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Universal Sompo Senior Citizen Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Rating of Senior Citizen Health Insurance
4.1
Based on
28 User reviews

  • Good plan for parents.

    I had no knowledge of buying health insurance online as i had never done it and also was a bit afraid of making payment online. But after reading reviews of insurancedekho’s services on its website, and also experiencng it myself in future, got to know how trustworthy this service provider is...   

    S
    Satish
    On: Nov 01, 2019

  • Nice.. Brought it for myself and my husband

    Iam a principal of a school and was looking for some good health insurance plan and was looking to port my current policy with universal sompo. My decision of taking help from insurancedekho was not bad as they really helped me in the process. Iam happy with my policy too as it is offering more benefits that previous one.   

    N
    Naveen Gupta
    On: Nov 01, 2019

  • Really helpful plan...

    Senior citizens have less income so they try to find a health insurance plan that is not so high in premium amount. All you need to do is call on the toll free number of insurancedekho and they will help you carry the entire process over call. I got my senior citizen policy within a few minutes....   

    B
    Basavaraj cv
    On: Oct 22, 2019

  • Glad to take it from insurance dekho..

    I had heard about good services of insurancedekho but got a chance to buy from them recently. And I really appreciate the services that they offer. The sales people are really polite and answer your doubts patiently. I also received the policy documents on time and even buying the policy did not take that much time.   

    S
    Shashi Vohra
    On: Oct 22, 2019

  • Beneficial policy for old people

    I have read about other plans for senior citizens too but found universal sompo’s one the best as it was easy for me to understand and not many things were hidden as was the case in other plans.   

    S
    Srikantha A
    On: Oct 09, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Gifted my grandparents this policy,, extremely satisfied

    Last month it was my grandparents’ anniversary and i was thinking to gift them a unique creative and different and useful gift. And came across the idea of health insurance. I brought it from insurancedekho and was sooooo happy to giive it to them. They were happy with senior ctizen plan too as it covered many benefits.   

    M
    MOHD SUHAIL
    On: Oct 09, 2019

  • 4 starss..

    After knowing about the coverage features of others insurers for senior citizen plans and comparing them with each other, I found Universal Sompo’s senior citizen plan the most comprehensive of all. I understood almost everything through its official website. The information provided on the Insurancedekho’s website was crisp and simple to understand for a layman too. I give the plan 4 stars...  

    d
    dattaprasad mahale
    On: Sep 26, 2019

  • Insurancedekho offered best price for the plan

    I wanted to give my grandparents a new health insurance plan for which I took Insurancedekho’s help. The customer care persons were helpful and explained me  lot of thing on call in a humble way. They told me that according to my need, Senior citizen plan of Universal Sompo is good to go and offered me the best price for it  

    G
    GAURAV TYAGI
    On: Sep 26, 2019

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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