the people with a family history of cancer or for ones who are likely to contract the disease. Generally, basic health insurance is more than enough for you and your family. However, if you have a risk of developing this critical illness, you must buy a cancer plan like Cancer Mediclaim Policy.

If a cancer health insurance policy is a must for you, then opt for the online platform like InsuranceDekho for the purchase. InsuranceDekho lets you get complete information about health insurance policy with full transparency. The company allows you to compare different cancer plans, know the policy terms and conditions, and choose the plan of your choice without any hassle.

Yes. New India Assurance allows a cumulative bonus of 5% for every year when a claim is not made up to a maximum of 50%. 

No. The renewal insurance will not have any waiting period. The policy can be used as before once it is renewed. 

Insured members and their spouses can be covered under this policy.  Dependent children can also be added along with the insured individual if an additional premium is paid for the same. Every child is granted separate indemnities. 

New India Assurance’s Cancer Mediclaim Policy can be purchased for sum insured options of Rs. 50,000; Rs. 1 Lakh; Rs. 1.5 Lakh; and Rs. 2 Lakh.