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Universal Sompo Critical Illness Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Rating of Critical Illness Policy
3.7
Based on
26 User reviews

  • Sales people guide you at the time of claim process also.

    ​Critical illness policy of universal sompo is a nice one and proved to be really helpful for me. I brought it six month back and made a claim recently. I had no knowledge on how to carry the process at the time of making claim so called Ravi in insurancedekho who helped me buy this plan too. Great help from them ..  

    S
    Subash
    On: Oct 22, 2019

  • All information provided in excellent way

    Universal sompo provides all the information in its brochures in an excellent way. I understood everything and all my doubts were cleared after reading the brochure and customer reviews.. Rest i had a word with executive in insurancedekho who helped me purchase the policy online.  

    C
    Chandresh Patel
    On: Oct 22, 2019

  • Customer friendly policy

    I liked Critical illness policy from universal sompo as it is a customer friendly policy that offers me cover for major critical illnesses at fair premium amount. I have not made a claim yet so cannot comment on the claims process but I found the sales people as well as policy very customer friendly.   

    K
    Kavita tyagi
    On: Oct 09, 2019

  • Good experience..

    Critical illness policy is a very beneficial one and I was in search of a good one with wide coverage since long. Then go to know about universal sompo’s plan from a friend who was already covered under this. I asked her about her experience with the company. She gave me positive response so I purchased it too   

    M
    Madhu Sudan Nag
    On: Oct 09, 2019

  • Good plan with low premiums

    People don’t realise the importance of a critical illness plan and just think that a standard health insurance plan is enough for them. But this plan from universal sompo named critical illness plan is a fixed benefit plan that pays you in lump sum in case you suffer from a specified critical illnesses. The policy has low premiums.  

    V
    Vikram Singh
    On: Sep 25, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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  • Purchased plan for 2 years. Thumbs up for it

    I had purchased Critical Illness plan of Universal sompo from Insurancedekho for a tenure of two years and sum insured of Rs. 2.5 lakh. I have not made any claim yet sop cannot say anything as far as the claim process is concerned. But I must say that the customer care people at Insurancedekho are really helpful. They mailed me the policy documents on time and answered all my calls even at odd timings.    

    A
    Ankit Srivastava
    On: Sep 25, 2019

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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