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National Varistha Mediclaim Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Varistha Mediclaim Policy
4.8
Based on
24 User reviews

  • Good experience with varishta mediclaim

    Varishta mediclaim policy with national insurance is a great one in real terms. My overall experience with the plan was superb. I did not experience any kind of problem when buying it. Also, my claim procedure was quite smooth. I want to recommend this reliable and affordable policy to every senior citizen like me. 

    B
    Beena Garg
    On: Nov 29, 2019

  • Satisfied with varistha mediclaim policy

    High treatment costs at senior age has always worried me. Thanks to insurancedekho i have a cover that will protect me financially and take care of my medical treatment in case of an emergency. I have recommended this policy to my friends also and suggest it to you also. 

    R
    Ram Kumar Agarwal
    On: Nov 28, 2019

  • High coverage at the cost of low premium

    This plan is everything a senior citizen can ask for. This policy has given me wide cover with multiple features and benefits. The best thing is that i did not have to pay a huge premium amount. Both hospitalisation expenses and critical illness is covered under this plan by national insurance.

    S
    Sakhare Manohar
    On: Nov 20, 2019

  • Great plan to choose for senior citizens

    I can’t thank insurancedekho enough for their recommendation of this varishta mediclaim policy. I was looking for an affordable plan when i came to know about this plan. Now, i am covered for hospitalisation and critical illness both. I am satisfied with the cover i have received and the less premium i have to pay.    

    V
    Vinay
    On: Nov 20, 2019

  • I finally got good senior citizen plan

    Finding a good health insurance policy is difficult for us senior citizens. However, when i chose this plan i knew my health and financial stability are in safe hands now. This plan has got me covered for hospitalisation and critical illness expenses at a low premium rate. I am satisfied with this cover. 

    S
    Sudhir
    On: Nov 07, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 80 Lacs+ happy customers

  • You did a good job national insurance

    This is my first health insurance with national. I must say that this plan is good. It has given me support for hospitalisation and critical illness expenses. Domiciliary hospitalisation, pre and post-hospitalisation cover, in-patient hospitalisation expenses, cover for room charges, ICU charges, are also covered under this plan. 

    R
    Rajiv
    On: Nov 07, 2019

  • This policy is perfect for me

    Varistha Mediclaim Policy was recommended to me by InsuranceDekho. I am glad that i invested in the policy because it will help me cover high medical costs. Rest, the policy features are great, the premium is less, coverage is against basic hospitalisation and critical illness expenses. Overall, i am satisfied with my choice. 

    A
    Andeep
    On: Oct 30, 2019

  • Varistha Mediclaim Policy means hope

    Ever since i have chosen this policy, i have become less tensed about finances. I am happy with this policy because it covers me for hospitalisation and critical illness expenses at low premium. This plan also gives you an add-on for pre-existing diseases cover. I would recommend this plan to anyone, any day. 

    V
    Vasanth Kumar K
    On: Oct 30, 2019

  • Extraordinary plan by National Insurance

    I chose this plan as per InsuranceDekho’s advise. Must say that i happy with my decision because i am getting good cover against basic hospitalisation and critical illness expenses. I can also extra cover for pre-existing hypertension and diabetes. This plan is great, both in terms of cover and premium.  

    S
    Saurabh Singh
    On: Oct 21, 2019

  • Varistha Mediclaim has been good experience

    My experience with this plan has been great. When i made a claim, i was provided with full support. I received great services with a vast cover. I did not have to worry about my savings. I strongly recommend this plan to every senior citizen.  

    A
    A Singh
    On: Oct 21, 2019

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FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

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Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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