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New India Third Party Car Insurance

A third-party car insurance covers a vehicle owner against any legal liability due to damages caused to third-party. Having a third-party liability cover is mandatory as per the Motor Vehicles Act, 1988 and needs to be renewed periodically. New India Assurance company offers a ‘Liability only policy’ that covers injury/death of third-party and property damage.

However, this plan does not insure your own vehicle. The limited coverage also makes this policy inexpensive compared to a comprehensive plan. In case of third party damages, claim amount is directly paid to third-party without involving the policyholder.

New India Third Party Car Insurance vs Comprehensive Car Insurance

Basis

Third Party Car Insurance

Comprehensive Car Insurance

Coverage

It offers coverage against legal as well as financial liabilities arising towards the third party only.

It gives coverage for liabilities towards third parties as well as for the own-damages of the insured’s car.

Nature of Requirement

It is compulsory to carry as per the Indian Motor Tariff.

It is an optional plan buying which depends on the choice of the policyholders.

Add-ons Availability

No add-on option available along with third party policy.

A range of add-ons are provided to the policyholders along with this plan.

Cost

It has limited coverage which makes it economical for the policyholders.

It offers extensive coverage which makes it come with a relatively higher premium.

What All Is Covered Under New India Third Party Car Insurance Policy?

The New India third party car insurance policy gives coverage for the following:

  • Financial liabilities of third party property damage: This policy gives coverage for any property damage of the third party occurred with the involvement of the insured’s car. The insurer offers coverage for the third party property damage up to Rs. 1 Lakh.
  • Bodily injuries or loss of life of the third party: The insurance company gives compensation for bodily injuries, disability or death of the third party caused in any accident with the insured’s car. The compensation, however, is decided by a court of law.

What All Is Not Covered Under New India Third Party Car Insurance Plan?

A third party insurance plan is compulsory to be carried by every car owner. It is beneficial to cover the third party expenses, but holds a limited coverage. Below are some important points which are not covered under the third party insurance policy:

  • No coverage is given for injuries suffered by customers.
  • No coverage is offered for damages caused to the insured car.
  • Optional personal accident plans for policyholders is not provided.

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New India Car Insurance User Reviews

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501 User reviews
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  • Smooth Insurance Purchase Proc...

    Buying New India Car Insurance through InsuranceDekho was a breeze! Their team helped me choose the right coverage hassle-free. Now, I feel confident about my car's protection.

    Read More

    V
    By Vinita Kumari
    On: March 6, 2024
  • A Necessity, Not an Option

    I used to think that own damage coverage was optional, but after experiencing InsuranceDekho's service, I now consider it a necessity and added it to my New India Car Insurance Policy for my MG car. It's a must-have for every car owner.

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    H
    By Hitesh Rastogi
    On: November 24, 2023
  • Peace of Mind on the Road

    I am glad that I insured my Ford with the New India Car Insurance Policy. InsuranceDekho's network of cashless garages gives me peace of mind on the road. I know help is just a call away.

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    V
    By Vishal Gopal
    On: November 15, 2023
  • Protection for Every Drive

    I am a satisfied customer of the New India Car Insurance Policy. InsuranceDekho's own damage insurance offered my Honda car protection for every drive, ensuring that I could hit the road with confidence.

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    R
    By Ruhu Handa
    On: November 9, 2023
  • Trustworthy Claims Partner

    I recently had to file a claim for my Nissan car. InsuranceDekho has earned my trust as a reliable and trustworthy partner for my New India Car Insurance Policy’s claims. Their professionalism and efficiency make them stand out in the industry.

    Read More

    S
    By Shilpi Ahuja
    On: October 17, 2023
  • Renewed Satisfaction

    I renewed my car insurance with InsuranceDekho, and once again, they've met my expectations. Their New India Car Insurance Policy which I took for my Hyundai car is very comprehensive, and their renewal process is efficient. I'm a satisfied customer.

    Read More

    K
    By Kishore Pala
    On: September 29, 2023
  • Simplified Premium Calculation...

    I appreciated how InsuranceDekho simplified the premium calculation process for the New India Car Insurance Policy which I intended to purchase to insure my Kia car. It took the guesswork out of choosing the right insurance plan.

    Read More

    D
    By Deepa Dadlani
    On: September 21, 2023
  • Great Value for Money

    I believe InsuranceDekho's third-party car insurance offers great value for money along with the New India Car Insurance Policy. It provides the necessary coverage for my Kia car at an affordable cost.

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    A
    By Aditya Raj
    On: September 14, 2023
  • Effortless Claims with Cashles...

    Filing a claim with InsuranceDekho's cashless garages for my New India Car Insurance Policy was effortless. They took care of everything for my Toyota car, from evaluation to settlement.

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    By Swati Jain
    On: September 12, 2023
  • Helpful Add-Ons for Enhanced P...

    I love the add-on options of own damage coverage that InsuranceDekho offers with the New India Car Insurance Policy. These extras provide enhanced protection for my Land Rover car, which is essential for me.

    Read More

    G
    By Gaurav Negi
    On: September 8, 2023
  • Transparent Documentation Requ...

    I have been a policyholder of the New India Car Insurance Policy for a long time for my MG car. I appreciate how InsuranceDekho lays out clear documentation requirements for claims. It reduces confusion and ensures a smooth claim experience.

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    J
    By Jolly Grover
    On: September 6, 2023
  • Clear Renewal Costs

    Renewing the New India Car Insurance Policy with InsuranceDekho means clear, transparent renewal costs. There are no surprises, and I know exactly what I'm paying for for my Kia car.

    Read More

    By Ibadat Kaur
    On: September 1, 2023
  • Absolute Peace of Mind i

    Opting for Zero Depreciation through InsuranceDekho’s New India Car Insurance Policy gives me absolute peace of mind. I know that even if my Mahindra car suffers damage, I won't have to worry about depreciation affecting the claim amount.

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    R
    By Rhea Dang
    On: August 29, 2023
  • Insurance against third- party

    I recently purchased third-party bike insurance under the New India Car Insurance Policy for my Toyota car from fromInsuarnceDekho. I am extremely satisfied with the coverage and service they have provided. This insurance policy has exceeded my expectations in every way.

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    S
    By Soha Kakkar
    On: August 25, 2023
  • Value for Money with Cashless ...

    InsuranceDekho's cashless garage services offered great value for money. So glad that I bought the New India Car Insurance Policy for my Chevrolet car. I received top-notch repairs without any hassles.

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    A
    By Asif Ali
    On: August 23, 2023
  • Seamless Car Insurance Policy ...

    Renewing my New India Car Insurance Policy for my Chevrolet car with InsuranceDekho was a breeze. Their user-friendly website made the entire process seamless and time-efficient.

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    N
    By Neelam Johar
    On: August 10, 2023
  • Quick and Easy Cashless Repair...

    Dealing with InsuranceDekho's cashless garages was a pleasant surprise. The repairs for my MG car were done quickly, and I didn't have to worry about any paperwork or upfront payments. The New India Car Insurance Policy made the entire experience stress-free.

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    P
    By Priti Ranjan
    On: August 8, 2023
  • No Depreciation Blues with Ins...

    Dealing with depreciation is never pleasant, but with InsuranceDekho's zero depreciation cover that I bought with my New India Car Insurance Policy, I had no blues during my claim process for my Ford car. It's an excellent option for maintaining the car's value.

    Read More

    A
    By Aviral Gupta
    On: July 31, 2023
  • Personalized Coverage Options

    I appreciated InsuranceDekho's ability to tailor the comprehensive policy to my specific needs. It allowed me to add optional coverages to the New India Car Insurance Policy that suited the requirements for my MG car.

    Read More

    M
    By Manoj Gupta
    On: July 25, 2023
  • Trustworthy and Reliable

    I have been using InsuranceDekho’s New India Car Insurance Policy for my third-party car insurance needs, and I am impressed with their reliability. Their policies provide me with the necessary coverage for my Audi and peace of mind on the road. I trust InsuranceDekho for their excellent service and commitment to customer satisfaction.

    Read More

    By Manisha Tiwari
    On: July 21, 2023
  • Transparent Pricing for Additi...

    I appreciate how InsuranceDekho's premium calculator provides transparent pricing for additional features and add-ons. It allows me to see the impact of adding or removing certain features on my New India Car Insurance Policy’s overall premium. This transparency helps in making informed choices for my Jeep.

    Read More

    R
    By Rita Kapoor
    On: July 19, 2023
  • Prompt Assistance in Times of ...

    InsuranceDekho truly understands the importance of prompt assistance during a car insurance claim. When my Honda had an accident, their team provided immediate support and guided me through the claim process for my New India Car Insurance Policy. I felt reassured and well taken care of during a stressful time.

    Read More

    R
    By Rakhi Trivedi
    On: July 17, 2023
  • Good coverage

    I took the New India Car Insurance Policy for my Nissan car. The comprehensive coverage with the policy provided by InsuranceDekho gave me peace of mind knowing that I was financially protected against a wide range of risks and uncertainties.

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    P
    By Piyush Ajmani
    On: July 13, 2023
  • Compliance with Road Safety Re...

    InsuranceDekho's third-party car insurance policy ensured compliance with road safety regulations. It emphasized the importance of being financially responsible for any damages caused to others while driving. Happy to have secured the New India Car Insurance Policy for my Mahindra car. Totally recommend the policy with the third-party benefit.

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    S
    By Shreyas Gupta
    On: July 11, 2023
  • Customizable Coverage Options

    The premium calculator offered by InsuranceDekho allowed me to customize my coverage options. It provided flexibility in selecting the desired level of coverage and helped me find the New India Car Insurance Policy for Ford car that suited my budget.

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    By Meenakshi Ahuja
    On: July 7, 2023
  • Trustworthy and Reliable Repai...

    The cashless garage facility in the New India Car Insurance Policy from InsuranceDekho provided me with peace of mind. The authorized garages and use of genuine spare parts assured me that my Toyota car was in safe hands. The repairs were impeccable, and the whole process was handled efficiently. I highly recommend it!

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    P
    By Priyanka Arora
    On: July 5, 2023
  • No surprises while renewing

    I took the New India Car Insurance Policy for my Renault bike from InsuranceDekho about 2 years ago. I was very happy with their renewal process. There were no surprises and I knew exactly what I was getting. I would definitely recommend this plan to others.

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    S
    By Siddharth Aggarwal
    On: June 29, 2023
  • No Surprises

    I was very happy with the way my car insurance claim was handled by InsuranceDekho. There were no surprises when it came to filing the claim under the New India Car Insurance Policy for my MG and I knew exactly what to expect. I would definitely recommend this company to others.

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    A
    By Amar Karnawal
    On: June 27, 2023
  • Rewards for Safe Driving and N...

    Renewing my New India Car Insurance Policy from InsuranceDekho for my Ford car allowed me to continue enjoying the rewards for safe driving and no claims. It reinforced the benefits of maintaining a good driving record and encouraged responsible driving behavior.

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    By Puja Negi -
    On: June 23, 2023
  • Assistance with Alternative Tr...

    If my Ford car is undergoing repairs covered by the comprehensive policy, the New India Car Insurance Policy from InsuranceDekho offers assistance with alternative transportation. It ensures that I can continue with my daily activities while my vehicle is being repaired.

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    By Preeti Mathur
    On: June 21, 2023
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New India Third Party Car Insurance FAQs

  • Why do I need to purchase a third-party liability insurance policy?

    First and foremost, a third-party liability insurance policy is mandatory as per law. Secondly, it insures your vehicle against third-party liabilities that include injury/death of a person and even property damage. Moreover, the liability only policy sold by New India Assurance also offers personal accident cover to policyholder.

  • What is not covered under a third-party liability policy?

    Generally, third-party liability policy does not cover the vehicle itself against any sort of damage.. New India third party car insurance also insures the policyholder (in case personal accident cover is opted for).

  • Can I renew my policy online?

    Yes, you can renew your car insurance policy online via debit/credit card or net banking. Place a call at 7551196989 (Insurancedekho) to know the process in detail.

  • Is there any way to get a duplicate copy of my car insurance policy?

    Yes, if you have lost your policy, then you can avail a duplicate copy of same against a minimal charge. You need to submit a written application to the company in order to avail a duplicate copy.

  • Is it necessary to lodge an FIR after an accident?

    Yes, it is necessary to lodge an FIR at the nearest police station and a copy of the same needs to be submitted to the company.

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