Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeCar InsuranceCompaniesZunoFaq
  • CASHLESS GARAGES 2,800+
  • CLAIMS SETTLED 98%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick 50% Advance Payment
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Free Pick-Up and Drop
  • Right Green Tick Quick Claim Settlement

Calculate Your Car Insurance Price Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai

When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

Overview

  • Why should I buy a car insurance policy from Zuno General Insurance?

    The primary thing that a policyholder looks at in any car insurance policy is how easy the claim settlement process is. Zuno General Insurance is one such company, which is known for offering a fast and hassle-free claim settlement process.

  • Is NCB offered by Zuno General Insurance?

    Yes, just like all other general insurance companies, Zuno General Insurance also offers NCB discount on Own Damage premiums. The discount can be up to 50% if no claim is filed for 5 years.

  • What is not covered under Zuno Car Insurance policies?

    Any of the two Zuno Car Insurance policies do not cover wear and tear of car parts and damages caused to the car due to war and nuclear perils. In addition to that, any electrical/mechanical damage is also not covered under the standard car insurance policy.

  • Is it compulsory to have the Zuno Private Car Package Insurance?

    No, having any of the two policies will fulfil the legal compulsion of having an insurance cover for your car.

  • What is an endorsement?

    An endorsement contains all the details regarding any changes made in the policy documents such as the name of the policyholder, registered mobile number, address, etc.

  • How can I download the policy wordings?

    Visit the Zuno General Insurance official website and then click on the three-line menu tab present on the top right corner of the page. Click on products and select Motor Insurance from the list. Select the Download button under the Policy Wordings and the documents will be downloaded automatically.

  • Does Zuno General Insurance offer 24*7 customer support services?

    Yes, the company offers 24*7 customer support services through its helpline number- 1800 12000.

  • What do I need to do for availing a discount against installing ARAI approved anti-theft devices?

    You need to fill an endorsement form specifying the details of the devices installed. The company offers a 2% discount on premiums for the installation of such devices in the insured car.

Claim

  • What additional things do I need to furnish to the company for claim settlement in case of theft of the insured vehicle?

    Apart from the necessary documents required, policyholders will be required to submit the entire set of vehicle keys, the Final Report – No Trace Report for the lost vehicle, Indemnity Bond as well as the NOC (No Objection Certificate) from the financer in case of theft of the vehicle.

  • What is the amount I need to pay during a claim settlement?

    The amount you pay for the liabilities on your part, at the time of claim settlement, depending on the type of policy and add-on covers purchased is known as deductibles. Policyholders are liable to pay for deductibles - compulsory and voluntary (if opted for at the time of purchasing the policy).

  • What are the details and documents required at the time of claim intimation?

    You require to provide the following details at the time of claim intimation:

    • Insurance policy number
    • Contact numbers
    • Name of Insured policyholder
    • Location of the accident
    • Date and time of the accident
    • A brief description of how the accident occurred.
    • An estimate of the losses
    • Place & contact details of the insured person (in case person intimating the claim is other than the policyholder)

Renewal

  • What factors are to be considered before renewing my policy?

    • Claim settlement ratio
    • Customer assistance service
    • Cashless garage network
    • Insurance premium price

  • Will I be able to retain my NCB if I migrate from a different insurer to Zuno General Insurance?

    Yes, you can continue to enjoy the benefits of NCB (No Claim Bonus) while renewing your policy after migrating from a different insurance company. Zuno offers NCB discounts based on the track record of the policyholders with past insurers.

  • Is it possible to renew my policy If I missed the deadline to renew my policy?

    Yes, you can. One can renew their policy despite missing the deadline, but it can be done within 90 days of the expiry of the previous policy. Failing which, you will be required to purchase a new policy.

Zero Depreciation

  • Can I choose the claim in which I want to use the benefits of the zero depreciation cover benefits?

    Yes, you can. Policyholders have the liberty to decide in which claims they wish to bear the cost of depreciation of the replaced parts or not for a particular claim.

  • What factors are to be considered before opting for a zero depreciation add-on cover?

    You should consider the following factors at the time of availing a zero depreciation add-on cover:

    • Age of the car
    • MMV (make, model and variant) of the car
    • Frequency of sale or purchase of a new vehicle
    • The value of the parts and components in your car

  • What is the premium required for availing zero depreciation add-on cover?

    There is no such fixed premium for the zero depreciation add on cover, the cover is purchased against extra premium in a comprehensive policy. The premium amount for comprehensive policies are determined on the basis of certain factors like Insured Declared Value (IDV) of your car, its age, MMV, cubic capacity etc.

Comprehensive

  • What are the factors influencing the premium amount of Zuno comprehensive car insurance policy?

    The factors influencing the premium amount of Zuno comprehensive car insurance policy are as follows.

    • Make, Model, Variant of your car
    • RTO location
    • Car’s engine capacity
    • Your choice of add-on covers
    • The desired tenure of insurance policy, etc.

  • How can I get a duplicate copy of the policy documents if I lose the original one?

    If you lose the original policy document, you can contact Zuno General Insurance at their toll-free number 1800-12000 or write to them at support@Zunoinsurance.com.

  • Are passengers of the insured’s car covered under the comprehensive car insurance plan?

    Zuno comprehensive car insurance policy covers only insured’s car and third party liabilities in case of an accident or any other mishap. To get an insurance cover for unnamed passengers, you can buy the Zuno Personal Accident Cover for everybody else travelling in your car, up to Rs. 2,00,000 per person.

  • Is it mandatory to have a comprehensive car insurance policy?

    No, according to the Indian Motor Tariff, every car owner should have their car insured with at least a third party/liability only insurance policy. Thus, a comprehensive cover is not mandatory a mandatory requirement but it is a recommended plan as it insures you against the own-damages of your car in addition to third party liabilities.

Third Party

  • Why do I need third party car insurance?

    You need to purchase a third party car insurance for the following reasons.

    • It is mandatory under Indian Motor Tariff. If you do not purchase third party insurance, you will be penalized by a fine of ₹2,000 and/or imprisonment of up to 3 months.
    • It helps you to deal with the financial losses of the third party damage in case of an accident or any other mishap.

  • Can I extend the coverage of a third party car insurance plan?

    No, you cannot extend the coverage of a third party car insurance insurance.

  • Does the Zuno Third Party Car Insurance Plan cover injuries to me or damage to my car?

    No, the Zuno Third Party Car Insurance Plan cover does not cover injuries to you or damage to your car. To cover yourself against the injuries, you can opt for a Personal Accident Cover and for a cover for damages to your car, you can opt for a comprehensive or standalone own-damage car insurance policy.

  • How much compensation is offered by Zuno General Insurance in case of death of a third party?

    Zuno General Insurance offers 100% of the compensation amount in case of a third party’s death due to the insured’s car. The compensation amount is decided by a court of law.

Policy Download

  • Why is the Zuno Car Insurance Policy Document important?

    The policy document serves as proof of insurance and is crucial during the claim settlement process.

  • What information is included in the Zuno Car Insurance Policy Document?

    The document includes details such as policy duration, policy number, type of policy, IDV, premium, terms and conditions, inclusions and exclusions, details of the insured person and the car, and the insurer's grievance redressal procedure.

  • Do I need a hard copy of my Zuno Car Insurance Policy?

    Yes, it is advisable to carry a hard copy of your car insurance.

Explore Zuno Car Insurance

Must Read Articles before buying Zuno Car Insurance

Zuno Car Insurance User Reviews

4.9
Rating based on
9001 User reviews
Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Simple and Fast Process

    I chose InsuranceDekho to buy my ICICI Lombard car insurance policy, and I’m so glad I did! The process was quick, straightforward, and completely stress-free. I easily compared plans, found the right coverage, and got my policy in minutes. No hidden fees or confusing steps. If you want a simple and hassle-free way to get car insurance, InsuranceDekho is the way to go!

    Read More

    N
    By Nirmala Singh
    On: February 13, 2025
  • Super Happy with My Experience...

    I recently bought my HDFC ERGO car insurance through InsuranceDekho, and I couldn’t be happier! The whole process was smooth, quick, and completely hassle-free. The website made it easy to find the right policy without any confusion, with no hidden fees, and just a seamless experience. I’d recommend InsuranceDekho to anyone looking for a stress-free way to buy car insurance!

    Read More

    A
    By Apala Pandey
    On: February 13, 2025
  • Effortless Insurance Purchase

    I just bought my car insurance from HDFC Ergo through InsuranceDekho, and I couldn’t be happier! The process was so simple and quick. I found the right policy in minutes, and the purchase was super easy. No complications, no stress. InsuranceDekho made it easy, and I’d highly recommend them to anyone looking for a reliable and hassle-free insurance experience!

    Read More

    P
    By Priya Jaiswal
    On: February 7, 2025
  • Quick and Easy Process

    I bought ICICI car insurance through InsuranceDekho, and it was fast and hassle-free. The website is user-friendly, and I found the right policy in minutes. The process was smooth, with no complications. Highly recommend InsuranceDekho for a seamless insurance experience!

    Read More

    N
    By Nitin Bajaj
    On: February 6, 2025
  • Fire Damage Claim

    A short circuit in my car's wiring lit a small fire which damaged the dashboard till some extent. Bajaj Allianz was my insurer and handled the claim process ideally. My car was repaired at a cashless garage and I just had to pay the pre-agreed deductibles and rest was covered with my car insurance. The quality of repair was excellent, and I didn't face any out-of-pocket expenses. InsuranceDekho's suggestion to go with Bajaj Allianz for comprehensive coverage proved beneficial to me.

    Read More

    C
    By Charlie Daniels
    On: July 12, 2024
  • Theft Recovery

    My car was stolen from the office parking in the middle of the day. I instantly called the police and made my next call to Digit, whose car insurance I had purchased. They very calmly handled the conversation and guided me throughout the police complaint process. Unfortunately, police could not find my car and issued a non traceable certificate after which I got my claim from Digit. I'm thankful to InsuranceDekho for recommending Digit for its efficient working and sympathetic customer support.

    Read More

    G
    By Gulfisha Ahmed
    On: July 12, 2024
  • Flood Damage Repair

    My car was damaged due to the floods last month in my state. Fortunately, I had Acko car insurance and it helped me financially to get my car repaired. My claim was approved after a smooth process and my car was repaired at a cashless garage. I have no complaints with the services provided by Acko. Although the condition of my car before repairing was really bad, Acko claim settlement process returned my car in 4 days and it looks brand new now. Thanks to InsuranceDekho for suggesting Acko for their reliable services.

    Read More

    N
    By Nilutpal Das
    On: July 12, 2024
  • Accident Claim Settlement

    I was involved in a minor accident where the front bumper of my car was damaged. HDFC ERGO's claim process was smooth and efficient. My claim was approved within 24 hours and car was repaired at one of their network garages. I'm grateful to InsuranceDekho for recommending HDFC ERGO for their hassle-free claim settlement.

    Read More

    A
    By Arundhati Raj Gupta
    On: July 2, 2024
  • Smooth Third-Party Accident Cl...

    Last week my car hit a pedestrian by accident, and it injured him severely. After taking him to the hospital emergency, I was quick with my action to inform ICICI Lombard, who was my insurer. They handled the whole case from start to end and settled the third-party claim efficiently. I’m thankful for their support during this stressful time and I'm glad that I sought advice from InsuranceDekho while selecting ICICI Lombard as my insurer.

    Read More

    P
    By Padmashree Saini
    On: July 2, 2024
  • Broken Window Repair

    While my car was parked in authorised parking, someone broke the window in an attempt to steal my bag from the car. Thankfully he could not steal my bag, and my window was replaced at a TATA AIG cashless garage in less than a couple of days. The quality of the window is impressive, the garage used an original piece to replace my window. Thanks to InsuranceDekho for suggesting TATA AIG based on their quick services.

    Read More

    M
    By Maya Manchanda
    On: July 1, 2024
  • Convenient Process of Claim

    Switching to Digit is a decision that I'm very positive about. The whole experience of a digital platform is very impressive. Especially the document submission is very smooth. Thanks to InsurnaceDekho for recommending Digit insurance.

    Read More

    M
    By Maryam Warsi
    On: July 1, 2024
  • Perfect mobile app

    I recently switched my car insurer to Acko and I have to say that their digital approach is highly convenient for users. The mobile app is filled with so much functions that I don't even feel the need to reach out to customer support. Thanks to InsuranceDekho for completely changing my customer experience by recommending Acko car insurance.

    Read More

    R
    By Rochisha Girotra
    On: July 1, 2024
  • Quick repair service

    My car's bumper was hanging after it was hit by a car. I gave my car for repair at one of the cashless garages by HDFC Ergo and it was delivered back within the same day. I am very happy with the efficient services provided by HDFC Ergo. Kudos to InsuranceDekho for helping me choose the right fit insurance plan.

    Read More

    K
    By Kabir Monga
    On: July 1, 2024
  • Smooth claim process

    My new car was damaged due to a local case of riots and it made me really depressed. Thanks to ICICI Lombard for the extraordinary repair service at one of the cashless garages. My car was repaired and no one can tell that it was damaged a few days ago. Credits to InsuranceDekho for helping to choose a car insurance provider quickly.

    Read More

    S
    By Sunidhi Rawat
    On: July 1, 2024
  • Excellent Grievance Redressal

    I was having some concerns over some details in the policy document. Upon contacting Digit customer service, they tried explaining it to me but I was not totally convinced and wanted a more detailed response. I further contacted the grievance redressal officer who addressed all my concerns in detail and gave considerable time to help me. InsuranceDekho had mentioned that Digit has a very nice customer query response which inclined me towards the insurer.

    Read More

    J
    By Jagteshwar Singh
    On: June 28, 2024
  • Smooth Claim Process

    My new car got a dent due to a small accident with a scooter on the streets. Thanks to Acko car insurance my claim process was very smooth and I got my car repaired in a very short time period. InsuranceDekho guided me in regards to selecting a suitable insurer.

    Read More

    U
    By Umar Waris
    On: June 28, 2024
  • Benefits of Consumable covers

    My car had some mechanical issues and was taken by the insurer for repair. After repairing I had to pay nothing except the deductibles. Moreover, my consumable cover saved me the cost of the consumables required in repairing the car as well. Kudos to InsuanceDekho and their team for helping out in picking the best insurer. After claims with no issues, I'm sure I will keep buying policies from Digit Only.

    Read More

    P
    By Priyanshu Deshmukh
    On: June 28, 2024
  • Excellent customer support

    I needed some help with my reimbursement claim process in regard of the documents required. I contacted ICICI Lombard customer care and they helped me out quickly after paying genuine attention to my problem. Have to give credit to InsuranceDekho for helping in make a wise decision while purchasing car insurance.

    Read More

    V
    By Vaishnavi Makhija
    On: June 28, 2024
  • Quality centric service

    I'm a critical thinker and I always scrutinise my decisions. In all honesty, I was very conscious about sending my car to a cashless garage. Somehow due to the very experienced and quality-centric customer service, I chose to get my car towed to a cashless garage. I must say I am very impressed with their work and I will be much more relaxed regarding that in future. Thanks to InsuranceDekho for finding Digit, a trustworthy quality quality-focused insurer.

    Read More

    A
    By Anshika Chawla
    On: June 27, 2024
  • Live Repair updates

    My car was taken to a garage by Acko within an hour of filing a claim. The speed of work was very impressive and the best thing was that I was receiving regular updates on my WhatsApp. Within a few hours my car was delivered, completely washed and sanitised it looked like a new car. Thanks to InsuranceDekho for understanding my requirements and suggesting a perfect insurer for car insurance.

    Read More

    S
    By Sriram Subramaniam
    On: June 27, 2024
  • Roadside assistance

    I was travelling back to Delhi from Moradabad early morning when my car stopped working and smoke was coming out from the engine. I was in a panic situation and called the HDFC Ergo claim team and a towing vehicle arrived in justified time with a mechanic who assessed the car and identified the problem. The car was then towed to a garage and I came back to my home with a cab. In a couple of days, my car was delivered back and all the costs were handled by HDFC Ergo. The whole experience was more helpful than I wished for and I would encourage everyone to take insurance using InsuranceDekho to protect themselves from getting stuck in such situations.

    Read More

    Z
    By Zeeshan Kamil
    On: June 27, 2024
  • Easy endorsement process

    Since shifting to a different city kept me busy, I almost forgot to endorse my car insurance policy. The moment I reached out to ICICI Lombard customer care for endorsement, I was told that it is a simple process which I had thought will be full of papers and will take a long time. Surprisingly it took a few documents to be submitted online and my policy was endorsed within few days. Im very satisfied with the service and will recommend InsuranceDekho to everyone reading this as they helped me select the insurance provider which met my required needs.

    Read More

    A
    By Arsalan Jamal
    On: June 26, 2024
  • Smooth Renewal Process

    It was near the end of the financial year and I was caught up with so much work that I almost forgot to renew my Acko car insurance. Only after renewing I realised how easy it was to renew insurance with Acko with their app. I tied up with Acko after spending time analysing best insurance plans from InsuranceDekho so got to appreciate them for that.

    Read More

    M
    By Mayank Gupta
    On: June 26, 2024
  • Bumper repair service

    I had a small accident while coming back from work and my bumper was damaged so badly that my car was not in a condition to be driven back home. Thankfully I had ICICI Lombard car insurance which covered my bumper damage and had a roadside assistance cover as well. The support team arrived and my car was towed to a garage my car was delivered the next morning. Insurance really helped me saving cost and credits to InsuranceDekho for suggesting a roadside cover.

    Read More

    G
    By Gurpriya Singh
    On: June 26, 2024
  • NCB Benefits

    I had TATA AIG car insurance for four years and was considering discontinuing it as I never took a claim. But then the NCB discount tempted me to continue and made me choose safety over risk. InsuranceDekho was the reason why I chose TATA AIG so kudos to the team as my car is insured for another year!

    Read More

    S
    By Shivenendra Theratipally
    On: June 25, 2024
  • Loss of Personal Belonging Cov...

    My laptop was stolen from my car and the window was broken while the car was in parking. I ran to the police and was weeping about my loss as I knew the chances of getting it back are very low. Thanks to Digit loss of personal belonging add-on with the comprehensive car insurance which covered my laptop and I recieved my claim along with the window getting replaced. Shout out to InsuranceDekho for suggesting Digit car insurance with the necessary add-on that made the experience less horrible.

    Read More

    S
    By Shrishti Damodar
    On: June 25, 2024
  • Smooth claim process

    Couple of days before my car was damaged by a branch of a tree falling on it during a heavy storm. I could not imagine how much cost it would have taken to repair if I didn't have insurance. HDFC Ergo car insurance claim process was very simple and easygoing. Thanks to InsuranceDekho for helping in selecting the best insurance provider.

    Read More

    A
    By Aman Malhotra
    On: June 25, 2024
  • Responsive customer care

    I was struggling to endorse my policy as I was transferred to a different city, then I contacted the grievance redressal who helped me very effectively and I got my new policy documents in a few days following that. It was very helpful as I was caught up with many other things as well. Glad that I took assistance from InsuranceDekho in the process as well as choosing TATA AIG.

    Read More

    R
    By Rupali Sharma
    On: June 25, 2024
  • Roadside assistance

    I was stuck on the highway when my car stopped working and smoke came from the engine. I was worried but my roadside assistance add-on from TATA AIG saved my day. In about 30 minutes they sent help and towed my car to the nearest garage as well. My car was repaired at a cashless garage and it did not take much long as well. Really amazing service, thanks to InsuranceDekho for suggesting TATA AIG.

    Read More

    S
    By Shanti Jha
    On: June 24, 2024
  • Broken window

    Some kids broke the window of my car while playing cricket. I intimated the claim and the process was very easy and did not take much time and my window was repaired in no time. I remember taking assistance from InsuranceDekho while choosing Digit for my car insurance.

    Read More

    J
    By Jaideep Singh
    On: June 24, 2024
Zuno Reviews

403 Zuno Cashless Garages in India

Zuno Cashless Garages
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Car Insurance News

News
Car Insurance in 60 Seconds
  • Car No.Bike Policy Steps
  • Select Plan Bike Policy Steps
  • Policy Issued
Zuno Car insurance starting from ₹ 2094/year*
Proceed without car numberI have a brand new car

Partner Car Insurance Companies

Car Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Car IDV

You may also be interested in

    Cashless Garages in Popular Cities

    CityNo of Garages
    Mumbai65
    Bangalore60
    Chennai58
    Hyderabad51
    Delhi46
    Kolkata43
    Ahmedabad33
    View All

    Related News

    Car Insurance News

    Become Motor Insurance Agent

      Car Insurance in 60 Seconds
      • Car No.Bike Policy Steps
      • Select Plan Bike Policy Steps
      • Policy Issued
      Zuno Car insurance starting from ₹ 2094/year*
      Proceed without car numberI have a brand new car

      Car Insurance starting from
      ₹6/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your car number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.