ManipalCigna Health Insurance for Kids

ProHealth Insurance is ManipalCigna’s effort to safeguard the health of children while keeping their parents free from financial concerns. Available on individual as well as family floater sum insured basis, ProHealth Insurance offers Newborn Baby Cover as well as First-Year Vaccinations under Plus, Preferred, and Premier variants. ManipalCigna, through its ProHealth Insurance plan, ensures child health insurance coverage for expenses such as inpatient hospitalisation, pre-hospitalisation, post-hospitalisation, and multiple others.

Key Features

• Rs. 2.5 Lakh to Rs. 100 Lakh - Sum insured range
• Cashless treatment easily available at 6,969+ network hospitals
• Restoration with 100% additional Sum Insured - Unlimited times
• Healthy Rewards points (up to 20% of premium) to redeem as Health Maintenance Benefit/renewal discount
• Choice of utilising 50% of HMB towards premium payment from 1st renewal
• Guaranteed Bonus every renewal, max up to 200%
• Dedicated preventive health benefits with Medical Check-up and Wellness Programs, and others
• Superior deductible (up to Rs.10 Lakh) with packaged benefits to top-up health protection, etc.

Scope of Coverage

• Coverage for inpatient hositalisation
• Pre-hospitalisation & post-hospitalisation expenses covered
• 500+ day care treatments covered up to the full sum insured
• Donor expenses covered up to the full sum insured
• Domiciliary treatment up to the full sum insured
• Ambulance cover
• Worldwide Emergency Cover
• Value-added cover for expert opinion on critical illness (available once during every policy year), etc.

Eligibility

The minimum entry age under ProHealth Insurance policy is 91 days for children and 18 years for adults. There is no limit for entry under the policy.

Exclusions

• Dental treatment, dentures or surgery of any kind
• Treatment for developmental problems, including learning difficulties
• Any cosmetic surgery, aesthetic treatment
• Any treatment received in convalescent homes, health hydros, convalescent hospitals, nature cure clinics or similar establishments
• Ailment requiring treatment due to use, abuse or influence any substance, alcohol, intoxicant, drug, or hallucinogen, etc.

ProHealth Insurance is ideal health insurance for kids. If interested in learning more about this policy, kindly go through the Policy Wordings right away! For details, you can also call InsuranceDekho at 1800-1205-698.