Can one buy ProHealth insurane online?

Yes, one can buy ProHealth online at InsuranceDekho for which you just need to fill quote at the portal. There will be several suitable health insurance plans displayed on your screen from which you can choose ProHealth Policy and pay the required premium online via a secured payment gateway.

What covers are available with ProHealth Plan?

Covers are divided in four parts: Basic Covers: It includes in patient hospitalisation, pre-hospitalisation, post-hospitalisation, day care treatment, domiciliary treatment, ambulance cover, donor expenses, worldwide emergency cover, restoration of sum insured, health maintenance benefit, maternity expenses, newborn expenses, first year vaccinations. Value Added Covers: Health checkup, expert opinion on critical illness, cumulative bonus, and healthy rewards. Optional Covers: Deductible, reduction in maternity waiting and voluntary co-pay. Add On Cover: Critical illness

What is the minimum and maximum age required for buying ProHealth insurance plan?

The entry age is maximum 91 days for children and 18 years for adults. Under a floater plan, it is 23 years for children and lifetime for adults.

What is the tenure of the ProHealth plan?

The policy tenure is either 1 year or 2 years. You have the option to choose the tenure when buying the policy.

Where is the pre-medical test conducted?

The pre-medical check-up is conducted at the network of diagnostic designated centers identified by CignaTTK.

Does CignaTTK pay for pre-policy medical checkup?

Yes, the expenses incurred in medical tests are paid by CignaTTK.

Will CignaTTK share medical reports in case the ProHealth policy is not issued?

Yes, CignaTTK shares medical reports if the policy is not issued, but on receiving a written request.

What is the exit age in the ProHealth policy?

There is no exit age in this policy.

What is Voluntary Co-pay under the ProHealth policy?

CignaTTK only pays 90% or 80% of any amount that the company assesses for the payment or reimbursement in concern with any claim under the policy made by the insured person. The balance is to be borne by the insured person. Co-pays are not available with Critical Illness Add On (if chosen) or Health Checkup.

How can a customer renew the policy?

A customer can make premium payments at local branches of CignaTTK, or choose to make online payment through net banking or using his/her credit card or debit card.

ManipalCigna ProHealth Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	93.40%
Network Hospitals	8,900+
Pre-existing Disease Coverage From	2 years
Pre-existing Disease Waiting Period	2 years
Special Benefits	Unlimited Restoration
Starting Premium (for 5L SI)	Rs. 566/month

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ManipalCigna Pro Health Brochure

964.07 KB
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Mar 23, 2019

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ManipalCigna Health Insurance Plan List

Family (4)
Individual (4)
Critical Illness (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
PrimePopular		Check Premium
ProHealth PrimePopular		Check Premium
Prime Senior Health Insurance PlanPopular		Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 yearsPopular	1 Lakh - 5 Lakh	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50 Thousand - 2.5 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium
Corona Kavach PolicyMin: 1 day ; Max: 65 years	50,000 - 5 lakh	Check Premium
Lifestyle Protection Critical CareMin: 18 Years; Max: 65 Years	1 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

ManipalCigna Health Insurance Top Up List

Family (1)
Individual (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Super Top-Up Policy Min: 91 Days ; Max: No Max LimitPopular	3 Lakh - 30 Lakh	Check Premium
Pro HealthMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Lifetime Health Insurance PolicyMin: 91 Days; Max: 65 years		Check Premium

8674 ManipalCigna Cashless Network Hospitals in India

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FAQs on Pro Health Health Insurance Plan

Can one buy ProHealth insurane online?
Yes, one can buy ProHealth online at InsuranceDekho for which you just need to fill quote at the portal. There will be several suitable health insurance plans displayed on your screen from which you can choose ProHealth Policy and pay the required premium online via a secured payment gateway.
What covers are available with ProHealth Plan?
Covers are divided in four parts: Basic Covers: It includes in patient hospitalisation, pre-hospitalisation, post-hospitalisation, day care treatment, domiciliary treatment, ambulance cover, donor expenses, worldwide emergency cover, restoration of sum insured, health maintenance benefit, maternity expenses, newborn expenses, first year vaccinations. Value Added Covers: Health checkup, expert opinion on critical illness, cumulative bonus, and healthy rewards. Optional Covers: Deductible, reduction in maternity waiting and voluntary co-pay. Add On Cover: Critical illness
What is the minimum and maximum age required for buying ProHealth insurance plan?
The entry age is maximum 91 days for children and 18 years for adults. Under a floater plan, it is 23 years for children and lifetime for adults.
What is the tenure of the ProHealth plan?
The policy tenure is either 1 year or 2 years. You have the option to choose the tenure when buying the policy.
Where is the pre-medical test conducted?
The pre-medical check-up is conducted at the network of diagnostic designated centers identified by CignaTTK.
Does CignaTTK pay for pre-policy medical checkup?
Yes, the expenses incurred in medical tests are paid by CignaTTK.
Will CignaTTK share medical reports in case the ProHealth policy is not issued?
Yes, CignaTTK shares medical reports if the policy is not issued, but on receiving a written request.
What is the exit age in the ProHealth policy?
There is no exit age in this policy.
What is Voluntary Co-pay under the ProHealth policy?
CignaTTK only pays 90% or 80% of any amount that the company assesses for the payment or reimbursement in concern with any claim under the policy made by the insured person. The balance is to be borne by the insured person. Co-pays are not available with Critical Illness Add On (if chosen) or Health Checkup.
How can a customer renew the policy?
A customer can make premium payments at local branches of CignaTTK, or choose to make online payment through net banking or using his/her credit card or debit card.

View More Questions

Claim Process at ManipalCigna Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 3 days prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

ManipalCigna Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
ManipalCigna Health Insurance
1800-102-4462Mon to Fri 9:00 AM to 6:00 PM
customercare@manipalcigna.com