Care Critical Illness Health Insurance

Critical Mediclaim Policy by Care Health Insurance is an affordable medical insurance plan that is especially designed to cover 32 critical illnesses. These include heart ailments, cancer, stroke, paralysis, kidney problems, major organ surgeries, etc. Available on individual basis, the policy can cover up to 6 members including the proposer, legally wedded spouse, son, daughter, father, mother, brother, sister, mother-in-law, father-in-law, grandmother, grandfather, granddaughter, grandson, uncle, aunt, niece, nephew, employee, or any other relationship having an insurable interest. They can have the same or different sum insured. The policy comes with wide sum insured options ranging between Rs. 10 lakh and Rs. 2 crore, which you can choose as per your budget and other requirements.

To buy the policy, you can choose from several premium payment modes like single, monthly, and quarterly basis. Some coverage benefits offered are in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, dialysis cover, alternative treatments, second e-opinion, organ donor cover, etc. The policy can be purchased for 1 year, 2 years, or 3 years.