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National Varistha Mediclaim Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Rating of Varistha Mediclaim Policy
4.8
Based on
24 User reviews
  • Varistha Mediclaim is highly satisfying

    When i was looking for senior citizen plans, i came across this one. I must say that i was impressed by its features and low premium. I am getting vast cover that includes in-patient hospitalisation expenses, domiciliary hospitalisation, pre and post-hospitalisation cover, cover for room charges, ICU charges, and others. 

    M
    Mahesh Ramchandra Gupta
    On: Oct 10, 2019
  • Varistha Mediclaim has been of great help

    I always recommend this plan to everyone. Not only because it is cheap, but also because it offers broad coverage. Apart from taking care of basic expenses, it covers critical illnesses also. You can also choose additional cover for pre-existing hypertension and diabetes. Overall, it is a big help in need.

    A
    Aru Beri
    On: Oct 10, 2019
  • I recommend Varistha Mediclaim

    As a senior citizen, i found this plan extremely good. I have got covered for hospitalisation expenses and critical illness treatment under this policy. The other coverage features are great. The best part is that i didn’t have to pay a high premium rate for this. I would recommend this plan to all of my age.  

    L
    Lalit Kumar
    On: Sep 27, 2019
  • Happy and satisfied with Varistha Mediclaim

    Varistha Mediclaim has been a great decision for me. This policy covers various medical expenses at a minimal premium rate. You can also choose add-on covers like critical illness and pre-existing disease with this policy by paying a little more premium. I would recommend this policy to all also looking for ICU coverage.

    K
    Kanchan Sarkar
    On: Sep 27, 2019

FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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