IFFCO Tokio Car Insurance Policy Download

Established in 2000, IFFCO-Tokio General Insurance Company is a joint venture between the Indian Farmers Fertiliser Co-operative Limited IFFCO and Tokio Marine Group in Japan. IFFCO holds 51% of the company, and Tokio Marine Group holds the other 49%. With a widespread network in rural areas and Tier 2, 3, and 4 towns in India, the insurer has won user trust for over 23 years. (1)

In this guide, we will talk about what is a policy document, the details mentioned in it, it’s importance, the download procedure, how to check the status, along with some frequently asked questions.

What Is A Car Insurance Policy Document?

The car insurance policy document is a legal document that confirms the agreement between the policyholder and the insurance company. It contains all the important information about the policy, including the coverage details. This document helps the insured person understand the amount of benefits they will receive from the policy.

Importance Of The Iffco Tokio Car Insurance Policy Document

Let’s look at why the policy document is so important.

Coverage and Car Details

The policy document contains the coverage details of the policy, such as the sum insured, validity, and expiry date of the policy. The document also has information about the car that has been insured, such as chassis number, make, model, and variant details.

Insured Declared Value (IDV)

The Insured Declared Value or IDV of the car is the value calculated by the insurance company for your car at the time of registration or renewal. The insurer uses this value to evaluate your claim amount or the selling amount of the car when needed. The policy document contains the IDV value of your car.

Protection Against Fraud

The policy document gives the policyholder a seal of trust from the insurance company. This document authenticates the policy and protects the insured from any kind of insurance fraud.

Inclusions and Exclusions

The policy document has the inclusion and exclusions of the policy listed in it. This information is very vital as it gives the policyholder clarification about the situations their insurance will and will not cover. It also acts as an educational tool for policyholders to learn about various policy jargon and learn more about insurance.

Claim Processing

The policy document also had detailed step-by-step information about how to make a claim both via online and offline mode. This information is particularly important in case of any emergency, and you need to file a claim. It also lists all the documents you need to file the claim.

Important Details Mentioned In The Iffco Tokio Policy Document

Now, we will discuss what are the important details you should look at in your policy document.

Registration Number: The policy document mentions your car registration number, which helps the insurance provider identify your vehicle easily. The document also mentions the Regional Transport Office or RTO from where the car has received its registration number.

Premium Amount: The document also clarifies the premium amount you need to pay to the insurer and how frequently you need to make the payment, whether monthly or annually.

Car Details: The policy document also mentions your car details, such as its make, model, variant, engine number, chassis number, manufacturing year, number of seats, body type, and CC. The document also contains the policyholder's personal information.

Policy Period: The document mentions the start date and the end date of your policy and helps the policyholder understand how long the policy will be valid. It also mentions the geographical area of the policy.

Premium Details: The details of the car insurance premium are also mentioned in the document. It also mentions the type of your policy, whether it is a third party, stand-alone own damage, or a comprehensive car insurance policy. The document also mentions the deductibles and other terms and conditions of the policy.

How To Download The Iffco Tokio Car Insurance Policy Document From InsuranceDekho?

In this section, we will see how you can download your Iffco Tokio car insurance in both online and offline mode through InsuranceDekho.

Online Process

Step 1: Log on to InsuranceDekho’s Website

Log in to the official website of InsuranceDekho and click on the ‘My Login’ option on the top right of the page.

Step 2: Enter Mobile Number & OTP

Enter the registered mobile number and then verify it through the OTP that you will receive on the number.

Step 3: Check The Status or Download Policy PDF

Once you are on the dashboard, you will be able to see all the policies you have taken through InsuranceDekho. After that, click on Iffco Tokio car insurance, and you will be able to download the policy document.

Step 4: Save PDF

As soon as you click on the download option, the document will be automatically downloaded to your device.

Offline Process

If you want to download your car insurance policy document, then you can get in touch with an InsuranceDekho advisor by calling +91-755-1196989, or you can email the team at support@insurancedekho.com.

You can follow a similar method if you wish to download your Iffco Tokio policy document through the Iffco Tokio official website.

How Can I Check My Iffco Tokio Car Insurance Policy Status?

To check the policy status of your Iffco Tokio car insurance, first log in to the InsuranceDekho portal and then follow all the steps mentioned in the above section.

How To Get A Hard Copy Of The Iffco Tokio Car Insurance Policy Document?

If you are driving, it is mandatory to carry a hard copy of your car insurance policy document. But now the Government of India has started the e-Vahan Bima app (2) which has made it possible to carry the soft copy of your policy document. If you have a soft copy of the document, then you don’t have to carry the hard copy with you.

How Can I Make Changes To My Iffco Tokio Car Insurance Policy Document?

To make changes to your Iffco Tokio car insurance policy document, you can contact an InsuranceDekho advisor to solve your issue. You can email your queries to support@insurancedekho.com or call +91-7551196989.

Here are some common reasons why one might make changes in their policy document.

• Printing or typing errors in the document
• Errors in personal or car details
• Errors in the inclusion and exclusion of the policy
• Issues in the insured value and premium amount

Official Website

You can also go to the official website of Iffco Tokio Car Insurance to check the details of your policy: https://www.iffcotokio.co.in/motor-insurance/car-insurance