Liberty Health Insurance Premium Calculator
If you want to buy health insurance, you shouldn’t overlook the importance of online premium calculation. A good health insurance policy pays the medical bills up to the sum insured. So, a health insurance policy is a boon in difficult times. Since you’re looking out for a health policy, you should calculate the premiums of the plan. After all, the premiums should be affordable so that you can get coverage without meeting the financial crunch. It’s, therefore, essential to calculate the premiums of the policy you want to buy.
How to Calculate the Premium of Liberty General Health Insurance Policies Online?
To calculate the premiums of health insurance, you should use an online premium calculator. This calculator can help you calculate the correct premium, which you would have to pay for the policy that you would like to purchase. Here are common details required to calculate premiums:
- Age
- Policy term
- Medical history
- Coverage details
- The type of policy
- Sum insured chosen
Once you enter these details correctly, the online health insurance premium calculator automatically calculates the premium for you. Depending on your requirement, you can change the variables such as the type of policy, the sum insured, etc. and adjust the calculated premiums.
Why Calculate Health Insurance Premium Online?
By calculating the health insurance premiums using an online premium calculator, you can avail the following benefits:
- Add or deduct riders
- Increase or reduce coverage benefits
- Get to know the exact expense before buying the policy
- Make sure the correct costs of the health insurance policy
- Change or recalculate the premium if required
- Know how affordable the plan is that you have selected
- Easily compare the premiums of many other health insurance products
- Choose a suitable health plan at the best possible rate without compromising coverage benefits
Why Choose Liberty General?
There are several reasons why Liberty General Insurance is a preferred choice for many when it comes to buying health insurance. The company has a tie-up with more than 5,000 network hospitals for cashless treatment. It settles claims within a fixed time period with the help of a renowned TPA service provider. Besides, the insurer also gives you the opportunity to seek a second opinion and avail of the best possible treatment.
Health Insurance Calculator
Whom do you want the insurance for ?
Select the age of all members
- You
Where do you live ?
Choose required Coverage for yourself?
Health Insurance Coverage Calculator
Who do you want to insured ?
- Individual
- Couple
- Family
- Parents
Age of eldest insured member ?
Where do you live ?
Liberty Health Insurance Top Up List
- Family (1)
- Individual (1)
- Kids (1)
- Top-up (1)
Name of Plan | Sum Insured | |
Health Connect SupraMin: 91 Days; Max: 65 Years | 3 Lakh | Check Premium |
Individual Personal Accident PolicyMin: 18 years; Max: 70 years | 1 Lakh - 1 Crore | Check Premium |
FAQs
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How much premium is exempted from Income Tax if a policy covers self, spouse and children?
Premium up to Rs. 25,000 is exempted for self, spouse, and children.
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How much premium is exempted from Income Tax if a policy covers parents or senior citizens too?
A deduction of Income Tax of Rs. 25,000 is allowed if parents are covered. If parents are Senior Citizens (aged at least 65 years), then the exemption amount increases up to Rs. 30,000.
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How do I pay the premiums for my health insurance policy?
Paying health insurance premium online is very simple. All you need to do is fill a quote at InsuranceDekho, select the most suitable one from them, and make payment via one of the flexible modes offered. You can also contact the customer care executives on the toll-free number 7551-196-989, share your requirements, and follow instructions.
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Can I avail tax benefits on the premium paid for Liberty General health insurance plans?
Yes. The premiums paid for Liberty General health insurance plans qualify for deduction under Section 80D of the Income Tax Act, 1961.