ManipalCigna Lifestyle Protection Critical Care Health Insurance

The Lifestyle Protection - Critical Care Plan delivers a lot to people suffering from a critical illness by providing with enough financial and medical assistance to face their tough time and hefty treatment. The insured members may be asked to go through some medical tests, which is based on the age, medical history, the sum insured and so on. Also, the plan is stuffed with different coverage features In addition to these, the policy possesses various features that make it appreciated among the customers. Some highlighting components of the policy are:

• Coverage is provided for up to 30 critical illnesses
• Lump sum amount is offered to bear the cost of treatment
• Claim settlement procedure of the plan is short and simple
• A free look period of 15 days is provided to consider the health plan
• Portability option is offered to port from an existing plan to this policy
• Availability of online health and wellness program for all the customers
• The option to enhance the sum insured amount is given during renewal
• The option of the second opinion is provided from the network of medical practitioners 

This health insurance policy for a critical illness doesn’t merely provide wide medical coverage, but also offer financial benefits too. Here are a few elements of the plan, which provide benefits:

• Lifelong renewability option is available under the plan
• A family discount of 10% is offered for covering more than 2 family members
• A long term discount of 7.5% & 10% is provided on selecting a 2 and 3-year Policy
• Earn tax benefit on the premium of the plan as per section 80D of IT Act

The features and benefits of the policy are so quite beneficial. Hence, it can easily be concluded as an effective and suitable plan for anyone suffering from any critical illness.

When it comes to search and buy a health insurance policy, the online platform is always better than offline. If you are looking for any health plan, opt for one of the most reliable and authentic insurance broker firm called Insurance Dekho. The company has a team of expert and experienced professionals in the insurance sector. They provide complete information related to different plans and help customers in choosing an appropriate plan for them.

You are able to cancel this policy at any time during the policy tenure. However, you need to give a 15-day notice in writing for cancellation. Premium will be refunded subject to the terms and conditions of the policy.

Yes, you can avail family discounts of 10% if you have added more than 2 family members under the same policy.

Yes, you need to undergo a pre-medical test based on your age. CignaTTK facilitates medical tests at its network of diagnostic centers. For this, you will be contacted to fix an appointment for the medical examination at your convenience. The insurance company bears all the cost of all the tests.

CignaTTK provides you with the portability feature. With this, you’re able to port your health insurance policy to the Lifestyle Protection Critical Care plan of CignaTTK.