Navi Cure Health Insurance

Navi Cure is an affordable a-la-carte medical insurance policy that provides comprehensive coverage to the insured. Available on individual as well as family floater basis, the policy covers children between 91 days and 5 years with at least 1 parent included in the policy. Whereas for adults, the minimum entry age is kept at 18 years. There is no limit on maximum entry age for Rs. 2 Lakh, but for other sum insured options, the maximum entry age is restricted to 70 years. If you purchase the plan on a family floater basis, then your entire family will share a single sum insured. It can cover a legally wedded spouse, 3 dependent children, and parents/parents in law. Whereas on a non-floater basis, each insured person will have a separate sum insured. The policy comes with a wide range of sum insured options between Rs. 2 Lakh and Rs. 1 crore and it is renewable for lifetime.

The policy comes with various plan options namely Silver, Gold, Diamond, and My Navi Health, which differ in terms of policy benefits and sum insured options. Some of the coverage benefits that the policy offers include in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, domiciliary hospitalisation expenses, AYUSH treatment expenses, road ambulance expenses, newborn baby expenses, etc. The policy comes with flexible terms i.e. 1 year, 2 years, and 3 years, which you can opt for as per your own requirement. The premium payment options are also flexible. You can pay the premium for this policy as one time or in quarterly, half yearly instalments, and avail tax benefits on the same as well.