Magma HDI Health Insurance for Woman

OneHealth Insurance Policy designed by Magma HDI is a combination of hospitalisation and critical illness cover. Available on an individual and family floater basis, this is an ideal choice for women. It provides a complete cover to women, both at the time of maternity expenses to covering hospitalisation expenses due to an injury or illness. The OneHealth policy is also power-packed with two add-on benefits, Critical Illness Cover and Personal Accident Cover. This policy has four variants that are specially designed to keep women healthy.

Key Features

• A range of sum insured right from Rs. 2 Lakh to Rs. 50 Lakh
• Four different variants viz. Support, Support Plus, Shield, and Premium
• 10% to 12.5% discounts for 2 and 3-year policy tenure respectively
• Second e-opinion in case of any specified Critical Illness
• Annual free health check-up irrespective of claims in a policy year
• A percentage of Sum Insured awarded as Cumulative Bonus
• Additional lump sum daily cash payment for each day of hospitalisation

Scope of Coverage

• Outpatient cover up to Rs. 20,000 under the Premium plan
• Relationship cover including spouse, children, parents, parents-in-law, son and daughter-in-law
• Pre-hospitalisation (30-60 days) and post-hospitalisation (60-90 days)
• Charges for road and air ambulance under Premium plan
• Expenses for maternity, domiciliary hospitalisation and organ donor
• In-patient treatment like doctor's fees, OT cost, anaesthetist charges, surgery cost
• AYUSH cover: For non-allopathic treatment like Ayurveda, etc.

Eligibility

The minimum age required for a lady to buy this policy is 18 years and the maximum is 65 years. Children from 91 days to 5 years are also covered with their parents.

Exclusions

• AIDS, HIV or any other related diseases
• Treatment if not suggested by the treating doctor
• Diseases or ailments arising due to suicide attempts
• An injury caused by riot, war, military actions, etc.
• A specified critical illness until the waiting period of 90 days

To better understand how OneHealth Insurance policy of Magma HDI can benefit a woman, feel free to call InsuranceDekho at 1800-120-5698. We’ll be happy to assist you.