Digit Third Party Bike Insurance

Digit General Insurance is one of the most trusted insurance companies as it has been successfully shielding the policyholders from the uncertainties of life over time. Digit third party bike insurance policy assists you to fulfil the statutory requirement of the Indian Motor Tariff Act and relieves you from the burden of third party liabilities as well. Digit General Insurance has tried to enhance the experience of the policyholders by setting up a user-friendly website. The Digit third party Bike insurance provides basic coverage to provide financial and legal assistance for the third party damage incurred due to the insured’s bike.

Digit Third Party Bike Insurance vs Comprehensive Bike Insurance Policy

Digit third party bike insurance policy provides coverage for the following:

• Personal Damage to Third Party: In case a person gets injured during an accident all his/her medical expenses till the injured person recovers are taken care of with the help of a third party insurance policy. A third party insurance policy covers the third party liabilities which include bodily injuries or demise of the third party. In case of the unfortunate demise of the third party, compensation is provided.
• Property Damage to Third Party: In case there's any damage caused to the property of the third party such as damage to someone’s two-wheeler, house or any other property compensation for the damage shall be provided. Third-party liabilities such as property damage shall be covered under this insurance policy.

What All Is Not Covered Under Digit Third-Party Bike Insurance Plan?

Digit third party bike insurance plan does not provide coverage for the following:

• Damages to your own vehicle shall not be covered under this policy.
• This insurance policy shall not cover driving under the influence of alcohol for driving without a license.
• Driving without a valid license shall not be covered under this policy.

Key Benefits of Purchasing Digit Third-Party Bike Insurance

A third party bike insurance policy is compulsory to be owned by every two-wheeler owner, it does offer limited coverage but can be very useful in difficult times. Below mentioned are some benefits of purchasing a Digit Third-Party Bike Insurance policy:

1. Financial and Legal Assistance: Third-party two-wheeler provides coverage against the policyholder's legal liabilities in the event of personal or property damage to any third party. In such circumstances legal and financial burden on the policyholder is taken care of with the help of a third party insurance policy. Monetary and legal assistance is provided in case of an unforeseen demise/bodily injury/property damage to the third party.

2. Peace of Mind: A third party insurance policy gives the owner of the two-wheeler a sense of peace of mind while driving the two-wheeler. This policy not only provides legal/financial protection in times of crisis but also allows you to comply with the law and drive your two-wheeler legally on all Indian roads. This type of policy can be very beneficial in case an unpredictable event takes place.

3. Quite Affordable: A two-wheeler third party insurance policy is the basic type of coverage a two-wheeler owner must-have. This policy provides limited coverage and is very affordable. People often choose a third party insurance cover as it is very cost-effective.

4. 24x7 Assistance: If you purchase a Digit third-party two-wheeler insurance policy you can avail of the 24x7 assistance facility in case an unforeseen event takes place.