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HomeHealth InsuranceSBIHealth Insurance Policy-RetailUser Reviews

SBI Retail Health Insurance User Reviews

386 reviews Rate This
SBI
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio66.08%
COVID-19 CoverYes
Network Hospitals6,000+
Policies Sold7,56,443
RenewabilityLifelong

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Rating of Health Insurance Policy-Retail
4.6
Based on
25 User reviews

  • Financial worries ended

    I want to thank you so much insurancedekho that you suggested this policy to me. After buying this plan, my financial problems regarding medical expenses has gone away. All my family is covered under this plan. The premium is quite low. I am very much satisfied.

    P
    Pawan Kumar
    On: Mar 02, 2020

  • Nice, comprehensive policy

    I am a new customer of this plan, but will recommend it to others. I have taken this on floater basis and at low premium rates. Other than basic expenses, it is covering me for Ayurvedic, Homeopathic and Unani treatment so that’s a big plus for me.

    K
    Krishn Kant Misra
    On: Feb 20, 2020

  • Good policy at less rates

    It has been 22 days since i bought this plan. My experience of the purchase process was very nice. I faced no issues in buying this policy thanks to you insurancedekho. Finally i have a good plan with low premium that matches my medical requirements. The feature of parental & child care is really good.  

    T
    Tarik Nawaz
    On: Feb 19, 2020

  • A comprehensive policy

    Health Insurance Policy -Retail is my first time purchase with sbi. I must say that it is a wide cover policy and gives you a lot of benefits. Personally, i liked the fact that it covers alternative treatment like Ayurvedic, Homeopathy, or Unani. Plus, the premium is very much affordable. Full marks to this plan.  

    P
    Parikshit Sahani
    On: Feb 10, 2020

  • Good job done by sbi

    InsuranceDekho i want to thank you for suggesting this policy to me. This policy by sbi has helped me cover my self and family without any financial issues. I was looking for a comprehensive policy covering alternative treatment. So thankful that i got this one at low premium rates.  

    A
    Anshul Pande
    On: Feb 03, 2020
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  • Perfect, complete policy

    I chose this policy because it was offering a wide scope of coverage to me. For a low premium rate, i got a very wide sum insured range as well as flexibility to choose plans according to my needs. I have bought it on family floater basis and covered my wife, children and dependent parents also. 

    G
    Girdhari Laal
    On: Jan 21, 2020

  • Great plan by sbi health insurance

    Under this policy, i have got a lot of benefits covered. To begin with, this comprehensive policy covers for pre & post hospitalisation, child care, parental care, room rent, ICU, nursing, anesthesia, blood and more, free medical check-up and a lot more. The premium however is quite low. But, services offered are perfect.

    G
    Gurpreet Kaur
    On: Jan 10, 2020

  • Very comprehensive plan

    This plan offers very vast coverage. I have recently bought it on the advice of insurancedekho team and don’t regret my decision at all. I wanted cover for Ayurvedic treatment and getting it covered under this plan. The premium is less than i expected. The claim process is simple. 

    K
    Kishan Chand
    On: Dec 27, 2019

  • Perfect policy for me

    It has been a week since i purchased this policy. I was looking for a plan to provide me cover for room rent, ICU, surgeon’s fees, pre and post hospitalisation expenses, child care, parental care and others. Thanks to insurancedekho team, i found this plan. Must say that it is a really affordable policy by sbi.  

    M
    Mukesh Pandey
    On: Dec 20, 2019

  • Wide scope of cover

    Health Insurance Policy -Retail by SBI General is a comprehensive health insurance policy. I have recently bought this policy. The sum insured amount range is perfect for me and my budget limit. What’s best is that it covers alternative treatment such as Ayurvedic, Homeopathy, and others also. I recommend this policy to all.

    S
    Sagar
    On: Dec 18, 2019

  • Comprehensive policy for all

    Health Insurance Policy -Retail by SBI is the best comprehensive health insurance policy i have ever come across. I want to thank you InsuranceDekho for introducing me to this cover. At low premium rate, i have gained coverage for a lot of medical expenses like pre & post hospitalisation, child care, parental care, and a lot more.

    A
    Ambika Malhotra
    On: Dec 05, 2019

  • Affordable and perfect in every sense

    Thanks insurancedekho people for guiding me this plan. I must tell you all this purchase of this plan was very smooth. The cover is very vast and premium amount is less as compared to other plans from other insurers. I am also getting tax benefits under this plan. Good job sbi!

    P
    Pramod Khurana
    On: Nov 28, 2019

  • No regrets with this plan

    I am covered under this plan for the past 6 months. I have not made a claim until now. Along with me, my spouse, and children are also covered. The plan comes with features such as child care, parental care, and free medical check-up for every claim-free 4 years. I recommend it to everyone!      

    K
    Kaushal Dulariya
    On: Nov 28, 2019

  • Best comprehensive health insurance

    I am new to the health insurance section of sbi. But, i must tell you that this policy is simply perfect. The benefits of this plan are multiple. Apart from general basic expenses, the plan covers you for child care, parental care, etc. Add-ons for removal of sublimits are also present.

    A
    Anand Kumar
    On: Nov 19, 2019

  • Superb policy by sbi

    This policy is comprehensive with flexible plan options. At low premium, sbi is providing comprehensive cover. I thank insurancedekho for suggesting this plan otherwise i would not have got cover for ambulance charges, domiciliary hospitalisation, pre & post hospitalisation, organ donor expenses and various others.

    V
    Vikash Dixit
    On: Nov 19, 2019

  • Got the comprehensive plan i needed

    This is my second policy with SBI. Again, i am satisfied with the cover i have got and also with the premium cost. I am relieved because i was finally able to cover my complete family without buying a separate plan. I am definitely recommending this to many people.

    S
    Shailesh Pal
    On: Nov 06, 2019

  • This retail policy is superb

    This policy has it all. Good cover, good premium, great features, multiple benefits. If you are expecting cover for room rent, ICU expenses, free medical checkup, inpatient treatment, post & pre hospitalisation cover, etc., you will get all. I am totally happy and satisfied with this plan. 

    M
    Maneesh Kumar Singh
    On: Nov 06, 2019

  • Comprehensive, wide cover plan

    I find SBI very reliable for health insurance. This policy is one of my best health insurance investments. I can happily say that i have my full family covered at a low premium amount. The feature i liked the most is child care and parental care. Rest features & benefits are good too.

    V
    Vikrant Joshi
    On: Oct 29, 2019

  • No financial worry with this plan

    This plan came as a big sigh of relief for me. I would thank insurancedekho for recommending this plan. To all, go for this plan because it gives you great cover for low premium amount. It also comes with add-on benefits like removal of room & ICU rent sub-limits & on operation & consultancy. 

    B
    Babu Lal Sharma
    On: Oct 29, 2019

  • I got a comprehensive cover by SBI

    When i was choosing this plan, i knew i was making the right selection. I recommend this plan to others because it is really affordable. Low premium, simple claim process, wide coverage is something that i really wanted and got under this plan. Good job SBI

    G
    Girraj Singh
    On: Oct 18, 2019

  • Special thanks to InsuranceDekho for this plan

    Because of my previous bad experience, i was not willing to invest in a plan. But, when i got to know about key features of this policy, i immediately said yes. If you also want to cover your family at low cost, go for this plan.  

    K
    Krishn
    On: Oct 18, 2019

  • Good plan by SBI Health Insurance

    I have always been a fan of SBI. So buying Health Insurance Policy-Retail was not new for me. But, i must say that SBI has lives up to people’s expectations and given a plan that covers you so much more for so less. I highly recommend it.

    S
    Shobhit
    On: Oct 09, 2019

  • Happy that i chose Health Insurance Policy-Retail

    Health Insurance Policy-Retail covers you for inpatient treatment, pre & post hospitalisation, parental care, child care and so much more. The premium paid is quite less. I found this plan really helpful and reliable. I am really happy with this plan as it manages all expenses without problem.

    C
    Chaitanya
    On: Oct 09, 2019

  • Health Insurance Policy-Retail is good policy

    It has been a year since i purchased this plan. Haven’t made a claim until now. The cover is superb and doesn’t cost much in terms of premium. Free medical check-up, child care, parental care, are features that increase the value of the plan. Anyone needing comprehensive plan should buy this.

    S
    Shailesh Singh
    On: Sep 26, 2019

  • Finally i found the perfect plan

    Firstly, i thank InsuranceDekho guys for suggesting this plan. Health Insurance Policy-Retail is ideal for me. The policy covers various family members at a low premium cost. Also, it covers alternative treatment, child care, parental care, and others. You also get add-ons for room & ICU rent sub-limit removal, etc. I would recommend this plan!

    H
    Hemanshu Bhatnagar
    On: Sep 26, 2019

17739 SBI Cashless Network Hospitals in India

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FAQs

  • Why should I invest in health insurance policy from SBI General Insurance?

    SBI General Insurance is a great option to buy a health insurance policy. The insurer not only ensures financial protection of an individual, but an entire family and provides them with the much-desired peace of mind. By investing in SBI General health insurance policy, you can benefit from wide health coverage, direct & hassle-free claim settlement, lifetime policy renewal and numerous other benefits. Overall, you won’t be disappointed with SBI General Health Insurance in any which way.

     

  • How can I buy and apply for SBI General health insurance policy?

    SBI General health insurance policy is easy to apply and buy online. You can either visit the official website of SBI General Insurance or InsuranceDekho to apply and purchase the SBI General's health insurance policy that suits your specific needs the best.

     

  • Which health insurance policies does SBI General Insurance provide?

    SBI General Insurance, under its health insurance category, offers Arogya Premier Policy, Arogya Plus Policy, Arogya Top Up Policy, Group Health Insurance Policy, Critical Illness Insurance Policy, and Hospital Daily Cash.  

  • How many network hospitals does SBI General Insurance cover?

    There are 6,000+ well-equipped network hospitals covered under SBI General Insurance. 

  • What is the toll-free customer care number of SBI General Insurance?

    The toll-free number of SBI General Insurance is 1800 221 111. 

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Claim Process at SBI Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

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