National Health Insurance for Woman

National Insurance presents women special solutions by providing National Parivar Mediclaim Plus Policy. Catering to women’s financial needs at the time of hospitalisation, the policy safeguards them, their spouse, dependent children, parents and parents-in-law at an affordable premium. The policy also comes with a cover for pre-existing diseases and maternity expenses, be it normal or cesarean delivery. Not only this, the plan protects you and your family from high or critical treatment costs.

Key Features

• The policy comes with three plans: Plan A, Plan B and Plan C
• The sum insured under the plans ranges between Rs. 6 Lakh to Rs. 50 Lakh
• The policy is available for 1 year, 2 years and 3 years
• The lifelong policy renewal option is available
• Add on covers such as Critical Illness and Out-patient Treatment
• Zone wise premium and attractive discounts
• Reinstatement of Sum Insured in accidental cases

Scope of Coverage

• Maternity and newborn (from birth) cover up to the specified amount
• Pre-hospitalisation for 30 days and post-hospitalisation for 60 days
• Cover for self, spouse, dependent children, parents and parents-in-law
• Infertility treatment cover, vaccination for newborn and children and anti-rabies vaccination charges
• Domiciliary Hospitalisation (at home) and cataract surgery
• Allopathy, Ayurveda and Homeopathy up to 100% of the sum insured
• Road and air ambulance as well as Organ Donor’s expenses

Eligibility

Anyone between 18 years and 65 years is eligible for buying the National Parivar Mediclaim Plus Policy. They can also get their two dependent children covered under the policy.

Exclusions

• 1, 2 and 4 years of a waiting period for some ailments
• Medical expenses for the treatment of AIDS/HIV or related diseases
• Diseases or ailments due to war, strike, riot, nuclear weapons
• Obesity, refractive error surgery, psychiatric disorder, self-inflicted injury
• Illnesses due to use or abuse of drugs or alcohol

As a woman, if you want to protect yourself and your family from emergency medical expenses, then National Parivar Mediclaim Plus Policy can be an ideal choice. To buy the policy or know more about it, call our customer service executives at 1800-120-5698.