TATA AIG Own Damage Bike Insurance

When considering what insurance to get for your two-wheeler make sure to check standalone own-damage covers. They can be a valuable addition to your two-wheeler insurance. TATA AIG’s standalone own-damage cover offers compensation for own-damage costs in several different scenarios including road accidents, theft, fires, explosions and any time of calamity. This compensation also provides the insurance holder with a sense of security in times of crisis.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under TATA AIG Standalone Own-Damage Two-Wheeler Insurance Policy?

TATA AIG standalone own-damage two-wheeler insurance provides coverage for the following:

• Fires or explosions that damage the two-wheeler.
• Damage caused to the two-wheeler by road accidents.
• If the two-wheeler is stolen and cannot be traced or it is damaged beyond repair.
• If the two-wheeler is damaged due to a natural or manmade disaster.

What is Not Covered Under TATA AIG Standalone Own-Damage Two-Wheeler Insurance Policy?

TATA AIG standalone own-damage two-wheeler insurance does not provide coverage for the following:

• If the two-wheeler has a breakdown because of a mechanical or electric failure.
• If there is a mishap involving the two-wheeler due to illegal riding or misuse.
• General wear and tear of the two-wheeler.
• If an accident damages the two-wheeler outside India.

Following are the benefits of purchasing a TATA AIG standalone own-damage two-wheeler insurance policy:

• Standalone own-damage covers provide the policyholder with peace of mind because of the financial stability they offer in tough times.
• Policyholders are eligible for a No Claim Bonus for every claim-free year.
• Insurance holders can purchase add-on covers along with their own-damage covers to further enhance the coverage they provide.

How To Purchase TATA AIG Standalone Own-Damage Two-Wheeler Insurance Policy?

Following are the steps to purchase a TATA AIG standalone own-damage two-wheeler insurance policy:

Step 1: Visit the website InsuranceDekho and select the ‘two-wheeler insurance’ insurance tab located second from the top left corner of the page. Next, a drop-down menu will appear. There will be several options to select the one named ‘Standalone Own Damage.

Step 2: Provide your two-wheeler’s registration number in the given section. If you do not have this information with you for some reason, you can also enter your two-wheeler’s make, model and year of registration.

Step 3: Enter your personal details, i.e., name and phone number and press the ‘Submit and Get Quotes’ button to complete the task.

Step 4: All the standalone own-damage two-wheeler insurance covers in your category will be visible on your screen. Select the one offered by TATA AIG. This is also when you can select add-on covers for your standalone won damage policy.

Step 5: Pay for the TATA AIG standalone own damage two-wheeler insurance policy you selected and the insurance document will be sent to your registered email ID soon.