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Pramerica Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Eligibility depends on income, occupation and educational qualification
Rating of Pramerica
4.9
Based on
124 User reviews

  • Chat box feature

    The chat box feature available on InsuranceDekho made it simpler for me to get answers to all the queries. Thus, I first sorted my doubts about the Pramerica Life Smart Income plan and then bought this plan from InsuranceDekho. 

    A
    Aastha Akhouri
    On: Jul 14, 2022

  • User-friendly portal

    The website of InsuranceDekho was extremely easy to use. The user-friendly website made it easier for me to buy the Pramerica Life Smart Income plan without any kind of problem. 

    B
    Babita
    On: Jul 13, 2022

  • Has amazing features

    The Pramerica Life Smart Income plan available on InsuranceDekho has amazing features to offer. One can not only include additional riders but also buy this plan at a very affordable price.   

    J
    Juhi Sinha
    On: Jul 12, 2022

  • An affordable life plan

    I have been looking for an affordable life plan for a long time. And when one of my friends recommended buying the Pramerica Life Smart Income plan, I first calculated its premium and then ended up buying it. 

    R
    Raksha Sinha
    On: Jul 11, 2022

  • All the relevant information available on the website

    While I was looking for the best life insurance plan on InsuranceDekho's website, I was able to find all the relevant information pertaining to different plans in one place. After getting clarity about the Pramerica Life Smart Income plan, I decided to buy the Pramerica Life Smart Income platform InsuranceDekho.

    K
    Kirti Chaudhary
    On: Jul 06, 2022

  • Was guided by experts

    The experts at InsuranceDekho were extremely helpful in buying the Pramerica Life Smart Income plan. They were there throughout the process so that I was able to buy the Pramerica Life Smart Income plan easily. 

    A
    Anurag Jain
    On: Jul 04, 2022

  • Hassle-free process

    The process of buying Pramerica Life Smart Income plan was extremely hassle-free. With the guidance and support of the experts at InsuranceDekho, the process of buying Pramerica Life Smart Income plan was like a breeze. 

    A
    Anurag Sinha
    On: Jul 01, 2022

  • Trust-worthy website

    Many of my friends suggested that I buy a life plan from InsuranceDekho and only after buying Pramerica Life Smart Income plan, I can now say that their website is trustworthy. So, thankyou guys for such an amazing response.

    B
    Babita
    On: Jun 29, 2022

  • Best life plan

    I have come across a number of life plans but in my opinion, the Pramerica Life Smart Income plan is the best plan. The Pramerica Life Smart Income plan available on InsuranceDekho had such benefits and features that I bought it in no time.

    V
    Vaishanvi
    On: Jun 28, 2022

  • 24*7 customer service

    Along with dedicated customer service, I also enjoyed 24*7 responses to all my queries. So, after settling all my doubts about Pramerica Life Smart Income plan, I bought it without further delay.

    T
    Trintera Chatterjee
    On: Jun 27, 2022

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FAQs

  • How is your age significant in the Pramerica Life Insurance premium calculation?

    If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

  • What are the premium payment frequencies available for the Pramerica Life Insurance policy?

    The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.  

  • What happens to the Pramerica Life Insurance premium amount when the policy elapses?

    The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate. 

  • What are the details required in the Pramerica Life Insurance premium calculator?

    Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background. 

  • Are the details required different for the different Pramerica Life Insurance products?

    The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

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