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Kotak Life Insurance User Reviews

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Disclaimer :
1. Premium has been calculated for coverage till 60 years
2. Final Plan Eligibility will depend on some other factors including tobacco habits, education, occupation and income of the life assured / proposer
Rating of Kotak
4.6
Based on
147 User reviews

  • Easy purchase

    Due to my busy work schedule, I was not able to find time to give proper visits to insurance agents. Insurancedekho’s online portal made this easy for me. Their premium calculator and policy management tools helped me immensely. I bought Kotak Life Insurance in a quick and convenient way.

    N
    Neha rai
    On: Jun 21, 2024

  • Best Life Insurance

    My purchase of the Kotak Life Insurance plan was excellent with InsuranceDekho. I liked InsuranceDekho’s policy tracking facility very much. I didn’t have to follow up with the teams to know about the status of my Kotak Life Insurance Policy. Recommend it to everyone!

    P
    Prateek Pareek
    On: Feb 01, 2024

  • Amazing Insurance Company

    InsuranceDekho is a great platform to purchase a life insurance policy with ease. I bought a Kotak Life Insurance Policy after consulting with the insurance experts of the company. my heartfelt thanks go to the customer support team for suggesting this amazing life insurance policy. This company has become my first choice to buy any insurance policy

    V
    Vinod Kumar
    On: Dec 06, 2023

  • The easy claim settlement process

    I filed a claim on the InsuranceDekho website since I was secured with the Kotak Life Insurance Policy. The process was quick and easy. I got my claim settled in very little time. Thanks to the team for their guidance and assistance.

    K
    Kevin Dublin
    On: Nov 24, 2023

  • Empowering Financial Security

    InsuranceDekho empowered me to secure my family's financial future through a well-structured Kotak Life Insurance Policy. Their guidance was instrumental in making the right choice.

    A
    Abhishek Singh
    On: Nov 09, 2023

  • Peace of Mind for the Future

    I've had my Kotak Life Insurance Policy with InsuranceDekho for over a decade, and it has provided me with an incredible sense of security. Knowing that my loved ones will be financially protected if anything were to happen to me is priceless. 

    H
    Harshi Sharma
    On: Oct 16, 2023

  • Great Options for All Budgets

    InsuranceDekho offers a wide range of life insurance options to suit different budgets. I found the Kotak Life Insurance Policy that not only met my financial needs but also offered great value for my family's future security.

    R
    Ritu Arya
    On: Sep 21, 2023

  • Multiple Policy Options

    InsuranceDekho offers a wide range of policy options, allowing me to find the perfect fit. After much exploring, I bought the Kotak Life Insurance Policy for my unique circumstances and goals.

    J
    Jot Biswas
    On: Sep 15, 2023

  • Financial Security for My Loved Ones

    InsuranceDekho's Kotak Life Insurance Policy has given me peace of mind, knowing that my family will be financially secure in my absence. I am very glad to have secured this amazing policy for my loved ones.

    S
    Shivesh Bidani
    On: Sep 12, 2023

  • Financial Security Guaranteed

    Owning the Kotak Life Insurance Policy from InsuranceDekho guarantees my family's financial security in the event of the unexpected. It's a safety net that provides peace of mind knowing they'll be taken care of.

    S
    Swati Singal
    On: Sep 05, 2023

  • Trustworthy plan

    A friend of mine had told me about the Kotak Life Insurance Policy and its benefits. When I went ahead to buy it, I talked to the team of InsuranceDekho to know more about its specific features. So glad that I made the move as this has definitely proved to be my best insurance purchase so far.

    P
    Preet Arora
    On: Aug 25, 2023

  • Simple plan but good

    Recently, on the recommendation of one of my friends, I bought the Kotak Life Insurance Policy. This plan is really good and gives excellent protection to loved ones against financial stress in case of unexpected events. Special mention to InsuranceDekho for getting it issued quickly

    G
    Gurcharan Raheja
    On: Aug 22, 2023

  • Finally I have a good plan

    I had dedicated a lot of time looking for a good term plan. So happy that I went for the Kotak Life Insurance Policy after being advised so by the InsuranceDekho team. I would recommend the company to those looking for a superb term plan at low premium rates. 

    R
    Rohit Malhotra
    On: Aug 10, 2023

  • Nice policy

    I have always relied on InsuranceDekho for my insurance needs. This time also I had my reasons to choose InsuranceDekho, who helped me choose the Kotak Life Insurance Policy that covers me completely at low premium rates. I am happy! 

    D
    Deepak Desai
    On: Aug 07, 2023

  • Got my policy issued quickly

    I had planned to buy the Kotak Life Insurance PolicyMax Life Premium Return Protection Plan. When it came to the issuance part, I relied on the InsuranceDekho team. As I was told by one of my friends, the team got my plan issued quickly without paperwork or any other hassle. Thanks a lot to you guys.

    V
    Vasu Tewari
    On: Aug 03, 2023

  • Super satisfied

    It has been a week since I got my Kotak Life Insurance Policy issued. It was a great experience of getting the policy issued at InsuranceDekho. I am fully satisfied with the support the team gave me. I would recommend the company to everyone. 

    P
    Priyeesh Sharma
    On: Jul 31, 2023

  • Transparent and Honest Policy Terms

    I appreciate InsuranceDekho's transparency in presenting its term insurance policy terms. There were no hidden surprises with the Kotak Life Insurance Policy, and everything was explained honestly. A trustworthy company indeed!

    A
    Anmol Singh
    On: Jul 24, 2023

  • Policies for Diverse Needs

    InsuranceDekho offers a range of customizable life insurance policies to suit different individuals and families. I appreciated the flexibility they provided in tailoring the Kotak Life Insurance Policy to my specific requirements. Whether it was the coverage amount, policy term, or additional riders, I had the freedom to choose what worked best for me. It's great to have options that fit my unique needs.

    S
    Sheena Vora
    On: Jul 19, 2023

  • Flexibility of Time

    InsuranceDekho is the best online insurance company. I would recommend their services to everyone. The customer support team of the company was very helpful throughout the process. I had a great time purchasing the Kotak Life Insurance Policy through your online platform. I appreciate all the hard work done by your team.

    G
    Gurneet Arora
    On: Jul 17, 2023

  • Overall had an amazing experience

    I had a great experience with InsuranceDekho when buying the Kotak Life Insurance Policy. They offered a wide range of plans to choose from, and the online application process was simple and straightforward. The customer support team was prompt and efficient in assisting me throughout the entire process.

    N
    Nitesh Dhiman
    On: Jul 12, 2023

  • Easy-to-use interface

    The website of InsuranceDekho was extremely easy to use. Even though it was the first time when I was buying a life insurance plan from InsuranceDekho, I still faced no problems. I eventually bought the Kotak Life Insurance Policy from InsuranceDekho. 

    A
    Arpit Pathak
    On: Jul 10, 2023

  • Comprehensive Riders for Enhanced Protection

    What impressed me about InsuranceDekho's life insurance policies were the comprehensive riders they offered. These additional benefits allowed me to customize my Kotak Life Insurance Policy’s coverage to include critical illness protection and disability coverage, providing enhanced protection for unforeseen circumstances.

    A
    Anita Tomar
    On: Jul 05, 2023

  • Transparent Policy Terms and Conditions

    Transparency is essential when it comes to life insurance and the Kotak Life Insurance Policy I chose delivered on that front. InsuranceDekho provided clear and concise policy terms and conditions, leaving no room for confusion. It's reassuring to know exactly what is covered and what isn't, ensuring there are no surprises down the line.

    A
    Ashita Bhuttan
    On: Jun 28, 2023

  • Effortless service

    The team of InsuranceDekho was extremely helpful when I was buying the Kotak Life Insurance Policy from InsuranceDekho. They provided me with much-needed assistance and helped in every possible way in buying the Kotak Life Insurance Policy. So, thank you team InsuranceDekho for your guidance in buying the policy. 

    S
    Sanjyoy Chandaswami
    On: Jun 23, 2023

  • Great customer service

    I enjoyed extremely convenient customer service when I was buying the Kotak Life Insurance Policy from InsuranceDekho. The team members were prompt in settling all my queries and moreover even helped me in selecting a good life insurance plan. 

    R
    Ranya Dubey
    On: Jun 21, 2023

  • Affordable plans

    There were a number of plans available on InsuranceDekho and most of them were affordable life insurance plans. So, based on my budget and needs, I picked the Kotak Life Insurance Policy and aAffordable plans - Karan Chibbarm satisfied with the purchase.

    K
    Karan Chibbar
    On: Jun 16, 2023

  • Friendly guidance by the team

    Right from the start till the end, the dedicated team of InsuranceDekho was right there by my side to assist me in buying the Kotak Life Insurance Policy. They helped me understand the policy in a better way and also buy it in a hassle-free way. Thank you team for such a fantastic job

    A
    Aisha Paul
    On: Jun 14, 2023

  • Flexible premium payment options

    The Kotak Life Insurance Policy provides flexibility in premium payment options. They allow monthly, quarterly, or annual payments, depending on my convenience. It's great to have the flexibility to choose a payment frequency that works best for me. I got this plan from InsuranceDekho.

    K
    Kismat Kaur
    On: Jun 07, 2023

  • Fair Premiums

    The Kotak Life Insurance Policy from InsuarnceDekho is very transparent and fair. I appreciated that they provided clear explanations of how the premium was determined, ensuring that I understood what I was paying for. Their transparent approach gave me confidence in their pricing structure.

    V
    Vijaya Chatterjee
    On: Jun 05, 2023

  • Personalized Customer Care

    I had some questions about my coverage under the Kotak Life Insurance Policy and called customer service. The representative I spoke with was so helpful and took the time to explain everything to me. I felt like a valued customer. I secured this plan from InsuranceDekho and am glad that I bought this plan. 

    S
    Saroj Pathak
    On: May 29, 2023

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FAQs

  • Why should I choose Kotak Life Insurance?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans. These plans are designed to cater to the needs and budget of every individual. Kotak Life Insurance has a claim settlement ratio of 96.38% for the year 2019-20.

  • What all life insurance plans does Kotak Life Insurance offer?

    Kotak Life Insurance Company offers various insurance plans such as Protection, Savings and Investment, Retirement and Child Education Insurance plans.

  • What is the toll-free customer care number for Kotak Life Insurance?

    Kotak Life Insurance toll-free number is 1800-209-8800.

  • How do I calculate my premium for Kotak Life Insurance plans?

    You can compute your premium for Kotak Life Insurance plans:

    Step 1: Open the Kotak Life Insurance website and locate the ‘How to Do I’ section then click on ‘Pay My Premium’
    Step 2: On the ‘Pay My Premium’ page click on ‘Calculate My Premium’
    Step 3: Enter your details required such as name, date of birth, mobile number, email ID and choose your gender as well choose if you are a tobacco user or not.
    Step 4: Click on ‘Get Quote’ and various quotes will appear on the screen.

  • What are the online modes of payment offered by Kotak Life Insurance?

    Kotak Life Insurance provides the facility of online payment of premiums through Net Banking, Debit/Credit cards, E-wallets and Bill Desk.

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