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IFFCO Tokio Swasthya Kavach Health Insurance User Reviews

232 reviews Rate This
IFFCO Tokio
Highlights
Claim Settlement Ratio98.90%
Network Hospitals7,400+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Swasthya Kavach Policy
4.3
Based on
38 User reviews
  • Speedy policy issuance

    I was amazed to see the speedy process of policy issuance on InsuranceDekho. It was a three-step process of filling in a few details, choosing the Swasthya Kavach Policy of IFFCO Tokio health insurance and making the payment.

    R
    Ranjit Patra
    On: Nov 30, 2020
  • Best insurance plans listed

    I had heard many good things about InsuranceDekho, which convinced me to check out their website once. It was surprising to see that they have a list of best insurance plans. I checked out the list and purchased the Swasthya Kavach Policy of IFFCO Tokio Health Insurance. Their list just makes it easier to choose the right policy.

    S
    Supratim Biswas
    On: Nov 26, 2020
  • Seamless policy issuance

    InuranceDekho has made the policy issuance process seamless. I purchased IFFCO Tokio’s Swasthya Kavach policy from the website. They just took a few of my personal details and processed my policy within minutes.

    D
    Divyesh Mathew
    On: Nov 06, 2020
  • Good coverage

    Swasthya Kavach policy by Iffco tokio is a kind of plan that everyone should purchase. I was recommended about this plan by my friend and I decided to buy it from insurancedekho because of my past good experience with the company.

    R
    Rishu Ahuja
    On: Oct 23, 2020
  • Absolutely fine..

    Swasthya Kavach Policy is absolutely fine for me. It allows me to undergo cashless treatment in more than 5000 hospitals in the country. I am very happy to have this policy. 

    M
    Manoj Chauhan
    On: Jan 27, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Quite good!

    I am not worried about the medical expenses since the time i have bought the Swasthya Kavach Policy! This policy has given me the freedom to get treatment without thinking of financial burden. 

    G
    Ganesh Raput
    On: Jan 18, 2020
  • Loyal!

    After purchasing this policy of fiffco tokio, i can say that this insurer has done a loyal job to me. I am able to get superior care by being able to pay hefty medical bills. This has been possible due to the Swasthya Kavach Policy!

    G
    Ghanshyam Sharma
    On: Jan 10, 2020
  • Surety for health

    Swasthya Kavach Policy has provided me with 100% surety of healthy health by offering complete health protection without breaking my bank. I can get the best treatment without thinking about expenses!

    R
    Rahul Gupta
    On: Jan 02, 2020
  • Unique features and benefits

    The good things about this policy are that it allows hassle-free claim settlement, lifelong renewal, direct claim settlement, premium discounts and so on. Besides, the policy also covers hospitalisation expenses, doctor’s fees, costs of prosthetic devices, medicines, transplants, and dental surgery, etc.  

    N
    Nagendra Shankar
    On: Dec 27, 2019
  • Perfect plan for me & family

    Swasthya Kavach Policy is the perfect plan for me and my family. I like this policy because of coverage that includes Emergency Medical Assistance, optional 10 critical illnesses, Emergency ambulance and much more. After all, it’s an ideal option for me.

    B
    Banoth Mishra
    On: Dec 26, 2019

7178 IFFCO Tokio Cashless Network Hospitals in India

FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?


    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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