How long is my insurance cover valid for?

Generally, a car insurance policy is valid for a period of one year unless stated otherwise in the terms and conditions of the purchased policy which needs to be renewed in regular intervals. You can also choose long-term policies (if available).

What is an endorsement?

Suppose you want to add a few extra covers on your existing car policy or say you want to do a few changes in that. In such cases, you will have to sign an endorsement, which serves as written evidence of an agreed change in policy terms.

My policy has already expired. Am I still eligible for NCB?

NCB protection and almost all other benefits will be available for you even after the expiration of your policy. You will get 90 days to renew your policy, failure of renewal within these 90 days, the policy will become invalid.

Do I need to pay in order to avail roadside assistance?

Yes, you need to pay an extra fee to get roadside assistance service. However, the fee is minimal and can be paid while renewing your existing policy.

I tend to forget to renew my policy, is it possible to get reminders?

Yes. Kotak Mahindra understands the struggles of having a busy life schedule and that is why it has introduced the Insurance Policy Renewal Reminder Service on the website which makes sure that your vehicle is insured. Simply visit the website, select your policy expiration date and enter your name, mobile number, telephone number along with your email address. Read and agree to the terms and conditions and then click on ‘Submit’. You will receive renewal reminders from Kotak Mahindra General Insurance company.

Kotak Car Insurance Renewal

CASHLESS GARAGES 4000+
CLAIMS SETTLED 98%
COMPREHENSIVE CLAIMS UNLIMITED

Key Features:

Spot Claim Upto Rs 20,000
6-Month Repair Warranty
Easy Video Claims
Zero Paper Claims

Calculate Your Car Insurance Price Online

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When did you buy your car?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

Kotak Car Insurance Renewal

Having your vehicle insured is mandatory by law and every vehicle owner must take this into action. Indian roads are far from safe and accidents do not come with a warning, it is essential to have an insurance that covers your vehicle against road accidents, third party liabilities and many other uncertainties. Kotak General Insurance offers comprehensive car insurance to cover your car against all these calamities and also offers personal accident coverage. Kotak Mahindra General Insurance is a 100% subsidiary of Kotak Mahindra Bank. Headquartered in Mumbai. The company was established in 2015 and it offers a transparent claim settlement process. It sells Kotak Car Secure as a comprehensive car insurance product and provides a quick and convenient online policy renewal process.

Kotak Car Insurance Policy Renewal - Online Process

Renewing a Kotak Car Insurance Secure policy is an easy and hassle-free process:

Step 1 - Visit the official Kotak Mahindra website. Locate and click on the ‘Renewal’ icon present on the right-hand side of the top-most section of the homepage. Then select Kotak Car Secure policy from the different product options given on the ‘Select your Product’ list.

Step 2 - Kotak Mahindra Car Secure insurance renewal page will open and you will be required to enter your existing Policy Number or your Customer ID to get a quote or the premium details.

Step 3 - Check the premium amount and carefully examine the policy details before proceeding with payment. Kotak Mahindra car insurance renewal payment can be made using a debit/credit card or via Net Banking facilities.

Kotak Car Insurance Policy Renewal - Offline Process

Kotak car insurance policy can be renewed offline by dialling the toll-free number 1800-266-4545. You can also visit the nearest branch for the renewal.

Kotak Car Insurance Renewal Benefits

Following are some advantages of renewing your car insurance policy with Kotak General Insurance:

1. No Documentation Required: Kotak Insurance provides a seamless car insurance renewal process to its customers. It ensures that policyholders should go through the least amount of documentation or paperwork with their digital facility to provide them ease and save their time.

2. Retention of No Claim Bonus: If you renew your car insurance plan with Kotak General Insurance before the expiry date, you can avail of your accumulated no claim bonus, if any. This will help you avail of it and lower your premium for the next policy year during the renewal.

3. Takes Care of Legal Obligations: A car insurance plan helps provide you with financial and legal assistance during a crisis. With the renewal, you can continue to get covered under the car insurance plan and can stay covered for different types of unfortunate events.

Explore Kotak Car Insurance

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Kotak Car Insurance User Reviews

4.9

Rating based on

450 User reviews

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What users are saying

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Renewal
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Comprehensive
Zero Depreciation
Third Party
Own Damage
Cashless Garages
Price
Premium
Policy Download
Customer Care
Claim
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Protecting Your Car's Worth
Zero-dep insurance is all about protecting your car's worth. InsuranceDekho’s Kotak Car Insurance Policy ensured that my investment in the policy for my Hyundai car is safeguarded to the fullest.
Read More
V
By Vedashi Bidani
On: November 24, 2023
No Worries, No Surprises
The beauty of having own damage coverage with the Kotak Car Insurance Policy is that there are no worries and no surprises. I know that my Nissan car is protected against the unexpected, and that's invaluable.
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S
By Sanjiv Kapila
On: November 22, 2023
Seamless Policy Extension
I extended my Kotak Car Insurance Policy through InsuranceDekho, and the process was seamless. The coverage continued without interruption, providing me with continuous protection for my Skoda car.
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A
By Anshu Nayyar
On: November 15, 2023
Invest in Hassle-Free Renewals...
I consider my choice to invest in the renewal of the Kotak Car Insurance Policy through InsuranceDekho as an investment in hassle-free, continuous coverage. They make sure that I drive my Honda car with confidence, knowing my car is protected.
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M
By Mamta Rajender
On: October 30, 2023
Tailored to My Needs
InsuranceDekho's premium calculator doesn't offer a one-size-fits-all solution. It tailors premiums to match my specific needs to the Kotak Car Insurance Policy that I bought from the online portal, ensuring I get the coverage I want at a fair price for my MG car.
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S
By Saisha Manchanda
On: October 17, 2023
Prompt Claim Settlement under ...
InsuranceDekho ensures prompt claim settlement for third-party coverage for the Kotak Car Insurance Policy, helping policyholders like me to get back on the road quickly after an accident of my Nissan car.
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G
By Gunjan Reddy
On: October 11, 2023
Own Damage Protection for My C...
InsuranceDekho's own damage coverage with the Kotak Car Insurance Policy provides comprehensive protection for my Toyota car. It covers everything I need.
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K
By Krishna Kumari
On: September 29, 2023
Essential Coverage for Respons...
InsuranceDekho's third-party coverage which is an added benefit of the Kotak Car Insurance Policy is essential for my Maruti car. It ensures you're financially responsible on the road.
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J
By Jai Bhatia
On: September 20, 2023
All-In-One Protection with Com...
With InsuranceDekho's comprehensive policy, I get all-in-one protection under the Kotak Car Insurance Policy for my BMW car. It's the ideal solution for complete peace of mind.
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By Sandeep Singh
On: September 14, 2023
Time-Saving Convenience
Renewing my Kotak Car Insurance Policy for my Ford car through InsuranceDekho is a time-saving convenience. I no longer have to navigate complex paperwork; it's all done online with a few clicks.
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J
By Jyotsna Rana
On: September 12, 2023
Budget-Friendly Premiums
I found InsuranceDekho's third-party car insurance to have budget-friendly premiums. The Kotak Car Insurance Policy an ideal choice for my Tata car for cost-conscious car owners.
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V
By Vineeta Jain
On: September 8, 2023
Confidence in Decision-Making
The transparency and accuracy of the Premium Calculator instilled confidence in my decision-making to buy the Kotak Car Insurance Policy to insure my Mercedes-Benz. I know I'm choosing the right policy for my car without any doubts or uncertainties.
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D
By Dheeraj Joshi
On: September 6, 2023
Zero Depriciation, No Compromi...
I appreciate how InsuranceDekho's Zero Depreciation Policy provides comprehensive coverage without compromises. The Kotak Car Insurance Policy truly considers the best interests of my Hyundai car.
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S
By Shyamali Chalam
On: September 4, 2023
Prompt Assistance during Emerg...
During a roadside emergency, InsuranceDekho's comprehensive coverage provides prompt assistance. The Kotak Car Insurance Policy ensured my Ford car was back on the road quickly.
Read More
R
By Raavi Seth
On: August 25, 2023
Efficient Renewal Follow-Ups
InsuranceDekho's team followed up with me at every step of the renewal process for my Kotak Car Insurance Policy for my Nissan car, ensuring I didn't face any difficulties. Their efficiency is commendable.
Read More
A
By Arjun Bhaskar
On: August 23, 2023
Transparent Policy Terms
InsuranceDekho's own damage Kotak Car Insurance Policy had transparent policy terms, with no hidden clauses or surprises. I knew exactly what was covered for my Nissan car, making it easier to manage any future claims.
Read More
J
By Jay Prakash
On: August 10, 2023
Renewed Policy Documents Insta...
I was pleased to receive the renewed policy documents for my Kotak Car Insurance Policy from InsuranceDekho almost instantly after completing the renewal process. It saved me from any last-minute worries about my Mercedes-Benz coverage.
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S
By Sapna Tandon
On: August 8, 2023
Professional and Skilled Mecha...
I trust InsuranceDekho's cashless garages because they have skilled mechanics who know what they are doing. As I was insured with the Kotak Car Insurance Policy, my Skoda car was handled with care, and the results were excellent.
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A
By Abhishek Anand
On: July 31, 2023
Transparent and Fair Claim Set...
InsuranceDekho handled my claim for the Kotak Car Insurance Policy professionally and transparently. They kept me informed at every step and settled my claim fairly for my Mercedes-Benz. I appreciate their honesty and commitment to their customers.
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By Niti Tyagi
On: July 25, 2023
Hassle-Free Comprehensive Cove...
InsuranceDekho's comprehensive policy offered a hassle-free experience. From purchasing the Kotak Car Insurance Policy for my Mitsubishi car to making claims, everything was smooth and convenient.
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By Meher Dua
On: July 21, 2023
Flexibility in Policy Period
InsuranceDekho's third-party policy offered flexibility in the Kotak Car Insurance Policy period. I could choose the duration that suited my needs, ensuring continuous coverage for my Maruti car.
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N
By Neel Sen
On: July 19, 2023
Great for Exploring Different ...
InsuranceDekho's premium calculator is a great tool for exploring different coverage scenarios. I can adjust deductibles, add-ons, and other parameters to see how they impact the premium. It helps me make informed decisions about my coverage for the Kotak Car Insurance Policy for my Renault.
Read More
D
By Diyati Nagpal
On: July 17, 2023
Smooth and Effortless Renewal
InsuranceDekho made the renewal process of my Kotak Car Insurance Policy smooth and effortless. It saved me a lot of time and hassle. Glad to have renewed the policy from them for my MG car.
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H
By Hargun Chabra
On: July 13, 2023
Expert Assistance throughout t...
I received expert assistance from InsuranceDekho throughout the claims process of the Kotak Car Insurance Policy for my Toyota car. Their knowledgeable team guided me through the documentation requirements, providing the necessary support and advice.
Read More
K
By Karan Dangi
On: July 11, 2023
Quick and Efficient Third Part...
When I had an incident involving a third party, InsuranceDekho promptly settled the claim. I was so relieved to have secured my Skoda car the Kotak Car Insurance Policy. Their efficient claims settlement process ensured that the injured party received the necessary support and compensation.
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By Monali Bendre
On: July 7, 2023
Flexibility to Customize Cover...
What I appreciate about my Kotak Car Insurance Policy's comprehensive coverage is the flexibility it provides to customize the coverage options. InsuranceDekho offers various add-ons and riders that allow me to tailor the policy to my specific needs. I have the freedom to enhance the coverage for my Ford car based on my requirements. This flexibility is a significant advantage of comprehensive coverage.
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By Gaima Dhuni
On: July 5, 2023
Own Damage Car Insurance Provi...
From minor scratches to major accidents, my Own Damage Kotak Car Insurance Policy from InsuranceDekho has been my safety net. Knowing that I am financially protected against any damage to my Chevrolet gives me peace of mind on every journey. This policy's comprehensive coverage ensures that I can drive confidently, focusing on the joy of the ride.
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By Mocia Dabraal
On: June 29, 2023
The premium calculator saves a...
The premium calculator option at InsuranceDekho saved me a lot of time. I didn't have to call different insurance companies and get quotes. I was able to get all the information I needed from the calculator. And because of this I immediately took the decision of buying the Kotak Car Insurance Policy for my Mercedes-Benz. I would definitely recommend using this calculator for anyone who is shopping for car insurance.
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M
By Mankia Jain
On: June 27, 2023
Customer-Centric Approach
Throughout the claim settlement process for my Kotak Car Insurance Policy for my Skoda car, InsuranceDekho demonstrated a customer-centric approach. They prioritized my satisfaction and ensured a satisfactory resolution. Their willingness to go the extra mile to assist and support me during a challenging time was highly appreciated.
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A
By Aarav Chathopadhay
On: June 23, 2023
Responsive and Professional Cu...
Throughout my experience with InsuranceDekho, their customer service was exemplary. Whenever I had questions or needed assistance with the Kotak Car Insurance Policy for my Skoda car, their representatives were responsive and professional. They provided clear and detailed explanations regarding policy terms, coverage limitations, and claim procedures.
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By Vridhi Chaudhary
On: June 21, 2023

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Kotak Mahindra Car Insurance Policy Renewal FAQs

How long is my insurance cover valid for?
Generally, a car insurance policy is valid for a period of one year unless stated otherwise in the terms and conditions of the purchased policy which needs to be renewed in regular intervals. You can also choose long-term policies (if available).
What is an endorsement?
Suppose you want to add a few extra covers on your existing car policy or say you want to do a few changes in that. In such cases, you will have to sign an endorsement, which serves as written evidence of an agreed change in policy terms.
My policy has already expired. Am I still eligible for NCB?
NCB protection and almost all other benefits will be available for you even after the expiration of your policy. You will get 90 days to renew your policy, failure of renewal within these 90 days, the policy will become invalid.
Do I need to pay in order to avail roadside assistance?
Yes, you need to pay an extra fee to get roadside assistance service. However, the fee is minimal and can be paid while renewing your existing policy.
I tend to forget to renew my policy, is it possible to get reminders?
Yes. Kotak Mahindra understands the struggles of having a busy life schedule and that is why it has introduced the Insurance Policy Renewal Reminder Service on the website which makes sure that your vehicle is insured. Simply visit the website, select your policy expiration date and enter your name, mobile number, telephone number along with your email address. Read and agree to the terms and conditions and then click on ‘Submit’. You will receive renewal reminders from Kotak Mahindra General Insurance company.

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
More than 45 Lac happy customers
Claim Support available all 7 days of the week

Kotak Insurance Contact Details

For any assistance or query, call us on:

InsuranceDekho
7551196989Mon to Sun 10 AM to 7 PM
support@girnarinsurance.com
Kotak Contact Details
1800-266-4545Toll-Free
care@kotak.com

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