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National Varistha Mediclaim Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Varistha Mediclaim Policy
4.8
Based on
24 User reviews

  • I highly recommend national insurance to all

    I was looking for senior citizen health insurance for the last few months. Thanks to insurancedekho team that helped me buy National Insurance’s Varishta Mediclaim Policy. I am satisfied that this policy offers vast cover not only for basic health benefits as well as provides cover for critical illness.   

    N
    Neer Jaisingh
    On: Oct 30, 2020

  • Saved me from a lot of expenses

    Being a senior citizen it is becoming hard for me to bear medical expenses. This policy by national insurance is a ray of hope for me. I purchased this plan because it was fulfilling my requirement of ICU and health checkup.    

    K
    Kunti Gupta
    On: Feb 24, 2020

  • Good for later stage of life

    I was recommended this special plan for senior citizens by insurancedekho team. I am thankful to people over there for giving me such good policy suggestion. I have recently bought it and getting covered for many basic expenses including pre-existing hypertension and diabetes. 

    S
    Sri Hari Das
    On: Feb 12, 2020

  • Thanks insurancedekho for your help

    Buying varishta mediclaim policy was easy for me. The credit goes to the team of insurancedekho. I am getting a wide coverage and many benefits for a premium price that is affordable completely. Senior citizens like me between the age of 60 years to 80 years can easily go for this plan without any doubts. 

    G
    Gopal Mathur
    On: Feb 04, 2020

  • Good plan by national insurance

    Being a senior citizen, i have been looking for a good plan that covers my requirements. This is the perfect one for me. Vast cover, full of benefits, less premium cost, tax benefits, and optional cover for pre-existing diabetes and hypertension are the plus points of this plan. 

    S
    Sandhya Tyagi
    On: Jan 29, 2020
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  • Suggested by a friend of mine

    It is when my old friend suggested this plan to me that i went to buy it. He has had this plan for past one year and though he has not made any claim, it has overall been a good experience. I hope national insurance and its plan serves good purpose for me. I give this plan a rating of 8 out of 10.

    R
    Rakesh Gupta
    On: Jan 15, 2020

  • Big help for senior citizens

    I being an elderly person recommend this policy to everyone in my age. The plan is really good and gets rid of all your financial worries. The plan comes with great benefits including lifelong renewal, less premium, and tax benefits. I am also extremely thankful to insurancedekho team for lending their support.

    A
    Anuj Khurana
    On: Jan 02, 2020

  • Good one for seniors

    High cost of treatment at elderly age is concerning for everyone. But, with varishta mediclaim policy, there are no worries. This policy is a great plan for senior citizens. The cover is very vast at such a low premium amount. Add-on covers for critical illness and pre-existing diseases is also available. Overall, it is a good purchase. 

    A
    Atul Gupta
    On: Dec 16, 2019

  • Completely satisfied with national's plan

    When my friend suggested this policy to me, i was unsure of it. But, when i talked to insurancedekho people, i knew this is the perfect plan for me. It has been a few weeks since i purchased this plan. I am totally satisfied as i have got covered for domiciliary hospitalisation, room rent, ICU, and other such expenses along with health check-up on every three claim-free years. 

    T
    Tarun Agarwal
    On: Dec 06, 2019

  • Excellent option for senior citizens like me

     I was discussing about health insurance with a friend when he told me about this plan. After listening to all the features and benefits, i immediately went to buy it online. Now, it has been 8 months since i bought this plan and let me tell you that i feel financially protected like never before. 

    P
    Pradeep Garg
    On: Nov 29, 2019

  • Good experience with varishta mediclaim

    Varishta mediclaim policy with national insurance is a great one in real terms. My overall experience with the plan was superb. I did not experience any kind of problem when buying it. Also, my claim procedure was quite smooth. I want to recommend this reliable and affordable policy to every senior citizen like me. 

    B
    Beena Garg
    On: Nov 29, 2019

  • Satisfied with varistha mediclaim policy

    High treatment costs at senior age has always worried me. Thanks to insurancedekho i have a cover that will protect me financially and take care of my medical treatment in case of an emergency. I have recommended this policy to my friends also and suggest it to you also. 

    R
    Ram Kumar Agarwal
    On: Nov 28, 2019

  • High coverage at the cost of low premium

    This plan is everything a senior citizen can ask for. This policy has given me wide cover with multiple features and benefits. The best thing is that i did not have to pay a huge premium amount. Both hospitalisation expenses and critical illness is covered under this plan by national insurance.

    S
    Sakhare Manohar
    On: Nov 20, 2019

  • Great plan to choose for senior citizens

    I can’t thank insurancedekho enough for their recommendation of this varishta mediclaim policy. I was looking for an affordable plan when i came to know about this plan. Now, i am covered for hospitalisation and critical illness both. I am satisfied with the cover i have received and the less premium i have to pay.    

    V
    Vinay
    On: Nov 20, 2019

  • I finally got good senior citizen plan

    Finding a good health insurance policy is difficult for us senior citizens. However, when i chose this plan i knew my health and financial stability are in safe hands now. This plan has got me covered for hospitalisation and critical illness expenses at a low premium rate. I am satisfied with this cover. 

    S
    Sudhir
    On: Nov 07, 2019

  • You did a good job national insurance

    This is my first health insurance with national. I must say that this plan is good. It has given me support for hospitalisation and critical illness expenses. Domiciliary hospitalisation, pre and post-hospitalisation cover, in-patient hospitalisation expenses, cover for room charges, ICU charges, are also covered under this plan. 

    R
    Rajiv
    On: Nov 07, 2019

  • This policy is perfect for me

    Varistha Mediclaim Policy was recommended to me by InsuranceDekho. I am glad that i invested in the policy because it will help me cover high medical costs. Rest, the policy features are great, the premium is less, coverage is against basic hospitalisation and critical illness expenses. Overall, i am satisfied with my choice. 

    A
    Andeep
    On: Oct 30, 2019

  • Varistha Mediclaim Policy means hope

    Ever since i have chosen this policy, i have become less tensed about finances. I am happy with this policy because it covers me for hospitalisation and critical illness expenses at low premium. This plan also gives you an add-on for pre-existing diseases cover. I would recommend this plan to anyone, any day. 

    V
    Vasanth Kumar K
    On: Oct 30, 2019

  • Extraordinary plan by National Insurance

    I chose this plan as per InsuranceDekho’s advise. Must say that i happy with my decision because i am getting good cover against basic hospitalisation and critical illness expenses. I can also extra cover for pre-existing hypertension and diabetes. This plan is great, both in terms of cover and premium.  

    S
    Saurabh Singh
    On: Oct 21, 2019

  • Varistha Mediclaim has been good experience

    My experience with this plan has been great. When i made a claim, i was provided with full support. I received great services with a vast cover. I did not have to worry about my savings. I strongly recommend this plan to every senior citizen.  

    A
    A Singh
    On: Oct 21, 2019

  • Varistha Mediclaim is highly satisfying

    When i was looking for senior citizen plans, i came across this one. I must say that i was impressed by its features and low premium. I am getting vast cover that includes in-patient hospitalisation expenses, domiciliary hospitalisation, pre and post-hospitalisation cover, cover for room charges, ICU charges, and others. 

    M
    Mahesh Ramchandra Gupta
    On: Oct 10, 2019

  • Varistha Mediclaim has been of great help

    I always recommend this plan to everyone. Not only because it is cheap, but also because it offers broad coverage. Apart from taking care of basic expenses, it covers critical illnesses also. You can also choose additional cover for pre-existing hypertension and diabetes. Overall, it is a big help in need.

    A
    Aru Beri
    On: Oct 10, 2019

  • I recommend Varistha Mediclaim

    As a senior citizen, i found this plan extremely good. I have got covered for hospitalisation expenses and critical illness treatment under this policy. The other coverage features are great. The best part is that i didn’t have to pay a high premium rate for this. I would recommend this plan to all of my age.  

    L
    Lalit Kumar
    On: Sep 27, 2019

  • Happy and satisfied with Varistha Mediclaim

    Varistha Mediclaim has been a great decision for me. This policy covers various medical expenses at a minimal premium rate. You can also choose add-on covers like critical illness and pre-existing disease with this policy by paying a little more premium. I would recommend this policy to all also looking for ICU coverage.

    K
    Kanchan Sarkar
    On: Sep 27, 2019

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FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

View All

Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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