IFFCO Tokio Two-Wheeler Add-Ons

Add-on cover in bike insurance is an additional feature that provides you extended coverage at an extra premium. IFFCO Tokio General Insurance offers several add-on covers from which you can select the most relevant one(s) at the time of purchasing a bike insurance policy as per your budget and requirements. Add-on(s) can be added to your base bike insurance policy that can be a standalone own-damage bike insurance policy or comprehensive bike insurance policy.

IFFCO Tokio add-on covers offer you some most sought-after add-on covers at an affordable premium. Some of them that you can consider buying along with your IFFCO Tokio bike insurance policy are explained below:

1. Zero Depreciation Cover: As bike age, their value depreciates. And bike insurance plans do not cover the depreciation amount in case of a claim. But if you buy zero depreciation add-on cover, you will get the entire claim amount without any deduction of depreciation value in case you make a bike insurance claim. With this cover, the insurer pays for the actual cost of repairs irrespective of the depreciation amount. Hence, this add-on cover can prove to be useful for you.
2. No Claim Bonus Protection: For every claim free year, you receive a No Claim Bonus (NCB) under your bike insurance policy. It increases every year and gets accumulated until you make a claim. But if you have the add-on cover of No Claim Bonus protection, then you can keep your No Claim Bonus safe even if you made a claim in the previous year. So, this ad-on benefits can be useful in keeping your NCB intact even if you make a claim.
3. Return to Invoice: If your bike is stolen or damaged beyond repairs, then the insurance company compensates you with the market value of your bike that is the Insured Declared Value (IDV). But if you own a return to invoice add-on cover, then you will get the original invoice price of the vehicle in case your bike is deemed a total loss. Note that you will also be covered for registration charges and road tax with this cover.

Add-on covers make your bike insurance policy more useful and valuable and keep you prepared for all uncertainties. You can buy IFFCO Tokio add-on covers online at InsuranceDekho easily. It is a transparent process that does not take much of your time.