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National Critical Illness Health Insurance User Reviews

282 reviews Rate This
National
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio83.78%
Network Hospitals6,000+
RenewabilityLifelong
Starting Premium for 5 lac SIRs.586/month
Starting Premium for Rs. 5 lakhs SIRs. 586/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Critical Illness Insurance Policy
4.6
Based on
25 User reviews

  • Excellent customer services

    The entire team at InsuranceDekho is the best I have ever come across. I had a great experience while getting the National Health-Critical Illness Insurance Policy issued. The team helped me choose the plan, and buy it and informed me about the renewal and claim process in detail. So thankful! 

    A
    Arti Jindal
    On: Aug 28, 2023

  • Minimal formalities for claim settlement

    The formalities for making a claim on the website of InsuranceDekho is minimal. It requires very basic documents and the instructions are effortlessly comprehensible. As soon as I made a claim under National insurance’s Critical Illness Insurance plan, it got settled in no time.   

    S
    Sabita Agarwal
    On: Mar 02, 2021

  • Relaxed with this policy

    I am a new member of national insurance. I bought this policy because it comes with many benefits. Other than coverage up to 37 critical illnesses, it gives lump sum payment. Also, the option to add Permanent Paralysis of Limbs and Total and Permanent Blindness. 

    V
    Vikram
    On: Feb 20, 2020

  • Nice plan by national

    It has been around 16 days that i bought this policy. I thank insurancedekho for their suggestion for this policy. Under this plan, i am covered for 37 critical illnesses at a less premium amount. I am also satisfied with the premium amount. I highly recommend this policy. 

    G
    Geeta Bhasin
    On: Feb 05, 2020

  • New for me but helpful

    It has not been more than 20 days since i bought this critical illness policy. I am getting coverage for up to 37 critical illnesses like cancer, diabetes, stroke and others. I will get a lump sum amount on diagnosis. What’s best is that the feature of renewal benefit is also there. 

    D
    Deven Jain
    On: Jan 30, 2020
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    Why to Buy Health Insurance Policy Online from InsuranceDekho

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  • Made my life easy

    Ever since i have purchased this policy, i feel a little less burdened. At low premium cost, i have been covered for 37 critical illnesses. I will get a lump sum amount for my expenses if i get diagnosed with any of the covered critical illnesses. This plan has really solved my problem! 

    G
    Gyan Kishore
    On: Jan 21, 2020

  • Excellent choice for certain customers

    To start with, i have got covered for up to 37 life-threatening diseases under this policy. The good part is that the premium amount is very less than other plans from different insurers. So, this has been a great investment for me. I want to recommend this policy to people who fear critical illnesses and financial instability. 

    V
    Vimal Gupta
    On: Jan 02, 2020

  • A perfect critical illness plan

    I am so thankful to insurancedekho people that they recommend this plan to me. This policy is the ideal choice for me as it helps me gain more coverage without paying a lot of amount for premium. I have covered myself and my family under this plan so i need not to worry about major expenses when it comes to critical illnesses.  

    S
    Sachin Katheria
    On: Dec 27, 2019

  • Happy with this plan by national

    Critical illness insurance policy is my latest purchase with national insurance. I must admit that it is a really good policy for covering critical illnesses of many kinds. This policy covers you for up to 37 critical illnesses and provides lump sum payment in a single transaction. What’s best is that the policy comes with the option to add Permanent Paralysis of Limbs and Total and Permanent Blindness to the cover.  

    A
    Azhar
    On: Dec 18, 2019

  • Good experience with national plan

    This my first time buying a critical illness insurance. National’s critical illness policy is a really good one. It helps you cover you and your family for up to 37 life-threatening or critical illnesses. Under critical illness policy, you get a lump sum amount on diagnosis. If willing, you can also get Permanent Paralysis of Limbs and Total and Permanent Blindness added. 

    K
    Ketan
    On: Dec 12, 2019

  • A gift from national insurance

    This policy by national insurance is nothing less than a gift for people who can’t afford heavy expenses on critical illness treatment. Covering up to 37 critical illnesses under its different plans, this affordable policy is a real support. I always recommend this plan to all those who are in need.  

    H
    Himanshu Shukla
    On: Nov 29, 2019

  • Affordable plan for critical illness

    I have recently purchased this plan. It has given me cover for 37 critical illnesses under its plan B variant. Cancer, stroke, kidney failure are some of the critical illnesses i have been covered for. Under this plan, option to add permanent paralysis of limbs and total & permanent blindness is also given.  

    V
    Ved Mohan
    On: Nov 29, 2019

  • Covers a wide range of critical illnesses

    Critical illness insurance by national insurance is a worthy plan. Available at a low premium rate, this plan provides coverage for 37 life-threatening or critical illnesses. The insured gets a lump sum amount on diagnosis of any specified critical illness without any hassle. I recommend this plan to all. 

    S
    Sethu Kumar
    On: Nov 20, 2019

  • Gives lump sum amount

    Cover for up to 37 critical illnesses, renewal benefit, lump sum payment in a single transaction, and the option to add Permanent Paralysis of Limbs and Total and Permanent Blindness are a few amazing features of this superb plan. I am thankful to insurancedekho for their recommendation.

    M
    Manohar Mankari
    On: Nov 20, 2019

  • Trusted insurer

    National Insurance's Critical Illness Insurance Policy is one of the reliable products for me. my experience with the insurer and its policy has been superb. My claim was settled without any delay and i didn't experience any sort of inconvenience. In fact, i was given a lump sum amount for expenses of all kinds.

    K
    Kusum
    On: Nov 07, 2019

  • Excellent insurance for critical illnesses

    I took this critical health insurance policy from National Insurance for my mother. Because of my financial limitations i had to take this plan. Must say my decision was right because when financial stability was required, National Insurance gave it to me through this plan.

    A
    Anuj Kumar
    On: Nov 07, 2019

  • Necessary investment for me

    Purchasing critical illness insurance policy by national had become important for me. Thankfully, my decision turned about to be right. When i was diagnosed with cancer, i got lump sum amount and made the most of all features and benefits. I would recommend this great policy to all. 

    R
    Rekha Sharma
    On: Oct 30, 2019

  • Great effort by national insurance

    This was the first time i was buying health insurance and that too critical illness plan. I was not ready for it, but when insurancedekho guys told me all about policy benefits, features, coverage, i was instantly ready. I am satisfied that i got wide coverage at a less premium amount.

    A
    Ajay Sharma
    On: Oct 30, 2019

  • The much-desired help for needy

    I must say that national insurance has made a good effort by bringing this plan. Under this plan, i got covered for 37 critical illnesses. Lump sum payment on diagnosis, renewal benefit, and option to add Permanent Paralysis of Limbs and Total & Permanent Blindness are superb features of this plan.

    S
    Sunil
    On: Oct 18, 2019

  • The ideal policy for me

    Dealing with critical illness medical expenses has always been scary for me. When i purchased this plan, i finally got a chance to take a sigh of relief. I am 100% sure that this plan will help me completely. Anyone can look for this plan as features are really great.    

    M
    Madhur Bajaj
    On: Oct 18, 2019

  • A ray of hope!

    Very nice Health policy to cover critical illnesses. A ray of hope for the family of the insured suffering from critical illnesses like Cancer, stroke, coma, etc.

    D
    Deepak Kumar Katiyar
    On: Oct 12, 2019

  • Superb policy at less premium

    Buying critical illness insurance policy by national insurance is a smart decision. This policy covers for up to 37 critical illnesses. Gives you lump sum benefit on diagnosis and renewal benefit. You can also buy add on for total blindness and permanent paralysis of limbs. Overall, it is comprehensive.

    C
    Chaitanya
    On: Oct 09, 2019

  • Superior plan by national insurance

    I am grateful to InsuranceDekho people for recommending this plan. This plan covers my major expense concerns in a wide manner. Here i am getting lump sum amount, vast sum insured range, add-on benefits, etc. Now i recommend this plan to everyone.

    K
    K Balagurunathan
    On: Oct 09, 2019

  • Good cover by National Mediclaim

    My friend told me about Critical Illness Insurance Policy. Then InsuranceDekho people also suggested me this plan. I purchased this plan because it covers 37 critical illnesses and provides lump sum benefit, renewal benefit, and others. Also, i can add permanent paralysis of limbs and total blindness in my cover. 

    T
    Tarulal Iimkeshar
    On: Sep 27, 2019

  • Critical Illness Insurance Policy is perfect for me

    I was unsure before buying this plan. InsuranceDekho people told me about this great policy because it was perfect for my requirements. When i went for claim, i found that my decision was right. My critical illness was covered and i got multiple benefits which other plans did not provide. 

    A
    Amresh Singh
    On: Sep 27, 2019

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FAQs

  • What is the toll-free customer care number of National Insurance Company?

    The toll-free number of National Insurance Company Ltd. is 1800-3450-330. 

  • What is the address of National Insurance Company?

    The address of National Insurance Company Ltd. is-

    3, Middleton Street, Prafulla Chandra Sen Sarani, 
    Kolkata, West Bengal, 700071.

  • How to buy and apply for health insurance plans by National Insurance Company?

    You can visit the official website of National Insurance Company to purchase a policy, i.e. https://nationalinsurance.nic.co.in. To opt for a smooth and hassle-free process, you can also purchase it at InsuranceDekho.  

  • Does National Insurance Company offer any discount to its policyholders?

    Yes. The National Insurance Company offers discounts to the policyholders on some health insurance plans. 

  • What kind of policies are available with National Insurance Company online?

    National Insurance Company offers health insurance plans for individuals, families, senior citizens, parents, children, etc. People aged up to 65 years can be covered under these policies.

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Claim Process at National Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 72 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

National Health Insurance Contact Details

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