People of what age can get coverage under the ProHealth Cash Insurance Plan?

Anyone between the age group of 91 days and 65 years is eligible for the coverage under this plan. However, for availing the add-on benefits such as Accidental Death & Permanent Total Disability, the minimum age required is 5 years.

What are the relations that can be covered under this health insurance plan?

Relationships that can be covered under the plan include self, spouse, children, parents, siblings, parents-in-law, grandparents and grandchildren.

What are the sum insured options available under the ProHealth Cash Insurance Plan?

A wide range of Daily Cash Benefit options is available under both the variants of the plan, i.e., Basic and Enhanced Plans. The Daily Cash Benefit ranges from Rs. 500 (1 Unit) to Rs. 5000 (10 Units) under both the variants. However, the sum insured option available under Personal Accident and Permanent Total Disability ranges from Rs. 50,000 to Rs. 25 Lakh.

Does this plan offer any discount on the premium?

Yes, different types of discounts are available under the plan, which are as follows: A) Family discounts B) Long-term policy discount C) Direct policy discount D) Worksite marketing discount E) Online discount

Does this plan own any variant under it?

Yes, the plan is available under two variants named as Basic Plan and Enhanced Plan.

Is there any optional cover available under the ProHealth Cash Insurance Plan?

Yes, the ProHealth Cash Insurance Plan offers two optional covers for its policyholders, which are Daycare Treatment Benefit and Accidental Death and Permanent Total Disability Cover.

How many daycare treatments are covered under this plan?

The coverage for a maximum of 5 daycare treatments and procedures are given per policy year for every insured member.

What are the features available under Basic and Enhanced plans?

The benefits offered under the Basic plan comprise of Sickness Hospital Cash Benefit, Accident Hospital Cash Benefit, ICU Cash Benefit and Worldwide Cover. Whereas, Enhanced Plan owns the basic plan benefits in addition to Convalescence Benefit, Companion Benefit and Compassionate Benefit.

Does the plan give the coverage to any online program?

Yes, the plan grants access to an online wellness program. It includes online programs such as Nutrition Programs, Lifestyle Management Programs, Health Risk Assessment, and access to health articles through the ManipalCigna Website.

Will I gain any tax benefit on the purchase of ProHealth Cash Insurance Plan?

Yes, you can get the benefits of tax on the premium paid for the ProHealth Cash Insurance Plan as per the section 80D of the Income Tax Act 1961.

ManipalCigna ProHealth Cash Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

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ManipalCigna ProHealth Cash Brochure

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Sep 04, 2019

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ManipalCigna Health Insurance Plan List

Family (4)
Individual (4)
Critical Illness (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
PrimePopular		Check Premium
ProHealth PrimePopular		Check Premium
Prime Senior Health Insurance PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50 Thousand - 2.5 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Lifestyle Protection Critical CareMin: 18 Years; Max: 65 Years	1 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

ManipalCigna Health Insurance Top Up List

Family (1)
Individual (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Super Top-Up Policy Min: 91 Days ; Max: No Max LimitPopular	3 Lakh - 30 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium

8674 ManipalCigna Cashless Network Hospitals in India

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FAQs on ProHealth Cash Health Insurance Plan

People of what age can get coverage under the ProHealth Cash Insurance Plan?
Anyone between the age group of 91 days and 65 years is eligible for the coverage under this plan. However, for availing the add-on benefits such as Accidental Death & Permanent Total Disability, the minimum age required is 5 years.
What are the relations that can be covered under this health insurance plan?
Relationships that can be covered under the plan include self, spouse, children, parents, siblings, parents-in-law, grandparents and grandchildren.
What are the sum insured options available under the ProHealth Cash Insurance Plan?
A wide range of Daily Cash Benefit options is available under both the variants of the plan, i.e., Basic and Enhanced Plans. The Daily Cash Benefit ranges from Rs. 500 (1 Unit) to Rs. 5000 (10 Units) under both the variants. However, the sum insured option available under Personal Accident and Permanent Total Disability ranges from Rs. 50,000 to Rs. 25 Lakh.
Does this plan offer any discount on the premium?
Yes, different types of discounts are available under the plan, which are as follows:

A) Family discounts
B) Long-term policy discount
C) Direct policy discount
D) Worksite marketing discount
E) Online discount
Does this plan own any variant under it?
Yes, the plan is available under two variants named as Basic Plan and Enhanced Plan.
Is there any optional cover available under the ProHealth Cash Insurance Plan?
Yes, the ProHealth Cash Insurance Plan offers two optional covers for its policyholders, which are Daycare Treatment Benefit and Accidental Death and Permanent Total Disability Cover.
How many daycare treatments are covered under this plan?
The coverage for a maximum of 5 daycare treatments and procedures are given per policy year for every insured member.
What are the features available under Basic and Enhanced plans?
The benefits offered under the Basic plan comprise of Sickness Hospital Cash Benefit, Accident Hospital Cash Benefit, ICU Cash Benefit and Worldwide Cover. Whereas, Enhanced Plan owns the basic plan benefits in addition to Convalescence Benefit, Companion Benefit and Compassionate Benefit.
Does the plan give the coverage to any online program?
Yes, the plan grants access to an online wellness program. It includes online programs such as Nutrition Programs, Lifestyle Management Programs, Health Risk Assessment, and access to health articles through the ManipalCigna Website.
Will I gain any tax benefit on the purchase of ProHealth Cash Insurance Plan?
Yes, you can get the benefits of tax on the premium paid for the ProHealth Cash Insurance Plan as per the section 80D of the Income Tax Act 1961.

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Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com