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Disclaimer: Actual Premium might vary basis your location, age and number of members

Overview

  • What are the types of two-wheeler insurance offered by National General Insurance?

    Two-wheeler insurance can be categorized into three types – Standalone Own Damage Insurance, Comprehensive two-wheeler insurance, and Third party two-wheeler insurance. Having a third party two-wheeler insurance is mandatory by law as it covers against the damages caused to the third party. A standalone own damage policy provides coverage against all damages incurred by the insured’s two-wheeler. Whereas, comprehensive two-wheeler insurance provides coverage for both third party and the own-damages suffered by the insured’s two-wheeler.

  • How can I apply for a National insurance two-wheeler policy?

    Other than the traditional medium of visiting the branch, you can apply for a two-wheeler policy with National Insurance by dialling on the toll-free number 1800-345-0330. Or else you can apply online on their official website for a quick hassle-free procedure.

  • What are the exclusive benefits of buying National two-wheeler insurance?

    National insurance serves as a low-cost insurance plan with personalization. It provides a no claim bonus which can be transferred to other insurers. Claiming insurance is easier and even the status of the claim can be tracked online.

  • What is the maximum amount of compensation provided under National Third Party Two-Wheeler insurance policy?

    Under National Third Party Two-Wheeler insurance policy a maximum of 7.5 lakh is provided for third party property damage. In the case of third party bodily injuries/death, the amount of compensation is decided in a court of law.

  • How can I get more information about insurance plans offered by National General Insurance?

    You can get all the information regarding two-wheeler insurance policy on the official website. If you want more clarity then you can call on the toll-free number 1800-345-0330.

Third Party

  • If my bike is damaged in a nuclear attack, do I get coverage under National third party bike insurance?

    No, National third party bike insurance does not cover the damage of the insured’s bike under any circumstances even in case of a nuclear attack.

  • What are the benefits of the National Third Party bike insurance?

    You can avail of the following benefits under National third party bike insurance:

    • Swift claim settlement
    • Opportunity to transfer No Claim Bonus of the previous insurer
    • User-friendly website facilitating the online purchase, claim and renewal of the policy
    • Round-the-clock helpdesk service.

  • What is the coverage provided if there is a loss of sight of the third party in case of an accident with the insured’s bike?

    The insurer provides 100% of the assured amount as compensation in case of loss of eyesight of the third party caused due to an accident with the insured’s bike.

  • What are the documents required to purchase National third party bike insurance?

    The following documents are required to purchase National third party bike insurance:

    • Personal details of the policyholder such as name, contact number etc.
    • Certificate of Registration of the bike
    • Address Proof
    • Existing policy number.

  • How can I purchase National third party bike insurance?

    You can purchase the National third party bike insurance in the following ways:

    • Through its official website
    • By calling their toll-free number 1800 345 0330 or 1800 123 230230
    • By visiting its nearest branch.

Comprehensive

  • Does National comprehensive bike insurance policy provide coverage for any consequential damage?

    No, the National comprehensive bike insurance policy will not cover any consequential damage loss under any circumstances. It only provides coverage for the primary damage.

  • What coverage will National comprehensive policy provide outside the geographical area?

    Any damage occurred to the insured bike outside the geographical area does not get covered under the National comprehensive bike insurance policy. The insurer sets a predetermined geographical area for each policyholder and the coverage is limited to that area.

  • How can I get the National comprehensive bike insurance policy?

    You can avail the national comprehensive bike insurance policy in the three following steps:

    • Visit the nearest branch
    • Go to the official website
    • Call the toll free number 1800-345-0330.

    If you visit a branch of National Insurance, you can take help from their authorized agents.

  • How can I check the policy status of my National comprehensive bike insurance?

    You can check the details of your comprehensive bike insurance policy by going to the official website of National Insurance and logging into your account with the valid credentials.

  • Does National comprehensive bike insurance policy provide accessories cover?

    Yes, the National comprehensive bike insurance policy provides accessories cover. With this cover added to the policy, the insurer takes care of the damage of various accessories of the insured bike.

Claim

  • What is IDV?

    IDV stands for Insured Declared Value which refers to the maximum claim your insurer will pay if your vehicle is damaged beyond repair or is stolen.

  • Can I register a claim after the expiry of the policy if the accident had occurred within the policy period?

    Yes, you can register a claim for an accident that occurred in the policy period even if the policy expires.

  • When should I inform the police and the insurer after an accident?

    You should inform the police as well as the insurer immediately after an accident. You should lodge an F.I.R at the nearest police station and contact the insurer by visiting its nearest branch or calling its official helpline number.

  • Where can I get the claim form of National General Insurance Company?

    You can get the claim form from the nearest branch of National General Insurance Company.

  • Where do I have to contact the National General Insurance Company in case of roadside emergency?

    In the case of a roadside emergency, you can get in touch with National General insurance by calling their helpline numbers 1800-345-0330.

Zero Depreciation

  • Does the National Zero Depreciation add-on cover consequential damage?

    No, the National Zero Depreciation add-on does not provide coverage for any consequential loss or damage caused to the insured’s bike under any circumstances. The policyholder will have to bear the cost of the consequential damage or loss.

  • Who should opt for the Zero Depreciation cover?

    Everyone can opt for the Zero Depreciation cover for extensive coverage. However, it is best suited for the following:

    • New bike owners
    • New or inexperienced bike drivers
    • Luxury bike owners
    • Owners or drivers living in the accident-prone zones.

  • Does the Zero Depreciation cover need to be renewed each time I renew the policy?

    Yes, you need to renew the Zero Depreciation cover each time you renew your comprehensive bike insurance policy. You will not be able to avail the benefits of the cover without renewing it timely.

  • WIll the National Zero Depreciation add-on cover the repairing cost of fibre glass and glass parts?

    The National Zero Depreciation add-on will provide coverage for the fibre glass parts but the glass parts are not included under this add-on. The depreciation rate of fibre glass without the Zero Depreciation cover is 30% and with the Zero Depreciation cover is nil.

  • Can I add the Zero Depreciation cover during the renewal of my policy?

    Yes, you can add the Zero Depreciation cover at the time of renewal provided you have opted for the comprehensive bike insurance policy. The Zero Depreciation cover can be added in the middle of the policy tenure as well.

Renewal

  • When do I need to initiate the renewal of National bike insurance policy?

    The renewal of National bike insurance policy can be initiated just before the expiry date of the existing policy. It is recommended to renew the policy before the expiry date as a penalty is charged if found driving without a valid licence. You should renew the policy within 90 days of the lapse of the previous policy to avoid inspection.

  • How do I know the expiry date of the existing policy?

    You can find the expiry date of the existing policy in the policy documents which were issued at the time of purchase.

  • What documents are required to renew the National bike Insurance policy offline?

    In case of offline procedure of policy renewal, you just need to provide your policy number. You may carry your policy documents as well. No other paperwork is required.

  • Can I opt for accessories cover at the time of renewal?

    Yes, you can opt for accessories cover at the time of renewal to stretch the extent of coverage.

  • How can I contact the insurer for renewal?

    You can get in touch with National General Insurance in the following ways:

    • Making a call on its helpline number 1800-345-0330.
    • Visiting the nearest branch.

Premium Calculator

  • What factors can affect the premium of a bike insurance policy?

    There are numerous factors which may influence the cost of premium of a bike insurance policy like Insured Declared Value (IDV), Anti-theft Devices, Engine Cubic Capacity, No Claim Bonus, Number of Add-ons and so on.

  • How does a bike insurance premium calculator assist me?

    The bike insurance premium calculator can help you find the right premium amount offered by various insurers for bike insurance policies and IDV for your bike. With such type of information, you can pick an economical and affordable policy and make wise decisions in relation to bike insurance.

  • What insurance details are needed to be filled on the bike insurance premium calculator?

    You will have to fill up the details such as make, model and variant of your bike, fuel type of your bike, RTO location of your bike, engine capacity of your bike, registration year of your bike, and so on, on the premium calculator to find the premium amounts offered by different insurance companies.

  • Is the premium calculator meant to calculate the premium for new bikes only?

    No, the premium calculator is designed to compute the amount of premium for new as well as old bikes.

  • Where can I use the premium calculator to calculate the premium for my bike insurance plan?

    You can get the best bike insurance premium calculator to compute the premium amount and IDV value for your bike insurance plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

Add On

  • How many add-on covers are offered by National Insurance for bike insurance plans?

    National Insurance offers 5 bike insurance add-on covers that include Nil Depreciation Cover, Nil Depreciation Plus for Two-Wheelers Cover, Invoice Protect Cover, NCB Protect Cover and Engine Protect Cover.

  • Do I need to pay an additional premium to avail add-on covers?

    Yes, you will have to pay for an additional premium amount for add-on covers in addition to the base insurance plan.

  • Is it compulsory to include an add-on cover in my bike insurance policy?

    No, it is not mandatory to add an add-on cover in your bike insurance policy. The add-on covers are available as an option to enhance the coverage of your bike insurance policy.

  • When can I buy an add-on cover for my National bike insurance plan?

    You can buy an add-on cover to extend the coverage of your bike insurance policy either at the time of bike insurance policy purchase or during the bike insurance policy renewal time.

  • How many add-on covers I can add in my bike insurance policy at a time?

    There is no specific limit to buy add-on covers for bike insurance plans. However, you can add as many bike insurance add-on covers as you wish based on your budget and requirements.

Explore National Bike Insurance

Must Read Articles before buying National Bike Insurance

National Bike Insurance User Reviews

5.0
Rating based on
90 User reviews
Write your review
What users are saying
  • All
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Dependable Claims Processing

    I believe in how reliable InsuranceDekho is when it comes to handling claims for my bike. I bought the National Insurance for my new scooter. They deal with my claims with transparency and professionalism. I am very happy with the services.

    Read More

    P
    By Pawan Agarwal
    On: June 4, 2024
  • Excellent Service

    I just got my two-wheeler insurance from National Insurance via Insurance Dekho, and it was super smooth. Easy comparison, hassle-free process. Highly recommend it!

    Read More

    S
    By Shivangi Sharma
    On: March 21, 2024
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khanv
    On: February 10, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.

    Read More

    R
    By Rahat Kalra
    On: January 23, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision

    Read More

    By Rahat Kalra
    On: January 19, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    T
    By Tushar Singh
    On: January 18, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    By Bahani Khan
    On: July 11, 2022
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.-

    Read More

    K
    By Kunal Kalra
    On: June 27, 2022
  • Chat box feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: June 27, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: June 8, 2022
  • Chatbox feature is very helpfu...

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: April 20, 2022
  • Chatbox feature is very helpfu...

    I was having some queries in my mind regarding my National bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    G
    By Gagandeep Kohli
    On: March 21, 2022
  • Helpful Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa 6g Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    By Bahram Dixit
    On: March 7, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: February 21, 2022
  • Highly recommended

    I lately bought a Mahindra Mojo XT and was once searching for an insurance plan for it when I was referred via my colleague to use InsuranceDekho. I was hesitant at first as to how to use the site however speaking to the specialists surely helped me clear my doubts about all the things. They consulted me on all the matters crucial to getting an insurance plan and walked me thru the steps of it all. I was once in a position to finalize the National Insurance and went with it

    Read More

    O
    By Om Verma.
    On: January 14, 2022
  • Got Best advice

    I recently bought a Mahindra Mojo XT and was looking for insurance for it when I was referred by my colleague to use InsuranceDekho. I was confused at first as to how to use the website but talking to the experts really helped me clear my doubts about all the things. They consulted me on all the things necessary to get insurance and walked me through the steps of it all. I was able to finalize the National Insurance and went with it

    Read More

    O
    By Om Verma.
    On: January 10, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    T
    By Tushar Singh
    On: January 7, 2022
  • Understanding support team

    On InsuranceDekho, I found many options while searching for a bike insurance policy that could provide ultimate protection. I consulted with the support team, they were very understanding of my preferences and suggested that I should get a National bike insurance policy for my TVS Radeon.

    Read More

    S
    By Subir Haldar
    On: December 21, 2020
  • Fast claim settlement

    I got my claim for National insurance settled in very less time which I purchased for my Royal Enfield Classic 350 bike. The executives of InsuranceDekho helped me a lot with the claim settlement process.

    Read More

    J
    By Jai Kapoor
    On: July 10, 2020
  • Numerous payment methods

    I bought a National Insurance plan for my Honda CB Unicorn 160 bike through diverse payment modes of InsuranceDekho portal. It made my purchase and renewal process simple, secured and swift.

    Read More

    A
    By Arun Anand
    On: July 9, 2020
  • Easy and secured payment

    InsuranceDekho provided me with the easiest and safest payment gateways through which I could buy and renew my National insurance plan for my Honda CD 110 Dream bike without any hassle.

    Read More

    N
    By Neerav Joshi
    On: July 3, 2020
  • Safe and swift payment modes

    InsuranceDekho platform offered me the safest and swiftest payment modes while buying and renewing my National bike insurance plan from them for my Royal Enfield Bullet 350 bike.

    Read More

    A
    By Anmol Yadav
    On: June 26, 2020
  • Brilliant customer care suppor...

    The customer care team of National insurance is active and great and due to which I never witnessed any problem in managing and availing my insurance policy that I bought for my TVS Scooty Zest.

    Read More

    A
    By Ankur
    On: June 25, 2020
  • Different add-on covers offere...

    InsuranceDekho provided me with many add-on covers for different insurance companies. Hence, with their assistance, I bought 2 add-ons for my National Policy that broaden the coverage for my Bajaj Pulsar RS200 bike.

    Read More

    C
    By Chandan Shekhar
    On: June 4, 2020
  • Several insurance services

    InsuranceDekho provided me with a long list of insurance-related services. I bought a National policy from them for my Yamaha Saluto bike. I am very much impressed with their services.

    Read More

    A
    By Amit Tandon
    On: May 29, 2020
  • Quickest claim settlements

    National Insurance settled my insurance claim request for TVS Jupiter scooty in a few hours only. I appreciate their promptness.

    Read More

    K
    By Khawar Khan
    On: May 15, 2020
  • Got policy in a few minutes

    I got my National bike insurance policy issued in no time. I purchased it for my Yamaha YZF R15 V3 bike. I am satisfied with its features and service.

    Read More

    P
    By Pankaj Sharma
    On: May 8, 2020
  • Very easy to renew

    I could easily renew my National insurance plan for my TVS Star City Plus bike in just a few minutes by following 2 simple steps at insurancedekho.com.

    Read More

    A
    By Aniket Sahni
    On: April 30, 2020
  • Different types of add-ons

    The National insurance firm has covered my Suzuki V-Strom 650XT bike by offering a wide range of add-ons in its kitty. It provides me with a great sense of relief and peace.

    Read More

    S
    By Shubhang Kelkar
    On: April 24, 2020
  • Brilliant customer support

    The customer care team of National Insurance is highly experienced and qualified enough to clear all my doubts related to the policy I bought for my Hero Glamour bike.

    Read More

    A
    By Anand Sharma
    On: April 17, 2020
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