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SBI Bike Insurance Add-On Covers

Add-on covers in bike insurance are additional benefits that can be purchased along with a standard bike insurance policy to extend coverage. You can select voluntarily add-on benefit(s) with a standalone own-damage bike insurance policy or a comprehensive bike insurance policy. As the add-on covers offer you wide coverage, they come at an extra premium. SBI General offers beneficial add-on covers that offer you complete coverage.

SBI - 2 Important Add-On Covers For Your Bike Insurance Policy

SBI General Insurance offers affordable add-on covers that are most popular and are commonly found with most bike insurance policies. Know more about them below:

1. Return to Invoice: If you buy this add-on cover along with your bike insurance policy, then the company covers you in case of a financial shortfall (if any) between the amount you receive under Section I of the policy and the purchase price of the vehicle as specified in the sales invoice. It also covers you for the first time registration charges in case of theft/total loss of the vehicle during the policy period.

2. Protection of NCB: Usually, the insurers do not count the No Claim Bonus in case of a claim. But if you own the add-on cover of protection of NCB, then you can retain the existing No Claim Bonus of the expiring policy at the time of policy renewal. Note that this add-on cover can be availed for only a single claim during the policy period.

You can choose the most suitable add-on cover as per your requirement and budget. However, it is not mandatory to buy add-on covers with a bike insurance policy. But buying it can offer you greater protection.

Must Read Articles before buying Sbi Bike Insurance

SBI Bike Insurance User Reviews

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What users are saying
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  • Add On
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  • Renewal
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  • Claim
  • Great Experience

    My experience with InsuranceDekho has been great so far. Last week only I was able to get my claim settled with their help. I used it to cover for the expenses of my bike’s brakes replacement from my SBI bike insurance policy.

    V
    By Vivek Raj
    On: June 18, 2024
  • Amazing Customer Support

    I had to renew my SBI bike insurance and was unable to understand some things mentioned in the documents. So, I took InsuranceDekho’s help, who were very helpful. They explained me everything required to renew my policy. I’m grateful for their support and guidance.

    M
    By Megha Sinha
    On: June 17, 2024
  • Convenient Access Nationwide

    I have been relying on Insurancedekho for my bike insurance needs. I bought SBI Bike Insurance, their customer support has been super helpful and their handling of claims has been awesome. Kudos to the team for their excellent service!

    C
    By Christina Castelino
    On: June 4, 2024
  • Supportive team

    Just got my SBI General two-wheeler insurance through InsuranceDekho, and their team was amazing! They guided me through everything and gave great suggestions. Really happy with their service!

    S
    By Sonam Mehta
    On: April 12, 2024
  • Super easy site

    Nice experience tried for the first time but better than the insurance the vehicle showrooms gives us. happy with the interface they made for the user and easy to use site.

    S
    TVS NTORQ 125 Indore
    By SATISH SADASHIV SHIGVAN
    On: June 4, 2022
  • Blazing Fast

    The ease of selecting the policy of your choice from various insurers along with the list of prices available was fantastic. Helped me buy my first insurance policy in no time. Looking forward for a good experience in future with INSURANCE DEKHO.

    K
    Hero Maestro Moga
    By KUSHAL GARG
    On: May 19, 2022
  • good job guys

    great experience and fast outputs in terms of high end bikes too, very rare to find such good value policy in such a price.

    R
    Harley-Davidson Harley Davidson Street 750 Kolkata
    By RAGHAV RANDAR
    On: May 9, 2022
  • good serves

    best insurence company good servis

    M
    Bajaj CT100 Bangalore
    By MONAPPA
    On: April 19, 2022
  • Super Service

    Hasle free system devised by the Service provider, M/s Insurance Dekho rendered my renewal policy smooth and Effective I am very much thankful to team Insurance Dekho for making things so simple and fast.

    J
    Honda CB Unicorn 150 Bangalore
    By JAYARAM H
    On: April 8, 2022
  • Good interface and sync with s...

    Very smooth and seamless experience. Not much time taken. All the information was captured and details of premium was also provide very nice.

    D
    TVS Jupiter Thane
    By DOMINIC BRAZIL FERNANDER
    On: April 4, 2022

SBI Bike Insurance Add-On Cover FAQs

  • How many add-on covers are offered by SBI General Insurance for bike insurance plans?

    The SBI General Insurance offers 2 add-on covers which you can include in your bike insurance plan such as Return to Invoice and Protection of NCB.

  • Is it compulsory to purchase an add-on cover to be included in bike insurance cover?

    No, it is not at all compulsory to include an add-on cover in your bike insurance policy and it is totally up to you to either opt for an add-on cover or to enjoy the insurance cover as it is.

  • When can I purchase the SBI bike insurance add-on covers?

    You can easily purchase the bike insurance add-on covers either at the time of SBI bike insurance policy purchase or during the bike insurance policy renewal process.

  • Will I have to pay for an additional premium to avail bike insurance add-on covers?

    Yes, you will be required to pay for a little extra premium amount to include an add-on cover in your bike insurance policy and use it to enhance the coverage of your insurance cover. The cost of the opted bike insurance add-on cover will be specified in the policy document or online purchase portal of the insurance company.

  • How many bike insurance add-on covers can I opt for at a time?

    There is no such limit on the number of add-on covers that you can purchase together to include in your bike insurance policy. Therefore, you can always opt for as many add-on covers as your wish to add in your insurance cover at a time.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.