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Universal Sompo Critical Illness Health Insurance User Reviews

205 reviews Rate This
Universal Sompo
Highlights
Claim SettlementAvailable
Claim Settlement Ratio96%
In-House Claim SettlementAvailable
Network Hospitals4,000+
Starting Premium for Rs. 5 lakh CoverageRs. 527/month
Starting Premium for Rs. 5 lakhs SIRs. 475/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Critical Illness Policy
3.7
Based on
26 User reviews

  • Sum insured paid in one sum insured

    I read about this plan on the insurancedekho’s website but did not know how this plan works so called on the customer care number where i talked to Ravi. He explained me how it works and also offered me some other plans so that i can chose.. The gave me full knowledge  

    A
    Akash Madhok
    On: Dec 11, 2019

  • Understood the plan well

    I understood the inclusions and exclusions of the plan totally after talking to a sales executive in ID. I really thank him for the help and making buying process easy for me. I have purchased this policyfor for sum inusred of Rs. 2.5 Lakh and for a policy tenures of 2 years.   

    A
    Anjali Srivastava
    On: Dec 11, 2019

  • Hope they keep up with the sincerity

    The team at insurancedekho is really sincere when it comes to providing satisfactory services to their customers. I purchased this plan from them last week and have received required documents on mail too. Whenever you call them, they are always there top answer and solve your issues in no time  

    M
    Mohd nawaz
    On: Dec 02, 2019

  • Insurancedekho is always there to help

    Insurancedekho’s team is a really reliable one and until now, compared to all the brokers i have talked, i found them the most sincere of all. Not only they had knowledge, but also are willing to help you at the time of claim settlement too. No compalints until now..     

    s
    shiva
    On: Dec 02, 2019

  • Knowledgeable customer executives of id helped me

    what more one can ask for if all his or her healthcare expenses are covered by a reliable insurance company? All i was looking for was a less expensive plan that has all the necessary features and also is offered by a company that has good claim settlement ratio..i got it  

    B
    Bhavesh Bhoir
    On: Nov 21, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Great help from team!! thanks

    It was my first time that i had purchased a policy from insurancedekho. I did even knew anything abt the process or health insurance in general... I gathered knowledge abt it by reading a few informative articles and then called the company to buy one. Iam satisfied with their help and the plan too..  

    T
    TRILOKI NATH TIWARI
    On: Nov 21, 2019

  • Insurancedekho never fails to deliver the best

    I have now developed full faith in insurancedekho and i always recommend this insurance broker to anyone who is looking for a good insurance plan. The company also offers insurance plans for car and bike too. Havent purchased that, but have heard of it from many.   

    i
    indirapal singh
    On: Nov 12, 2019

  • Reliable company insurancedekho..

    I have purchased critical illness plan from insurancedekho and i found it reliable one. It sold me policy within few hours and i made payment online through secured gateway and i got the policy within a few minutes. Nothing more i could have asked under my critical illness plan..   

    b
    bunti kumar
    On: Nov 12, 2019

  • Good tax saving option

    I was looking out for different tax saving options and found out that purchasing health insurance cover was one of them. Iam already covered under group health insurance offered by my employer. So thought of getting a  critical illness cover for safety. Also, i found this plan had several coverage features so brought it.   

    K
    Kiran Reddy Mallarapu
    On: Nov 01, 2019

  • Wide coverage under this plan

    My critical illness plan from universal sompo provides me cover against 11 critical illnesses. I brought this plan because the one offered to me by my company was not satisfactory enough when it comes to covering critical illnesses. Also, i found out from insurancedekho that this plan had low premium in comparison to other ones..  

    M
    M Kiran Reddy
    On: Nov 01, 2019

11505 Universal Sompo Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Universal Sompo Health Insurance plan?

    You can buy and apply for any Universal Sompo Health Insurance Policy online from the official website of Universal Sompo Health Insurance at www.universalsompo.com or through online broker’s website like insurancedekho.com.

  • Are pre-existing diseases covered in Universal Sompo Health Insurance?

    Yes, pre-existing diseases are covered. But, it’s subject to the waiting period mentioned in your health plan.

  • How long does TPA take to approve the claim?

    Generally, TPA approves the claim within 3-6 hours after receiving all relevant documents.

  • How long does it take to clear the bills?

    Once all the relevant documents are received, it normally takes 7 days to settle the bills.

  • What is a health card?

    A health card is an identity card issued to policyholders. It enables them to avail cashless treatment at every network hospital.

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Claim Process at Universal Sompo Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Universal Sompo Health Insurance Contact Details

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