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Magma HDI OneHealth Health Insurance User Reviews

181 reviews Rate This
Magma HDI
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio90.00%
Network Hospitals7,800+
Special BenefitsModern treatments such as IVF, Psychiatric covered

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of OneHealth Insurance Policy
4.3
Based on
31 User reviews
  • Worldwide Emergency Cover!

    There is no policy as suitable for me as this one of Magma HDI. I bought this product because it provides worldwide emergency cover! Not only this, but it also covers Coverage for outpatient treatment (OPD). Hardly any policy could i get with this cover!

    P
    Prasanna Kumar
    On: Jan 07, 2020
  • Health security for family!

    Just a single plan and sum insured, and i am able to secure the health of my family, which include 4 adults and 2 children. The plan provides us with a wide coverage at affordable premiums. It seems the insurer has designed this policy for me!

    S
    Sabir Ali
    On: Dec 25, 2019
  • Plan with critical illness benefit

    OneHealth Insurance Policy by Magma HDI is the right plan for me. I have taken this plan with critical illness benefit to meet my medical needs. It’s a great plan as I didn’t need to buy a separate policy for critical illness. 

    B
    Bittu Kumar
    On: Dec 24, 2019
  • Surprised with features

    I am using this policy for one year. And I am surprised with the kind of features this policy has. As its name, the policy has a lot of benefits for me to offer. Pre and post hospitalsation, worldwide emergency cover, coverage for OPD and much more. 

    P
    Positive review
    On: Dec 23, 2019
  • Daily Cash Benefit

    If you want to buy a policy with the feature of home treatment with daily cash benefit, then this policy of Magma HDI is the right bet. I am using this plan and have got the benefit of this feature. The good thing is that i bought the policy online.

    P
    Praveen
    On: Dec 23, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 80 Lacs+ happy customers
  • Good for individuals and families

    This policy of Magma HDI is good for individuals and families. I have bought this policy to cover myself, my spouse and 3 children. It’s a one stop health insurance for everyone under one sum insured. I like this policy very much and recommend to others.

    M
    Maruti Vithal
    On: Dec 11, 2019
  • Excellent features!!

    Key features of OneHealth Insurance Policy are coverage for pre & post hospitalisation coverage, availability of worldwide emergency cover, option to enhance the sum insured and covering outpatient treatment (OPD) and Home treatment with daily cash benefit. 

    S
    Sankar Gupta
    On: Dec 11, 2019
  • Great experience.

    I bought this policy almost a year back and filed a claim just 4 months ago, which was approved without any hassle. I didn’t have to spend even a rupee. The treatment do my wife was fully cashless. Credit goes to the policy of Magma HDI. Great experience!

    S
    Saurabh
    On: Nov 28, 2019
  • Best of all

    OneHealth Insurance Policy by Magma HDI is best of all policies I came across while looking for a suitable policy. It covers me, my spouse and two kids. And the premium I paid was not high compared to the coverage by the policy. 

    G
    Gayatri Tiwari
    On: Nov 27, 2019
  • One plan for all!

    I was 25 years old when i bought OneHealth Insurance Policy. Earlier I had not much idea about the plan, but it was people at InsuranceDekho that made me understand the benefits of this plan. And actually, the plan is best as per my medical requirements. It covers everything such as expenses for Room, boarding expenses, nursing, anesthesia, operation theatre, blood, oxygen, etc. 

    S
    Sanjay Bhatnagar
    On: Nov 19, 2019

7734 Magma HDI Cashless Network Hospitals in India

FAQs

  • Does Magma HDI offer insurance plans for individuals or for the families?

    Magma HDI provides the health insurance plans for individuals and families both. The same plan can be purchased on an individual or family floater basis with the change in the sum insured and premium amount.

  • Do I need to go through medical tests to buy a health plan from Magma HDI General Insurance Co. Ltd.?

    Sometimes it is necessary and sometimes not. Actually, it varies from plan to plan where customers are required to submit their medical reports to get their health condition analysed. However, in case, if the request for a health plan is accepted, the applicant can get his or her 100% check-up cost reimbursed.

  • Does Magma HDI General Insurance Company provide any coverage for an accident?

    Yes, under OneHealth policy of Magma HDI, the personal accident cover is provided as an optional benefit. Also, the insurer has one more dedicated plan offered to its customers, known as Individual Personal Accident, to cover the treatment for injury due to accidents.

  • Is there any policy available to cover the expenses of critical illness under Magma HDI?

    Yes, OneHealth Policy of Magma HDI provides cover for the critical illness treatment.

  • What is the Claim Settlement Ratio of Magma HDI General Insurance Company?

    The Claim Settlement Ratio of Magma HDI General Insurance Company for FY 2019-20 is 95.17%.

Claim Process at Magma HDI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Magma HDI Health Insurance Contact Details

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