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Kotak Mahindra Health Insurance Review Online | InsuranceDekho

Rating of Kotak
4.4
Based on
122 User reviews

  • Just the cover i needed

    First off, i would thank insurancedekho for helping me choose this plan. It is the ideal plan i could have ever asked for. I am getting covered for expenses such as no claim bonus, ICU charges, room rent expenses, pre & post hospitalization, day care procedure, free health checkup, AYUSH benefits and various others.  

    M
    Mahalaxmi Moola
    On: Nov 22, 2019

  • First experience with kotak

    Kotak is my first health insurance company. I was told about kotak from insurancedekho people. Let me tell you all that this is a good insurer to go with. There are no pre-acceptance medical tests, more than 4000+ network hospitals, comprehensive health insurance policies, discount for multi-year tenure policies, tax benefits and much more with this insurer.

    L
    Lokesh Singh
    On: Nov 14, 2019

  • Health suraksha plan is my real support

    Being the only earning member of the family i have to bear all financial expenses. Choosing this plan to secure my family was my best decision. I was finally able to cover my loved ones for medical expenses at low premium cost. Thanks insurancedekho for helping me with this plan.  

    S
    Sudhakar
    On: Nov 13, 2019

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  • Grateful to hdfc ergo

    Once again, i am thankful to hdfc ergo for helping me cover my wife and kids for health insurance. This plan is full of beneficial features and comes at a less premium cost. It is lifelong renewable plan that comes with long-term discounts. I am recommending this plan to everyone.

    A
    Anand Sharma
    On: Nov 13, 2019

  • Kotak is completely trustworthy

    Kotak health insurance is really reliable in my opinion. This is my second investment with kotak and i am happy that i have got a wide cover under kotak. The insurer offers a series of sum insured options, multiple other benefits with its plans. All in all, one can invest in kotak insurer and ensure their financial stability without any doubt.

    M
    Mohit Kumar
    On: Nov 01, 2019

  • Superb experience with health suraksha

    HDFC ERGO has always been the best for me for health insurance. This health suraksha plan is again a blessing. AYUSH benefit, no limit on room & ICU expenses, 144 day care procedures coverage are a few features that i liked. I hope this policy will work best for me when required.  

    A
    Akula Ramu
    On: Oct 31, 2019

  • Health suraksha is the perfect suraksha

    I am satisfied with my health suraksha cover. For a less premium amount, i am covered for multiple medical expenses. The best part is that my whole family is covered under this plan and there is no room-rent capping and disease sub-limit. Great job by hdfc. 

    R
    Rahul
    On: Oct 31, 2019

  • Always wanted to invest in kotak

    Kotak is one of the best insurer in the business. I am satisfied that i have finally invested in this health insurer’s policy. There is no condition of pre-acceptance medical test, also the claim settlement ratio is good. Overall, this is a great insurer to invest without letting savings get spend in one go. 

    D
    Deepika Singh
    On: Oct 25, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • The best plan i have ever purchased

    After buying health suraksha, i have become a fan of HDFC ERGO. This plan is simply superb. There is no room rent & ICU expense sub-limit. Also, it covers you for AYUSH treatment. The premium is less as compared to coverage that’s quite broad. Highly recommended plan!  

    J
    Jitu Makwana
    On: Oct 22, 2019

  • Health suraksha is the best

    Ever since i have bought this plan, i have become less worries about my financial situation. Since the plan covers you for major expenses at less premium, you become less worried. I recommend this plan to every individual and family for a perfect cover. 

    J
    Jesurietta Sathian
    On: Oct 22, 2019

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FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

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