Navi User Reviews

Yes, for pre-existing illnesses, there is a waiting period of 3 years for a sum insured amount of Rs. 10 Lakh and above and a waiting period of 4 years for a sum insured below Rs. 10 Lakh. 

You can apply for or purchase a health insurance policy from Navi General Insurance Company from their official website, i.e. naviinsurance.com by downloading the Navi Health App. 

There is no limit on the number of claims allowed in a policy period. The only limit is the maximum sum insured under the plan selected. 

The following benefits are provided by health insurance plans by Navi General Insurance:

• In-patient hospitalisation
• Vaccination for post-bite treatment
• Pre hospitalisation expenses
• Post hospitalisation expenses
• Emergency ambulance
• Organ donor expenses
• Day care procedures