What are the sum insured options available under this policy?

National Parivar Mediclaim Policy comes with a variety of sum insured options ranging between Rs. 1 Lakh and Rs. 10 Lakh which you can choose as per your requirement.

What are the sum insured options provided under this policy?

This policy can be purchased for the floater sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 6 Lakh, Rs. 7 Lakh, Rs. 8 Lakh, Rs. 9 Lakh, and Rs. 10 Lakh.

Are domiciliary expenses covered under this policy?

Yes. Domiciliary hospitalisation expenses are covered under this policy up to 20% of the sum insured, subject to a maximum of Rs. 50,000.

Are maternity expenses covered under this policy?

Yes. Maternity and newborn expenses are covered under this policy for up to 10% of the sum insured, subject to a maximum of Rs. 30,000 for normal delivery and up to Rs. 50,000 in case of C-section.

Are there any additional features covered under this policy?

Yes. The policy covers the following features- Good health incentives including free health check-up after block of every 4 claim-free years up to Rs. 5,000 No Claim Discount of 5% on the base premium for every claim-free year

Are there any new features added to this policy?

Yes. The policy has added the following new coverage features- Anti-rabies vaccination cover Availability of optional covers Infertility cover up to a certain limit Ambulance expenses up to a specific limit Medical second opinion for 88 major illnesses Maternity and newborn cover up to a specific limit Hospital cash benefit for every insured person up to a certain limit

Who all can be covered under this policy?

National Parivar Mediclaim Policy is a family floater policy that can cover the Proposer, Spouse, Dependent Children and Dependent Parents under one sum insured.

Till what age can I renew this policy?

The policy offers the benefit of lifelong renewability to its policyholders.

What is the policy tenure for National Parivar Mediclaim Policy?

National Parivar Mediclaim Policy can be purchased for a minimum period of 1 year and a maximum period of 3 years.

What all is covered under this policy?

National Parivar Mediclaim Policy provides the following coverage features to the policyholders- Daycare procedure Infertility expenses Maternity expenses Hosptal cash benefit Anti-rabies vaccination Medical second opinion Organ donor’s medical expenses In-patient hospitalisation expenses Ayurveda and homeopathy treatments Expenses related to ambulance services Cover for domiciliary hospitalisation expenses Cover for 30 days and 60 days pre and post-hospitalisation expenses respectively

National Parivar Mediclaim Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	83.78%
Network Hospitals	6,000+
Renewability	Lifelong
Starting Premium for 5 lac SI	Rs.586/month
Starting Premium for Rs. 5 lakhs SI	Rs. 586/month

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National National Parivar Mediclaim Brochure

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Jul 25, 2019

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National Health Insurance Plan List

Family (5)
Individual (2)
Woman (4)
Parents (1)
Senior Citizen (1)
Maternity (2)
Kids (1)
Critical Illness (1)

Name of Plan	Sum Insured
National Mediclaim Plus Min: 3 Months; Max: 75 YearsPopular	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Parivar Mediclaim Policy for FamilyMin: 18 Years; Max: 65 Years	2 Lakh	Check Premium
National Parivar Mediclaim Plus PolicyMin: 3 Months; Max: 65 Years	6 Lakh	Check Premium
National Parivar MediclaimMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium
National MediclaimMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium

National Health Insurance Top Up List

Name of Plan	Sum Insured
National Super Top-up Mediclaim PolicyMin: 3 months; Max: 65 years		Check Premium

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FAQs on National Parivar Mediclaim Health Insurance Plan

What are the sum insured options available under this policy?
National Parivar Mediclaim Policy comes with a variety of sum insured options ranging between Rs. 1 Lakh and Rs. 10 Lakh which you can choose as per your requirement.
What are the sum insured options provided under this policy?
This policy can be purchased for the floater sum insured options of Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 6 Lakh, Rs. 7 Lakh, Rs. 8 Lakh, Rs. 9 Lakh, and Rs. 10 Lakh.
Are domiciliary expenses covered under this policy?
Yes. Domiciliary hospitalisation expenses are covered under this policy up to 20% of the sum insured, subject to a maximum of Rs. 50,000.
Are maternity expenses covered under this policy?
Yes. Maternity and newborn expenses are covered under this policy for up to 10% of the sum insured, subject to a maximum of Rs. 30,000 for normal delivery and up to Rs. 50,000 in case of C-section.
Are there any additional features covered under this policy?
Yes. The policy covers the following features-

Good health incentives including free health check-up after block of every 4 claim-free years up to Rs. 5,000

No Claim Discount of 5% on the base premium for every claim-free year
Are there any new features added to this policy?
Yes. The policy has added the following new coverage features-

Anti-rabies vaccination cover

Availability of optional covers

Infertility cover up to a certain limit

Ambulance expenses up to a specific limit

Medical second opinion for 88 major illnesses

Maternity and newborn cover up to a specific limit

Hospital cash benefit for every insured person up to a certain limit
Who all can be covered under this policy?
National Parivar Mediclaim Policy is a family floater policy that can cover the Proposer, Spouse, Dependent Children and Dependent Parents under one sum insured.
Till what age can I renew this policy?
The policy offers the benefit of lifelong renewability to its policyholders.
What is the policy tenure for National Parivar Mediclaim Policy?
National Parivar Mediclaim Policy can be purchased for a minimum period of 1 year and a maximum period of 3 years.
What all is covered under this policy?
National Parivar Mediclaim Policy provides the following coverage features to the policyholders-

Daycare procedure

Infertility expenses

Maternity expenses

Hosptal cash benefit

Anti-rabies vaccination

Medical second opinion

Organ donor’s medical expenses

In-patient hospitalisation expenses

Ayurveda and homeopathy treatments

Expenses related to ambulance services

Cover for domiciliary hospitalisation expenses

Cover for 30 days and 60 days pre and post-hospitalisation expenses respectively

View More Questions

Claim Process at National Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
National Health Insurance
1800-345-033024*7
customer.relations@nic.co.in