Care Health Care Insurance Plan

Care Health Insurance Policy is an indemnity-based policy that covers you and your family against major healthcare expenses. The new age comprehensive health insurance policy is available in wide sum insured options ranging between Rs. 3 Lakh and Rs. 75 Lakh to cover all your healthcare expenses. This medical insurance policy is available in different variants, varying in coverage benefits. The minimum entry age under the policy is 5 years (on individual basis, and 91 days on a floater basis when at least 1 insured person is aged at least 18 years). Under the floater plan, you can cover any member of your immediate family including self, spouse, parents, children, etc. The policy can be purchased for 1 year, 2 years, or 3 years.

The policy comes with an initial waiting period of 30 days for any illness except for any injury, and a waiting period of 4 years for pre-existing diseases. The good news is that you have an option to change your sum insured upon renewal. Some coverage benefits under the policy include maternity cover, pre-hospitalisation and post-hospitalisation expenses, in-patient hospitalisation expenses, ambulance cover, etc.