Can a patient of hypertension buy Hospital Daily Cash Insurance?

Yes, a person suffering from hypertension can buy the Hospital Daily Cash Plan of SBI General. However, any pre-existing disease such as BP, kidney, heart problems is not covered.

Dose the SBI General’s Hospital Daily Cash insurance provide coverage for daycare treatment?

No, the daycare treatment is not covered by the Hospital Daily Cash insurance plan of SBI General.

Is the hospitalisation due to maternity covered under the Hospital Daily Cash insurance policy?

No, Hospital Daily Cash insurance does not provide coverage for hospitalisation due to maternity.

Is the tax benefit available under the Hospital Daily Cash policy?

Yes, you can save tax by choosing the Hospital Daily Cash policy. The benefit is available u/s 80D of the Income Tax Act.

Is the portability feature available for the policy?

The portability feature is available. But, it is only possible within similar products, i.e. you can port your existing Hospital Daily Cash policy into the SBI General’s Hospital Daily Cash policy.

What are the plan options under the SBI General’s Hospital Daily Cash policy?

SBI General allows you to buy this plan under 4 options - Rs. 500, Rs. 1000, Rs. 1500, and Rs. 2000 for a maximum of 30 days or 60 days of coverage.

Are there any restriction on the Sum Insured under the Hospital Daily Cash policy?

Yes, there are certain restrictions. Here are the details: The minimum benefit amount is Rs. 500/day The maximum benefit amount is Rs. 2000/day However, for the person who is aged 60+ years and is taking this policy from the SBI General for the first time, the maximum benefit is restricted to Rs. 500/day with maximum coverage of 30 days.

How can I buy Hospital Daily Cash insurance?

You can buy Hospital Daily Cash insurance by visiting the branch of SBI General. For details, call InsuranceDekho at 1800-1205-698.

Is the pre-acceptance health check-up required for buying the Hospital Daily Cash policy?

No, the pre-acceptance health check-up is not mandatory. However, it may be required based on the medical history, sum insured and if the applicant is more than 45 years of age.

Who is eligible for the Hospital Daily Cash policy?

Any person between the age group of 18 years and 65 years can buy the Hospital Daily Cash policy. Children can also be covered under the policy after 90 days if either of the parents is concurrently insured under this policy.

SBI Hospital Daily Cash Health Insurance Wordings

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Highlights

Claim Settlement	Dedicated Team
Claim Settlement Ratio	66.08%
COVID-19 Cover	Yes
Network Hospitals	6,000+
Policies Sold	7,56,443
Renewability	Lifelong

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SBI Hospital Daily Cash Brochure

2.47 MB
PDF Document
Jul 29, 2019

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SBI Health Insurance Plan List

Family (3)
Maternity (1)
Individual (3)
Senior Citizen (1)
Woman (1)
Critical Illness (1)
Kids (1)
Parents (1)

Name of Plan	Sum Insured
Arogya Premier PolicyMin: 3 Months; Max: 65 YearsPopular	10 Lakh	Check Premium
Arogya Plus PolicyMin: 3 Months; Max: 65 YearsPopular	1 Lakh	Check Premium
Critical Illness Insurance PolicyMin: 18 Years; Max: 65 Years	2 Lakh	Check Premium
Hospital Daily CashMin: 90 Days; Max: 65 Years	500/day	Check Premium
Health Insurance Policy-RetailMin: 3 Months; Max: 65 Years	50 Thousand	Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years	1 Lakh - 5 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max; 65 Years	50,000 - 5 lakh	Check Premium
Corona Rakshak PolicyMin: 91 days; Max: 65 years	50000 - 2.5 Lakh	Check Premium

SBI Health Insurance Top Up List

Family (1)
Individual (1)
Top-up (1)

Name of Plan	Sum Insured
Arogya Top up PolicyMin: 3 Months; Max: 65 Years	1 Lakh	Check Premium

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FAQs on Hospital Daily Cash Health Insurance Plan

Can a patient of hypertension buy Hospital Daily Cash Insurance?
Yes, a person suffering from hypertension can buy the Hospital Daily Cash Plan of SBI General. However, any pre-existing disease such as BP, kidney, heart problems is not covered.
Dose the SBI General’s Hospital Daily Cash insurance provide coverage for daycare treatment?
No, the daycare treatment is not covered by the Hospital Daily Cash insurance plan of SBI General.
Is the hospitalisation due to maternity covered under the Hospital Daily Cash insurance policy?
No, Hospital Daily Cash insurance does not provide coverage for hospitalisation due to maternity.
Is the tax benefit available under the Hospital Daily Cash policy?
Yes, you can save tax by choosing the Hospital Daily Cash policy. The benefit is available u/s 80D of the Income Tax Act.
Is the portability feature available for the policy?
The portability feature is available. But, it is only possible within similar products, i.e. you can port your existing Hospital Daily Cash policy into the SBI General’s Hospital Daily Cash policy.
What are the plan options under the SBI General’s Hospital Daily Cash policy?
SBI General allows you to buy this plan under 4 options - Rs. 500, Rs. 1000, Rs. 1500, and Rs. 2000 for a maximum of 30 days or 60 days of coverage.
Are there any restriction on the Sum Insured under the Hospital Daily Cash policy?
Yes, there are certain restrictions. Here are the details:

The minimum benefit amount is Rs. 500/day

The maximum benefit amount is Rs. 2000/day

However, for the person who is aged 60+ years and is taking this policy from the SBI General for the first time, the maximum benefit is restricted to Rs. 500/day with maximum coverage of 30 days.
How can I buy Hospital Daily Cash insurance?
You can buy Hospital Daily Cash insurance by visiting the branch of SBI General. For details, call InsuranceDekho at 1800-1205-698.
Is the pre-acceptance health check-up required for buying the Hospital Daily Cash policy?
No, the pre-acceptance health check-up is not mandatory. However, it may be required based on the medical history, sum insured and if the applicant is more than 45 years of age.
Who is eligible for the Hospital Daily Cash policy?
Any person between the age group of 18 years and 65 years can buy the Hospital Daily Cash policy. Children can also be covered under the policy after 90 days if either of the parents is concurrently insured under this policy.

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Claim Process at SBI Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

SBI Health Insurance Contact Details

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