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ManipalCigna ProHealth Cash Health Insurance User Reviews

307 reviews Rate This
ManipalCigna
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio93.40%
Network Hospitals8,900+
Pre-existing Disease Coverage From2 years
Pre-existing Disease Waiting Period2 years
Special BenefitsUnlimited Restoration
Starting Premium (for 5L SI)Rs. 566/month

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Rating of ProHealth Cash
4.1
Based on
29 User reviews

  • Family-Friendly Policies

    I found InsuranceDekho's family-friendly policies to be a great option for covering the health needs of my entire family. Their ManipalCigna Health Insurance- ProHealth Cash is flexible, allowing me to include my spouse, children, and even parents under a single plan.

    S
    Sonu Malik
    On: Sep 11, 2023

  • Quick and easy to deal with

    I come to InsuranceDekho for any policy-related issues, as to me, this platform is quick and easy to deal with. They make sure that the service provided by them is on time and accommodating to their customer requirements. I am more than satisfied with the service I get whenever I have any queries regarding my Manipal Cigna’s ProHealth Cash plan.  

    R
    Rai Acharya
    On: Mar 02, 2021

  • Streamlined policy issuance

    I issued Manipal Cigna’s ProHealth Cash plan that delivers cash benefits at the time of hospitalisation. To issue the policy, I followed the streamlined instructions given on InsuranceDekho. I generated my health quotes, compared the premiums and finalised my plan. After the payment, the policy papers were sent to my email.

    R
    Rakesh Bhadra
    On: Feb 11, 2021

  • Worldwide coverage option

    Pro health cash is a great health insurance plan if you want daily benefit at the time of hospitalisation. Also, the best part abt this plan is that it offers me daily cash benefit on worldwide hospitalisation. You an buy this for additional coverage even if you already have another health insurance plan.   

    S
    Shailendra Singh
    On: Feb 24, 2020

  • Convalescence benefit also available

    I had purchased this plan last month from insurancedekho and the process went well. This plan will prove to be beneficial at the time of hospitalisation and because i did not spend so much on this plan, i have no regrets on buying this even if i don’t use it.    

    V
    Ved Prakash Singh
    On: Feb 24, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
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    • 80 Lacs+ happy customers

  • Useful product of cigna.

    To be able to buy Pro health cash plan, you need to be a citizen of India and be aged above 18 years of age. You can buy this policy online from Insurancedekho and rest assured you wont get disappointed. All you need to do to is call on their toll free number 18001205698   

    C
    Chanchal Sharma
    On: Feb 11, 2020

  • Best help..

    This plan proved to be the best help I could have got at the time of emergency. There are many benefits i got under this plan like worldwide coverage option, companion benefit, cover for convalescence benefit, sickness and accident hospital cash, ICU Cash benefit, and so on. I liked this plan very much.   

    R
    Rajeev Gaitonde
    On: Feb 11, 2020

  • Good product!

    Pro health cash is an amazing health insurance plan offered by Manipalcigna health insurance. The key highlights of this plan include worldwide coverage option, companion benefits, ICU cash benefit, convelescence benefit and so on. The best part is that if you want added coverage, you can opt for add-on benefits too  

    R
    Rinku Chaudhary
    On: Jan 31, 2020

  • Happy with add-on benefits

    This plan give some additional help in terms of cash benefits. The fixed daily cash benefit is given in lump sum in this plan. The amount ranges between rs 500 to rs. 5000 and i think it is a helpful plan for all the policyholders even if they are already covered under a standard plan.   

    M
    Madhu Bagadia
    On: Jan 31, 2020

  • Beneficial policy..

    I liked pro health cash insurance plan of ManipalCigna. The policyholders get cash benefit of Rs. 500 per day if they get hospitalised. This plan also gives benefits to the companion who is staying with the hospitalised person of additional pay of 50% of daily cash benefit. I found this plan beneficial.   

    M
    Mahesh
    On: Jan 10, 2020

  • Easy plan

    Pro health cash is a fixed benefit insurance plan that one can purchase even if they already have a standard health insurance plan. And the best part for me is that it gives three times of daily cash benefit on worldwide hospitalisation. I recommend this plan to everyone who is, or isn’t insured already.   

    A
    Arun kumar
    On: Jan 10, 2020

  • Covers cash requirement when you need it

    ​Pro health cash an average plan but is useful as it offers me lump sum cash at the time of hospitalisation.. The minimum entry age under this plan was 91 days. I liked this plan as got more benefits than the premium i paid for it. One can take thins apart from their standard plan too   

    M
    Muskaan Talwar
    On: Dec 24, 2019

  • Buy this even if you have a basic plan

    Pro health cash plan from manipalcigna is as useful as your standard health isnurance plan. This provides you money in lump sum at the time of hospitalisation. Also, if you have someone who is there with the family member in the hospital to attend the patient, the plan will pay additionally 50% of daily hospital cash benefit  

    H
    Harsh Malhotra
    On: Dec 24, 2019

  • Great benefit

    I brought it last week as i saw great enefit under it. I very little understood concept of health insurance and therefore relief totally on what the customer care executive at id suggested me. .. i hope i dont get hospitalised but if i do,i hope  this will be useful  

    J
    Japman Singh
    On: Dec 10, 2019

  • Wide coverage features n extra benefits

    Not only does this policy provide wide coverage features, but also extra benefits.. i got a chance to save taxes by purchasing this policy.. you can also get some discounts on buying some pooicy from ID..but may be not this one. Otherwise the services were good.  

    R
    Rohit kathuria
    On: Dec 10, 2019

  • Happy with manipalcigna

    I thank insurancedekhos team for suggesting me the best insurance company and a great plan that covers me for my unforeseen healthcare expenses. Pro health cash plan i purchase last year and get additional cover for accidental death and permanent total disability too. It is a good plan.   

    K
    Kartik upadhyay
    On: Nov 29, 2019

  • Lifetime renewability option

    This plan comes with lifetime renewability option. This is the best thing abt it. This plan comes in two variants. Basic plan and enhanced plan. I have a basic plan which covers me for different types of cash benefits. I liked the services of insurancedekho and the customer care executives helped me  

    G
    Gulshan shah
    On: Nov 29, 2019

  • Good one

    Pro health cash is a useful policy that benefits you in many ways.. The plan is renewable for lifetime ..I brought it because the premium was low and thought that it might benefit me in future.  Found insurancedekho to have good reliable and beneficial plans.. Havent used it yet so cant say abt that   

    M
    Muskan
    On: Nov 20, 2019

  • plan is good.. Meets my expectations

    Pro health cash is a great plan that provides me worldwide coverage.. I also get an option of companion benefit under this plan which is again very useful in case of hospitalisation. I was explained everything abt the plan by the customer care executives online and have no complaints from them.   

    S
    Simpson Jerald Corda
    On: Nov 20, 2019

  • Good plan.. Fulfils my needs

    Pro health cash is one of a kind plan that offers many benefits including world wide coverage.. ICU cash benefits.. Cover for convalescence benefit..sickness and hospital cash benefit and so on. I am satisfied with this plan.. And have not availed it so far so cannot say anything on the claim process.   

    h
    hemanshu bhatnagar
    On: Nov 11, 2019

  • Good job team!!

    Nice one!! I did not have a hard time with insurancedekho and in fact the plan they sold to me was a good one with all the necessary requirements under it. I give the services of insurance and this plan 5 stars.    

    C
    CHANDRABHAN SINGH
    On: Nov 11, 2019

  • I thank the company for advice

    Insurancedekho is doing great in offering quality services to the customers. I really thank them for providing me a useful policy pro health cash of manipal cigna and wish them good luck for their future endeavors... My policy gives me benefit of cash and pays me in lump sum on hospitalisation..  

    k
    krishnababu
    On: Oct 31, 2019

  • Affordable plan

    Pro health cash is an affordable plan that provides cash in lump sum on hospitalisation. The best part about the plan is that it is available with two add on benefits.. I have brought add on benefit of day care treatment but the coverage here is limited to one surgery per year only.   

    S
    Shaikh samdani pasha
    On: Oct 31, 2019

  • Can get it..as affordable premium

    Pro health cash policy from manipal cigna is helpful for some as it is designed to provide daily cash in case of hospitalisation. So read about this plan in detail before buying. I found it useful for myself so brought it in addition to my exsting health insurance policy... Have no complaints..  

    D
    Debashish Chowdhury
    On: Oct 21, 2019

  • Offers variants

    My pro health cash plan from manipal cigna gives me daily cash in case of hospitalisation, the value for which is fixed. When I gt hospitalised, I got rs 500 per day. The plan also covers accidental cover as i paid extra for that to be covered. It was optional.   

    A
    Amol mishra
    On: Oct 21, 2019

  • Good plan..

    Pro Health Cash is a good cash benefit plan that provide me certain cash for things that are not covered under my main health insurance plan. It pays me cash in lump sum. I have purchased this plan for term of 2 years from insurancedekho. Had a great experience!!  

    S
    Sachin
    On: Oct 09, 2019

  • Good plan with add on benefit also

    I purchased pro health cash policy last week. Feeling satisfied and relaxed. It will give me cash in lump sum for things not covered in other policy. I found it useful. And i have brought add on for daycare treatment also. The premium is not very high. You can also buy this....  

    B
    Baljit Kaur
    On: Oct 09, 2019

  • Beneficial plan

    Earlier I was resistant in buying Pro Health Cash plan by manipal Cigna but when a sales executive at Insurancedekho helped me understand the benefits of this plan, I got attracted for the same. The plan offers daily cash benefit in lump sum from Rs. 500 to Rs. 5,000. I have also availed the benefit last year when I got hospitalised as I met with an accident.   

    V
    Vasanth Kumar k
    On: Sep 25, 2019

  • Low premium plan

    My brother met with an accident in March and he got admitted to a network hospital nearby. He made a claim for the hospitalisation etc and the insurance company i.e. Manipal cigna provided the sum under Pro Health Cash plan. I found the premium also low for this plan.    

    K
    Kalpana Kadam
    On: Sep 25, 2019

15051 ManipalCigna Cashless Network Hospitals in India

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FAQs

  • Whom should I contact for claim intimation and settlement?

    You can notify either InsuranceDekho or ManipalCigna directly by calling on their customer care numbers for planned or emergency hospitalisation. FYI, InsuranceDekho's toll-free number is 7551196989. 

  • What is the time limit for claim submission in the case of the cashless facility?

    You need to submit the claim within 15 days from the date of discharge from the hospital.

  • Is pre-policy medical checkup free?

    Yes, ManipalCigna bears the cost of all pre-medical tests.

  • Does ManipalCigna share medical reports if a policy is not issued?

    Yes, the medical reports are shared if you request them in writing.

  • What to do if a cashless hospital is not available at my location?

    You can choose a non-network hospital for the treatment and raise a reimbursement claim. However, you need to inform the insurance company within 24 hours of your admission in case of emergency and 3 days before in case of planned treatment.

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Claim Process at ManipalCigna Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

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