National Health Insurance for Senior Citizen

When you turn 60, you unfold the most peaceful years of your life. And you tend to spend a stress-free life. Since this is an alarming age with increased health risks, Varistha Mediclaim Policy for Senior Citizens by National Insurance can help you remain healthy and stress-free during this golden period. Providing optimum health cover at an affordable price, the policy stands by you in the event of sickness or accident, and hospitalisation.

Key Features

• Sum insured options of Rs. 1 Lakh and Rs. 2 Lakh
• A cumulative bonus of 5% of the sum insured and a maximum of 50%
• Health checkup reimbursement once at every block of three continuous claim-free years
• Pre-policy check-up for persons availing the policy for the first time
• Assured lifelong renewability of the policy
• Add-on benefits of pre-existing hypertension and diabetes coverage
• Portability or migration of other similar product

Scope of Coverage

• Hospitalisation & domiciliary treatment cover
• Cover for ICU, medical practitioners, anaesthetist, consultants
• Ambulance charges coverage as per the policy wording
• Cover for 8 critical illnesses as an add-on benefit
• Critical diseases included are Cancer, Stroke, Kidney Failure, Major Organ Transplant, etc.
• Cost of blood, anesthesia, oxygen, surgical tools, drugs, etc.
• Charges for room rent up to a specific limit

Eligibility

The Varistha Mediclaim Policy for Senior Citizens by National Insurance is available for senior people, right from 60 years to 80 years.

Exclusions

• All pre-existing diseases for the first one year of the policy
• STD, AIDS, HIV, infertility, sterility, maternity & assisted conception
• Expenses for cosmetic or plastic surgery
• Only accidental claims covered for the first 30 days from the policy’s start date
• Out Patient Department (OPD) treatment and Dental treatment

If you want your declining years to be stress-free and healthier, then buy a health insurance policy for senior citizens. To know further details about the Varistha Mediclaim Policy, call InsuranceDekho at 1800-120-5698.