What are the relations that can get the coverage under Health XS and Super Health XS Plan?

This policy is specially designed to offer complete protection to self, spouse and dependent children.

Is any rider cover offered under this plan?

Yes, an Accidental Death Benefit is provided under this plan, where an amount would be paid to the nominee in the event of the death of the insured.

What is the coverage term of Health XS and Super Health XS Plan?

The plan is available with the coverage term of 1, 2 and 3 years.

What is the age of entry offered under this plan?

The age of entry under this policy ranges from 91 days to 65 years.

What is all covered under in-patient hospitalisation cover?

The coverage under the in-patient hospitalisation cover comprises of Room and Boarding Expenses; Nursing Expenses; Surgeon, Medical Practitioner, Consultants & Specialist Fees; Anaesthesia; Oxygen; Blood; Operation Theatre Charges; and so on.

Does the Health XS and Super Health XS Plan bear the ambulance charges?

Ambulance charges of Rs. 1000 are reimbursed per admissible claim on producing the bills in original.

Is any hospital cash offered under this health insurance plan?

Yes, the insurer will be making the payments of Rs. 2000 for each completed 24 hrs of hospitalisation subject to a maximum of 10 days per annum. This feature is applicable only for Sum Insured of more than Rs. 2 Lakh.

Does this plan offer lifelong renewability option?

Yes, the feature of lifelong renewability is available under this policy.

How much cost of medical examination is borne under this health policy?

The insurance firm will bear 50% cost of medical examination for 1 year plan and 100% cost of medical examination for more than 1 year policy.

Can I gain any tax benefit with the Health XS and Super Health XS Plan?

Yes, this plan is IRDA approved and its premium is eligible to get an exemption from income tax under section 80D of the Income Tax Act 1961.

Royal Sundaram Health XS and Super Insurance Wordings

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Highlights

Claim Settlement Ratio	98.60%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	3 years
Special Benefits	Modern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SI	Rs. 382/month
Starting Premium of Rs. 5 lakhs SI	Rs. 382/month

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Royal Sundaram Health XS and Super Health XS Plan Brochure

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Sep 23, 2019

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Royal Sundaram Health Insurance Plan List

Critical Illness (2)
Family (12)
Individual (8)
Senior Citizen (1)
Parents (2)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Family PlusMin: 91 Days; Max: No Limit	2 Lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium

Royal Sundaram Health Insurance Top Up List

Critical Illness (1)
Family (1)
Individual (2)
Senior Citizen (1)
Top-up (1)

Name of Plan	Sum Insured
LifelineMin: 91 Days; Max: No Limit	2 Lakh	Check Premium

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs on Health XS and Super Health XS Plan Health Insurance Plan

What are the relations that can get the coverage under Health XS and Super Health XS Plan?
This policy is specially designed to offer complete protection to self, spouse and dependent children.
Is any rider cover offered under this plan?
Yes, an Accidental Death Benefit is provided under this plan, where an amount would be paid to the nominee in the event of the death of the insured.
What is the coverage term of Health XS and Super Health XS Plan?
The plan is available with the coverage term of 1, 2 and 3 years.
What is the age of entry offered under this plan?
The age of entry under this policy ranges from 91 days to 65 years.
What is all covered under in-patient hospitalisation cover?
The coverage under the in-patient hospitalisation cover comprises of Room and Boarding Expenses; Nursing Expenses; Surgeon, Medical Practitioner, Consultants & Specialist Fees; Anaesthesia; Oxygen; Blood; Operation Theatre Charges; and so on.
Does the Health XS and Super Health XS Plan bear the ambulance charges?
Ambulance charges of Rs. 1000 are reimbursed per admissible claim on producing the bills in original.
Is any hospital cash offered under this health insurance plan?
Yes, the insurer will be making the payments of Rs. 2000 for each completed 24 hrs of hospitalisation subject to a maximum of 10 days per annum. This feature is applicable only for Sum Insured of more than Rs. 2 Lakh.
Does this plan offer lifelong renewability option?
Yes, the feature of lifelong renewability is available under this policy.
How much cost of medical examination is borne under this health policy?
The insurance firm will bear 50% cost of medical examination for 1 year plan and 100% cost of medical examination for more than 1 year policy.
Can I gain any tax benefit with the Health XS and Super Health XS Plan?
Yes, this plan is IRDA approved and its premium is eligible to get an exemption from income tax under section 80D of the Income Tax Act 1961.

View More Questions

Claim Process at Royal Sundaram Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Royal Sundaram Health Insurance
1860-425-0000Mon to Fri 10:00 AM to 7:00 PM
customer.services@royalsundaram.in