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Reliance Bike Insurance Add-On Covers

Add-on covers in bike insurance are referred to as additional benefits that you can purchase along with your base bike insurance policy by paying an extra bike insurance premium. It is not mandatory to purchase add-on covers with a bike insurance policy but they ensure the much needed and extended protection and save you from financial burden in case of a misfortune event. Note that you can only enjoy benefits offered under add-on covers if you own either a standalone own-damage bike insurance policy or a comprehensive bike insurance policy.

Reliance - 4 Important Add-On Covers For Your Bike Insurance Policy

Purchasing add-on benefits is not difficult at all. But deciding which one to buy can be a little confusing if you are not aware of their benefits. So, here we explain 5 important add-on covers offered by Reliance General Insurance that you can take along with your bike insurance policy:

  1. Nil Depreciation: This add-on benefit helps you get rid of the depreciation factor of your bike parts. Usually a bike insurance claim is paid after deducting the depreciation of your vehicle. But if you buy a nil depreciation cover along with your Reliance General bike insurance policy, then you can enjoy the replacement of your bike parts without burning a hole in your pocket. The add-on cover not only helps you save money but also widens your scope of cover. Note that this cover is applicable for up to two claims in a policy year.
  2. EMI Protection: This add-on cover minimises the financial impact of an accident by covering you for a maximum of 3 EMIs if your bike is at the network garage of Reliance General Insurance for repairs for more than 30 days. The cover can be availed only for partial claims and the payment will directly be made to the financial institution.
  3. Daily Allowance Benefit: This is a useful add-on cover that compensates you for daily travel expenses for traveling by your own when your bike is out for repairs in the authorized network garage of Reliance General Insurance. But you can only avail benefit when your bike is in the garage for more than 3 days. You can avail this cover for up to 2 claims for a maximum allowance of Rs. 5,000 per day.
  4. Helmet Cover: This add-on cover offers the insured an allowance for expenses related to the helmet if it gets damaged or destroyed due to an accident that involves the insured vehicle. People with an annual bike insurance policy are eligible to purchase this add-on cover along with a Reliance General bike insurance policy. The premium for this add-on cover starts at Rs. 100 and the sum insured limit offered is up to Rs. 50,000 per helmet. The policy covers expenses related to only one accident during a policy year. Also note that the cover reimburses you for the helmet of the same type and model.

There is no doubt that the add-on covers in bike insurance offer you complete peace of mind. But as you are required to pay extra to avail the benefits, you must add them wisely in your cart as per your budget and other requirements. Also, you can use InsuranceDekho’s premium calculator to calculate bike insurance premiums with add-ons.

Must Read Articles before buying Reliance Bike Insurance

Reliance Bike Insurance User Reviews

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What users are saying
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  • Smooth Claim Experience

    I was on a trip to Shimla when my bike’s tire got punctured. I had Reliance bike insurance, and with InsuranceDekho’s help, the claim process was smooth. The reimbursement was quick, and I didn't have to worry about the costs at all.

    N
    By Nikhil Patil
    On: July 1, 2024
  • Helpful Services

    I needed to get my bike’s engine repaired, and the costs were covered under my Reliance bike insurance. InsuranceDekho provided good guidance, and the claim approval took very less time. I’m really satisfied with their customer service.

    S
    By Sneha Rao
    On: June 27, 2024
  • Quick Claim Settlement

    A recent mishap damaged my bike’s seat. I have a Reliance bike insurance policy which I got through InsuranceDekho. The claim settlement was quick, and I got my bike back in shape easily.

    S
    By Sneha Patel
    On: June 25, 2024
  • Customer Friendly

    I purchased a bike insurance policy from Reliance for my father’s bike. As he lives far away, he was finding it tough to raise a claim. That’s when I asked him to contact InsuranceDekho. He was able to get the claim settled with their help and got the bike’s tyres replaced.

    N
    By Nandini Garg
    On: June 19, 2024
  • Wide Coverage

    For some reason my scooter’s gear shifter was not working properly. I was unable to drive because of this issue and hence decided to get it repaired. Although, the bill’s cost was too much, I didn’t have to pay anything, thanks to my Reliance bike insurance policy.

    R
    By Rajesh Bhatia
    On: June 17, 2024
  • Easy-to-Use Platform

    Recently I purchased a scooter for my younger brother. I was confused as to which is the best bike insurance policy. On a friend’s suggestion, I visited InsuranceDekho website to get some guidance. Their platform was easy to use and I compared many insurers. Now, I’ve purchased Reliance’s bike insurance as it had affordable premiums.

    P
    By Priya Mehta
    On: June 10, 2024
  • Satisfactory Experience

    I'm really happy with InsuranceDekho. They helped me find the Reliance bike insurance that was just right for me, and it was all really straightforward.

    A
    By Aashi Goel
    On: March 2, 2024
  • Responsive Customer Support

    Dealing with customer support for inquiries related to Third-Party Reliance Bike Insurance Policy was a positive experience. The team at InsuranceDekho was responsive, providing timely and helpful assistance for my KTM bike.

    G
    By Gagan Grover
    On: November 24, 2023
  • Transparent Premium Breakdown

    The premium calculator on InsuranceDekho not only provided an estimate for my Reliance Bike Insurance Policy but also broke down the premium into components for my Royal Enfield bike, so I knew what I was paying for. This transparency is highly valuable for making an informed decision.

    U
    By Umesh Patil
    On: November 8, 2023
  • Seamless Claims with No Hassle...

    I found that the claims process with InsuranceDekho is seamless and hassle-free. As my Honda bike was insured with the Reliance Bike Insurance Policy, everything was taken care of, allowing me to focus on other aspects of recovery.

    D
    By Dinesh Sreenath
    On: November 7, 2023
  • Effortless Settlement for Own ...

    The claims settlement process of the Reliance Bike Insurance Policy for own damage insurance through InsuranceDekho was effortless. They took care of everything with minimal hassle for my Hero bike.

    R
    By Rohan Singh
    On: November 2, 2023
  • Seamless Renewal Process

    The Reliance Bike Insurance Policyy’s renewal process is seamless at InsuranceDekho, taking the stress out of keeping the coverage of my Triumph bike up to date.

    By AJay Bhatia
    On: October 30, 2023
  • Comprehensive Garage Services

    I am relaxed after the purchase of the Reliance Bike Insurance Policy for my Suzuki bike. InsuranceDekho's cashless garages offer comprehensive services, from regular maintenance to major repairs. It's a one-stop solution for all car-related needs.

    J
    By Jagdish Dora
    On: October 26, 2023
  • My Trusted Renewal Partner

    I trust InsuranceDekho as my go-to platform for the Reliance Bike Insurance Policy renewal. Their platform is easy to use, and their team provides valuable assistance to ensure a seamless renewal process for my Suzuki bike.

    T
    By Tanish Dey
    On: October 18, 2023
  • Quality Repairs with Peace of ...

    InsuranceDekho's cashless garages ensure quality repairs for my Mahindra car with the peace of mind that comes from not dealing with cash transactions for my Reliance Bike Insurance Policy.

    V
    By Vikas Kumar
    On: October 16, 2023
  • Legal Compliance Made Easy

    I appreciate how InsuranceDekho simplifies the process of staying legally compliant with third-party coverage. With the Reliance Bike Insurance Policy for my Jawa bike, I feel that it's a responsible choice for every bike owner.

    D
    By Devan Gaur
    On: October 11, 2023
  • A Trustworthy Decision-Maker

    I relied on InsuranceDekho's premium calculator to make a trustworthy decision about the Reliance Bike Insurance Policy for my Mahindra bike. The accuracy of the premium estimates gave me confidence in my choice.

    By Ojas kalra
    On: October 10, 2023
  • Total Peace of Mind with Compr...

    InsuranceDekho's comprehensive Reliance Bike Insurance Policy’s coverage offers total peace of mind. It's a comprehensive shield against the uncertainties of the road for my Hero bike.

    A
    By Anurag Mehta
    On: October 3, 2023
  • Quick Premium Quotes

    Getting premium quotes from InsuranceDekho's calculator is lightning-fast. Within minutes, I had all the information I needed to choose the Reliance Bike Insurance Policy which is the right bike insurance plan for my Royal Enfield bike.

    T
    By Tarun Kumar
    On: September 27, 2023
  • Responsive Customer Support

    I had some questions about the claims process for the Reliance Bike Insurance Policy that I purchased from the InsuranceDekho portal, and its customer support was always available to assist. Their responsiveness and willingness to help made the entire experience for my Triumph bike less stressful.

    S
    By Shakti Pradhan
    On: September 25, 2023
  • Peace of Mind in Every Drive

    With InsuranceDekho's own damage coverage as an added benefit to my Reliance Bike Insurance Policy, I drive my Mahindra bike with peace of mind. I'm protected, no matter what the road brings.

    By Nimish Mathur
    On: September 21, 2023
  • Dependable Partner for Renewal...

    InsuranceDekho has proven to be a dependable partner for my Hero bike policy renewals. I got to purchase the Reliance Bike Insurance Policy and their commitment to customer satisfaction is evident through their seamless and hassle-free renewal process.

    S
    By Suresh Singh
    On: September 18, 2023
  • Satisfied and Impressed with C...

    I am satisfied and impressed with InsuranceDekho's cashless services. I had to get my Royal Enfield bike repaired which was insured under the Reliance Bike Insurance Policy. They exceeded my expectations in terms of efficiency and professionalism.

    A
    By Anuj Verma
    On: September 14, 2023
  • Effortless Claims Experience

    Filing a claim for my Reliance Bike Insurance Policy with InsuranceDekho's zero depreciation policy was effortless. They took care of everything for my Triumph bike, making it stress-free for me.

    N
    By Naresh Narender
    On: September 12, 2023
  • Saves Time and Effort

    Using InsuranceDekho's premium calculator saved me time and effort. I could easily compare quotes and select the Reliance Bike Insurance Policy which turned to be the best insurance option for my needs for my Aprilia bike.

    G
    By Garvit Chand
    On: September 8, 2023
  • Peaceful Ownership Experience

    Owning a Bike becomes peaceful with InsuranceDekho's Zero Depreciation Policy. I don't have to worry about the financial impact of depreciation on my claims as I insured my Royal Enfield with the Reliance Bike Insurance Policy.

    By Anjum Sheikh
    On: September 6, 2023
  • Responsive Customer Support

    I had a few questions about my own damage coverage for my Triumph bike with the Reliance Bike Insurance Policy. InsuranceDekho's customer support team was responsive and helpful. They explained the policy details and options clearly.

    V
    By Vijal Nagnath
    On: September 4, 2023
  • Timely Updates on Repair Progr...

    Throughout the repair process, InsuranceDekho provided timely updates on the progress of my Yamaha bike. It kept me informed and assured that things were on track. The Reliance Bike Insurance Policy was indeed a saving grace policy for me.

    A
    By Amar Sabarwal
    On: August 28, 2023
  • Highly Recommended for All Car...

    I highly recommend InsuranceDekho's comprehensive coverage along with the Reliance Bike Insurance Policy for all bike owners. It's a reliable and comprehensive insurance solution. Happy to have safeguarded my Vespa with this amazing plan.

    N
    By Nirvaan Kapila
    On: August 24, 2023
  • Great Value for Money with Cla...

    I bought the Reliance Bike Insurance Policy for my Triumph bike and I must say that InsuranceDekho provided great value for money with their claim settlements. I received the necessary support without any compromise on quality.

    M
    By Manish Duggal
    On: August 22, 2023

35 Reliance Cashless Garages in India

Reliance Bike Insurance Add-On Cover FAQs

  • How many add-on covers are offered with the Reliance bike insurance plans?

    Reliance bike insurance plans are available with 4 bike insurance add-on covers that includes Nil Depreciation, EMI Protection, Helmet Cover, and Daily Allowance Benefit.

  • How much money do I need to pay to opt for add-on covers?

    Different add-on covers are available at different prices. You will have to pay for the add-on covers specified in the policy document or online purchase portal of the insurance company.

  • Is it mandatory to include an add-on cover in the bike insurance plan?

    No, owning an add-on cover in your bike insurance policy is not mandatory. It is an optional benefit which you can avail to enhance the coverage of your insurance cover.

  • When can I buy the Reliance bike insurance add-on covers?

    You can buy the add-on covers either at the time of insurance policy purchase or during the insurance policy renewal process.

  • How many add-on covers can I opt for at a time?

    There is no limit to opt for add-on covers, which means you can include various add-on covers at a time in your bike insurance policy based on your budget and requirement.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.