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IFFCO Tokio Zero Depreciation Cover

While buying an insurance policy it is essential to choose all the right add-on covers. It adds exclusive features to your insurance policy. One of the most beneficial add-on covers offered by IFFCO Tokio is Nil depreciation or Zero depreciation. The policyholders can get this add-on cover with the purchase of comprehensive bike insurance policy and standalone own-damage cover.

As we progress in time the value of your our assets tends to decrease. This phenomenon of a constant decrease in the value of assets is known as depreciation. Every two-wheeler owner is aware of the fact that normal wear and tear is unavoidable. Therefore IFFCO Tokio provides Zero depreciation cover through which the policyholders can claim the maximum value of their bike. It provides a shield against the depreciating factors, resulting in decreasing the value of the bike and helps you claim the original value of your two-wheeler in case of an accident.

Benefits of IFFCO Tokio Zero depreciation Add-on Cover

IFFCO Tokio Zero depreciation add-on cover offers the following benefits to its customers:

  • Complete Coverage of The Vehicle - It becomes easier for the policyholders to settle down their claim when there is no need to worry about the depreciation. They can receive the claim amount without any deduction of the depreciation amount if covered under the comprehensive insurance policy.
  • Unlimited Number of Claims - Unlike other insurance companies, IFFCO Tokio allow policyholders to make an unlimited zero depreciation claim.
  • Higher Claim Amount - Zero depreciation covers help the policyholders to claim the maximum amount for their bike. There is no deduction made on the claim amount in the name of depreciation.
  • Saves Money - Rather than losing all the finances paying for replacement of bike parts, policyholders can save a lot of money with the zero depreciation cover. They only pay the premium amount and all the damage compensation is taken care of by the insurance provider.

Depreciation Rate Applicable on Bike With And Without Zero Depreciation Add-on

Age of Bike

Rate of Depreciation Without Zero Depreciation Cover

Rate of Depreciation With Zero Depreciation Cover

Under 6 months

Nil

0%

6 months to 1 year

5%

0%

1-2 years

10%

0%

2-3 years

15%

0%

3-4 years

25%

0%

4-5 years

35%

0%

5-10 years

40%

0%

Above 10 years

50%

0%

Part of Bike

Rate of Depreciation Without Zero Depreciation

Rate of Depreciation With Zero Depreciation

Rubber/nylon/ plastic parts

50%

0%

Fibre glass parts

30%

0%

Glass parts

Nil

0%

Factors Affecting IFFCO Tokio Zero Depreciation Cover

There are conditions under which the policyholders can avail the benefits offered by IFFCO Tokio Zero depreciation cover:

  • The policyholders can make unlimited claims during the entire policy period.
  • The depreciation benefit offered by IFFCO Tokio is only available for bikes up to 7 years of age.

Explore Iffco Tokio Bike Insurance

Must Read Articles before buying Iffco Tokio Bike Insurance

Iffco Tokio Bike Insurance User Reviews

4.8
Rating based on
485 User reviews
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What users are saying
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  • Effortless Purchase

    Buying Ifco Tokio's bike insurance from InsuranceDekho was super easy! I found a great deal that covered everything I needed and didn't break the bank.

    Read More

    M
    By Mansi kalra
    On: March 2, 2024
  • Helpful Tool for Policy Compar...

    The premium calculator has been a great tool for comparing policies on InsuranceDekho. It allowed me to see how premiums vary between different insurers, making it easier to find the best coverage which I got via the Iffco Tokio Bike Insurance Policy for my Yamaha bike at the right price.

    Read More

    P
    By Pritam Kumar
    On: November 9, 2023
  • All-Encompassing Shield for My...

    My Honda bike is one of my most valuable assets, and InsuranceDekho's comprehensive coverage with the Iffco Tokio Bike Insurance Policy acts as an all-encompassing shield, protecting it from a wide range of risks.

    Read More

    M
    By Manoj Das
    On: November 3, 2023
  • Quick and Efficient Zero Dep C...

    InsuranceDekho's Zero Depreciation claims process is quick and efficient. As my Mahindra bike was insured with the Iffco Tokio Bike Insurance Policy, they processed my claim without any depreciation-related hassles, and my bike was back on the road in no time.

    Read More

    By Varun Sharm
    On: October 23, 2023
  • Coverage Wherever You Go

    InsuranceDekho's cashless garage network ensures coverage wherever I go for my Jawa bike. It's a comforting thought that my bike is fully covered with the Iffco Tokio Bike Insurance Policy when I'm traveling.

    Read More

    V
    By Vikas Magar
    On: October 17, 2023
  • Reliable Insurance Partner Net...

    InsuranceDekho collaborates with reputable insurance providers, ensuring that you have access to trusted policies. It's reassuring to know that your coverage is backed by the best Iffco Tokio Bike Insurance Policy for my Honda bike.

    Read More

    S
    By Sanjoy Sen
    On: September 29, 2023
  • Prompt Customer Support during...

    I was so glad that I decided to buy the Iffco Tokio Bike Insurance Policy for my Vespa two-wheeler. During a recent claim, InsuranceDekho's customer support was prompt and helpful. They guided me through the process seamlessly.

    Read More

    M
    By Mehmood Saif
    On: September 20, 2023
  • Efficient Documentation Handli...

    The documentation process for renewal of the Iffco Tokio Bike Insurance Policy that I purchased for my Vespa bike with InsuranceDekho is efficient and organized. I don't need to keep track of multiple papers; it's all available online.

    Read More

    K
    By Krishna Patel
    On: September 15, 2023
  • Quick and Convenient Cashless ...

    The quick and convenient cashless repairs for my Jawa bike from InsuranceDekho made a stressful situation much easier to handle. The Iffco Tokio Bike Insurance Policy delivered on its promise.

    Read More

    P
    By Pramod Sharma
    On: September 13, 2023
  • Expert Repairs with Zero Depre...

    InsuranceDekho ensured my KTM car received expert repairs without any deductions for depreciation. The Iffco Tokio Bike Insurance Policy is valuable to have added with the Zero dep benefit.

    Read More

    T
    By Tushar Kulkarni
    On: September 11, 2023
  • Efficient Premium Calculation ...

    InsuranceDekho's premium calculation tool is highly efficient. It helped me get a clear understanding of my insurance costs for my Iffco Tokio Bike Insurance Policy for my Mahindra bike in just a few clicks.

    Read More

    K
    By Kumar Minocha
    On: September 7, 2023
  • Convenience Redefined

    The convenience of using Cashless Garages through InsuranceDekho is unmatched. My KTM bike was insured under the Iffco Tokio Bike Insurance Policy. I appreciate the seamless coordination between the insurer and the garage for a hassle-free experience.

    Read More

    T
    By Trirtho Jaiswal
    On: September 5, 2023
  • Quick and Hassle-Free Claim Pr...

    I recently had to make a claim for own damage under the Iffco Tokio Bike Insurance Policy, and InsuranceDekho made the process quick and hassle-free. Their responsive claims team ensured my Suzuki bike was back on the road in no time.

    Read More

    S
    By Sunil Babu
    On: September 1, 2023
  • User-Friendly Renewal Platform...

    InsuranceDekho's renewal platform is user-friendly and intuitive. I appreciate how easy it is to navigate and renew my Iffco Tokio Bike Insurance Policy for my KTM bike.

    Read More

    A
    By Atul Kher
    On: August 29, 2023
  • Top-Notch Service During My Cl...

    I want to express my gratitude to InsuranceDekho for providing top-notch service during my claim for my Iffco Tokio Bike Insurance Policy for my KTM bike. They went above and beyond to assist me.

    Read More

    H
    By Harman Chug
    On: August 25, 2023
  • Long-Term Benefits of Zero Dep...

    I opted for a long-term zero depreciation policy with InsuranceDekho. The Iffco Tokio Bike Insurance Policy came with several benefits for my Jawa bike, including uninterrupted coverage and reduced paperwork.

    Read More

    S
    By Shailendra Shukla
    On: August 23, 2023
  • Timely and Hassle-Free Claim S...

    When I had a minor accident with my Vespa bike, InsuranceDekho's own damage Iffco Tokio Bike Insurance Policy came to the rescue. The claim settlement process was quick and hassle-free.

    Read More

    D
    By Deepak Kumar
    On: August 11, 2023
  • Complete Peace of Mind with Ze...

    InsuranceDekho's zero depreciation Iffco Tokio Bike Insurance Policy offers complete peace of mind. It covers the full cost of repairs for my KTM bike without considering depreciation.

    Read More

    S
    By Shivam Nagar
    On: August 9, 2023
  • Top-Notch Service

    The cashless garages tied to InsuranceDekho provided top-notch service. From the moment I reached out to them for my Mahindra bike repair, they handled everything professionally. I appreciate the convenience and peace of mind they offered. Happy that I took the decision to buy the Iffco Tokio Bike Insurance Policy from there.

    Read More

    By Hemant Bhati
    On: August 7, 2023
  • Great Value for Money on Claim...

    While InsuranceDekho offered great value for money when I filed a claim, the communication during the process for the Iffco Tokio Bike Insurance Policy could have been more proactive. Nevertheless, I received the claim amount as expected for my Ampere bike.

    Read More

    A
    By Arpita Gulati
    On: July 31, 2023
  • Seamless Online Renewal Proces...

    The online renewal process at InsuranceDekho was smooth and user-friendly. It's the most convenient way to renew the Iffco Tokio Bike Insurance Policy for my Ampere bike.

    Read More

    S
    By Satish Garg
    On: July 25, 2023
  • Total Protection with Own Dama...

    I opted for InsuranceDekho's comprehensive own damage cover with the Iffco Tokio Bike Insurance Policy, and it provided total protection for my Bajaj bike. Whether it was a minor dent or a major accident, they covered it all without any hassle.

    Read More

    R
    By Raghav Singh
    On: July 24, 2023
  • Effortless Process

    Dealing with InsuranceDekho's Zero Dep policy during my recent accident was effortless. The claims process for my KTM bike was straightforward, and the company was quick to assess and approve my Iffco Tokio Bike Insurance Policy claim. They covered the repair expenses without any hassle, making the entire experience stress-free.

    Read More

    A
    By Ashish Tandon
    On: July 20, 2023
  • Excellent Customer Support

    The customer support team at InsuranceDekho was extremely helpful in guiding me to the nearest cashless garage and assisting with any queries I had about the Iffco Tokio Bike Insurance Policy that I took for my Kawasaki bike. Their professionalism was commendable.

    Read More

    P
    By Pankaj Dingra
    On: July 18, 2023
  • Timely Settlement

    When I made a claim for third-party damages, InsuranceDekho settled it in a timely manner. The prompt settlement helped in resolving the issue quickly. Thanks to the customer car agent who suggested the Iffco Tokio Bike Insurance Policy for my Royal Enfield. Definitely would recommend it to friends.

    Read More

    V
    By Vikram Singh
    On: July 14, 2023
  • All-in-One Solution

    InsuranceDekho's comprehensive car insurance policy served as an all-in-one solution. The Iffco Tokio Bike Insurance Policy covered both third-party liabilities and own damages, ensuring holistic protection for my Jawa bike.

    Read More

    R
    By Raman Singh
    On: July 13, 2023
  • Fair Settlement of Claims

    InsuranceDekho provided fair settlement of claims for my Iffco Tokio Bike Insurance Policy. They assessed the damages for my Vespa accurately and offered a settlement amount that was reasonable and in line with the coverage provided by the policy.

    Read More

    A
    By Adil Hassan
    On: July 11, 2023
  • Real-Time Premium Quotes

    InsuranceDekho's premium calculator generated real-time premium quotes. It provided instant results based on the information entered, giving me an accurate estimate of the cost of my Jawa car’s insurance coverage. I purchased the Iffco Tokio Bike Insurance Policy.

    Read More

    C
    By Chandan Juneja
    On: July 7, 2023
  • Reliable Support in Unfortunat...

    My Iffco Tokio Bike Insurance Policy's third-party coverage has provided reliable support to my Suzuki bike. I could easily file the claim at InsuranceDkeho and they promptly addressed the claim, assessed the damages, and compensated the affected third party. Their commitment to fulfilling their obligations under third-party coverage has demonstrated their reliability and commitment to customer satisfaction.

    Read More

    By Shaishak Bansal
    On: July 5, 2023
  • Transparent and Efficient Clai...

    Making an own damage claim with my Iffco Tokio Bike Insurance Policy for my Jawa bike was a transparent and efficient process. InsuranceDekho provided clear instructions on the documentation required and guided me through each step. They promptly communicated updates on the claim's progress, ensuring transparency throughout. The claim was settled without any unnecessary delays, and I am satisfied with the insurer's efficient claim process.

    Read More

    P
    By Piyush Saxena
    On: July 4, 2023
Iffco Tokio Reviews

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IFFCO Tokio Zero Depreciation Cover FAQs

  • I have an old vehicle, should I take zero depreciation add-on cover?

    Life is uncertain, you can not imagine what is going to happen the next moment. If your vehicle is less than seven years old, you can definitely go for a zero depreciation cover. IFFCO Tokio provides this benefit to bikes that are up to 7 years old.

  • What is the biggest advantage of purchasing Zero-Depreciation add on the cover?

    One of the biggest advantages of zero depreciation add-on cover is that it allows the policyholder to claim the original value of their bike without any deduction for depreciation. The amount depends on the IDV that was finalised at the time of policy purchase or renewal.

  • How many times a customer can claim for the benefit?

    Generally all the insurance companies allow their customers to claim only twice. IFFCO Tokio allows its customers to make unlimited claims during the entire policy period.

  • How can I get Zero depreciation cover for my bike?

    Zero depreciation cover can be availed with a comprehensive or a standalone own-damage bike insurance policy from IFFCO Tokio.

  • How can I get Zero depreciation cover for my bike?

    Zero depreciation cover can be availed by taking a comprehensive bike insurance policy from IFFCO Tokio.

FAQ
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