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IFFCO Tokio Swasthya Kavach Health Insurance User Reviews

232 reviews Rate This
IFFCO Tokio
Highlights
Claim Settlement Ratio98.90%
Network Hospitals7,400+
PED Waiting Period3 years
Starting Premium (for 5L SI)Rs. 584/month

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Rating of Swasthya Kavach Policy
4.3
Based on
38 User reviews
  • Policy issuance is hassle-free

    Issuing IFFCO Tokio’s Swasthya Kavach Policy was hassle-free. I started with the quote generation by giving some basic information regarding my family. After receiving the quotes, I started comparing to get the best deal. Once I found the best fit, I went ahead and paid.

    A
    Anil Jadeja
    On: Mar 01, 2021
  • Policy issuance is hassle-free

    Issuing IFFCO Tokio’s Swasthya Kavach Policy was hassle-free. I started with the quote generation by giving some basic information regarding my family. After receiving the quotes, I started comparing to get the best deal. Once I found the best fit, I went ahead and paid.

    A
    Anil Jadeja
    On: Mar 01, 2021
  • Different types of health plans

    InsuranceDekho provides different types of health insurance plans to meet various customer requirements. Plans like individual health plans, group health insurance plans, critical illness insurance, health plans for senior citizens, the list is long. I wanted a health plan for my family, so after basic research, I bought IFFCO Tokio’s Swasthya Kavach Policy.

    D
    Debopriya Sen
    On: Feb 18, 2021
  • Accessible on multiple mediums

    InsuranceDekho is accessible on all possible mediums. Whatsapp, helpline number and email. They are always on their toes to help. I am thankful to them for helping me during an emergency when I had questions regarding my IFFCO Tokio’s Swasthya Kavach Policy.

    S
    Satyendra Kumar
    On: Feb 04, 2021
  • Convenient Whatsapp communication

    Communicating through Whatsapp is more convenient for me as I can refer back to the conversation. I would like to thank InsuranceDekho for giving me the opportunity. I posted a query regarding the availability of any top-up plans of IFFCO Tokio’s Swashthya Kavach Policy. I received an instant response.

    H
    Himadri Naskar
    On: Jan 29, 2021
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers
  • Say bye to paper work

    Booking IFFCO Tokio’s Swashthya Kavach Policy from InsuranceDekho has been a paperless affair. This initiative is appreciable. This way, they are making carrying policy papers easier for the customers and at the same time, they are making a tiny contribution to the environment.

    R
    Renuka Paul
    On: Jan 18, 2021
  • Information on reimbursement claims

    I had to go for an emergency operation and since it was not a partner hospital, I had to opt for a reimbursement claim. I read all about it on InsuranceDekho and made a reimbursement claim for IFFCO Tokio’s Swashthya Kavach Policy. It was settled in no time.

    I
    Ishwit Naskar
    On: Jan 06, 2021
  • Time-saver website

    I was struggling with the premium calculation of my IFFCO Tokio’s Swasthya Kavach Policy. Thanks to InsuranceDekho, right at that moment I found the premium calculator. With this tool, I calculated the policy premium quickly and moved to the payment portal. Such a time saver!

    U
    Umesh Bhatnagar
    On: Jan 04, 2021
  • Rapid plan quote

    Generating a premium quote could not get any easier. I visited InsuranceDekho, and within seconds was asked to give some personal details for a free generation of quotes. I submitted the information and within seconds the quote was generated. I purchased IFFCO Tokio Swashthya Kavach Policy.

    T
    Tamali Roy
    On: Dec 09, 2020
  • Secure payment method

    I believe in InsuranceDekho as it is a trustworthy platform for any insurance-related need. I purchased the Swasthya Kavach Policy of IFFCO Tokio using the platform. Their easy and secure payment method allowed me to get the policy in minutes.

    K
    Kinkini Chatterjee
    On: Dec 01, 2020
  • Speedy policy issuance

    I was amazed to see the speedy process of policy issuance on InsuranceDekho. It was a three-step process of filling in a few details, choosing the Swasthya Kavach Policy of IFFCO Tokio health insurance and making the payment.

    R
    Ranjit Patra
    On: Nov 30, 2020
  • Best insurance plans listed

    I had heard many good things about InsuranceDekho, which convinced me to check out their website once. It was surprising to see that they have a list of best insurance plans. I checked out the list and purchased the Swasthya Kavach Policy of IFFCO Tokio Health Insurance. Their list just makes it easier to choose the right policy.

    S
    Supratim Biswas
    On: Nov 26, 2020
  • Seamless policy issuance

    InuranceDekho has made the policy issuance process seamless. I purchased IFFCO Tokio’s Swasthya Kavach policy from the website. They just took a few of my personal details and processed my policy within minutes.

    D
    Divyesh Mathew
    On: Nov 06, 2020
  • Good coverage

    Swasthya Kavach policy by Iffco tokio is a kind of plan that everyone should purchase. I was recommended about this plan by my friend and I decided to buy it from insurancedekho because of my past good experience with the company.

    R
    Rishu Ahuja
    On: Oct 23, 2020
  • Absolutely fine..

    Swasthya Kavach Policy is absolutely fine for me. It allows me to undergo cashless treatment in more than 5000 hospitals in the country. I am very happy to have this policy. 

    M
    Manoj Chauhan
    On: Jan 27, 2020
  • Quite good!

    I am not worried about the medical expenses since the time i have bought the Swasthya Kavach Policy! This policy has given me the freedom to get treatment without thinking of financial burden. 

    G
    Ganesh Raput
    On: Jan 18, 2020
  • Loyal!

    After purchasing this policy of fiffco tokio, i can say that this insurer has done a loyal job to me. I am able to get superior care by being able to pay hefty medical bills. This has been possible due to the Swasthya Kavach Policy!

    G
    Ghanshyam Sharma
    On: Jan 10, 2020
  • Surety for health

    Swasthya Kavach Policy has provided me with 100% surety of healthy health by offering complete health protection without breaking my bank. I can get the best treatment without thinking about expenses!

    R
    Rahul Gupta
    On: Jan 02, 2020
  • Unique features and benefits

    The good things about this policy are that it allows hassle-free claim settlement, lifelong renewal, direct claim settlement, premium discounts and so on. Besides, the policy also covers hospitalisation expenses, doctor’s fees, costs of prosthetic devices, medicines, transplants, and dental surgery, etc.  

    N
    Nagendra Shankar
    On: Dec 27, 2019
  • Perfect plan for me & family

    Swasthya Kavach Policy is the perfect plan for me and my family. I like this policy because of coverage that includes Emergency Medical Assistance, optional 10 critical illnesses, Emergency ambulance and much more. After all, it’s an ideal option for me.

    B
    Banoth Mishra
    On: Dec 26, 2019
  • Complete coverage solution

    This insurance product provides coverage before, during and after hospitalisation. It gives me the most comprehensive solution to get proper treatment at world-class hospitals across the country without spending even a single rupee.

    A
    Alok Kumar Jain
    On: Dec 13, 2019
  • Protection for family

    I have bought this policy for my family as it features to protect them completely. Key benefits I enjoy under the plan are the cost of health checkup, daily allowance, ambulance services and so on. 

    A
    A Das
    On: Dec 12, 2019
  • Reasonable!

    Swasthya Kavach Policy is a reasonable health plan for my family that promises to provide complete protection. I have all the key medical expenses covered under the policy and also get complete support from the insurer whenever required.

    M
    Manisha Jadon
    On: Nov 29, 2019
  • Very useful

    Swasthya Kavach Policy is a very useful plan for me and my family. It covers the cost of health checkup, offers a daily allowance, provides coverage for ambulance charges. The policy also comes with the portability feature and lifelong renewability option. 

    A
    Anil
    On: Nov 28, 2019
  • Financial aid!

    Swasthya Kavach Policy is a financial aid that enables me to get advanced treatment and pay hospital bills without breaking my savings. It’s great support during hospitalisation.

    T
    Tarun Nagar
    On: Nov 21, 2019
  • Protective shield

    Swasthya Kavach Policy, as it has been named, acts as a protective shield against medical expenses. It safeguards me and my family from different types of health issues. It’s a good plan to fight against a medical emergency.

    V
    Varagani Rajesh
    On: Nov 20, 2019
  • Protect Families & Individuals

    Swasthya Kavach Policy by Iffco Tokio promises to protect families and individuals from various unseen health issues. The policy provides me the best coverage for medical expenses. This plan has impressed me.

    M
    Mahendra Patel
    On: Nov 12, 2019
  • Proper protection

    I like this policy of iffco tokio because it provides proper healthcare facilities not just during the actual hospitalisation, but before and after hospitalisation as well. It is a policy worth buying for every family.

    G
    Gauri Suresh Solanki
    On: Nov 12, 2019
  • Best health insurance ever

    Swasthya Kavach Policy by Iffco Tokio stands first for me when it comes to health insurance. It’s an excellent policy, covering room rent, pre and post hospitalisation expenses, nursing expenses ambulance charges, cost of medicines, blood, oxygen, anesthesia, medical tests, etc. 

    S
    Somesh Das Biswas
    On: Oct 31, 2019
  • Complete & Suitable

    Swasthya Kavach Policy by IFFCO Tokio is a complete and suitable family floater health insurance plan for my family. I am happy to have bought this plan. It takes care of my financial expenses arising due to hospitalisation.  

    B
    Baljit Kaur Jarnail Singh
    On: Oct 31, 2019

7357 IFFCO Tokio Cashless Network Hospitals in India

FAQs

  • If I purchase a health plan with IFFCO Tokio, will I get any tax benefit?

    Yes, no matter which plan you purchase, you can avail tax benefits on every health insurance plan of IFFCO Tokio as per section 80D of the Income Tax Act 1961.

  • How many claims I can make with IFFCO Tokio plan?

    There is no maximum limit for claims to be made. Thus, you can make as many claims as you need within the limit of your plan’s sum insured. 

  • What are the essential documents required for purchasing a health plan from IFFCO Tokio?

    No documents from PAN Card to ID proof are needed to buy a health insurance policy from IFFCO Tokio. However, as per the rules of TPA and insurer, policyholders might need ID proof at the time of filing a claim.

  • What would happen if I cancel a health plan of IFFCO Tokio after purchase?

    Your health insurance plan will stop from the date of policy cancellation. Also, you will get your premium back as per the rates of short period cancellation as per the terms and conditions of the policy.

  • How many network hospitals are empanelled with IFFCO Tokio?


    IFFCO Tokio General Insurance is tied up with around 5,000+ network hospitals across the country. Policyholders can find cashless hospitalisation at all these hospitals.

Claim Process at IFFCO Tokio Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate 3 days prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

IFFCO Tokio Health Insurance Contact Details

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