Royal Sundaram Health Insurance for Parents

Royal Sundaram’s Family Plus Health Insurance Plan is a unique health insurance plan that solves all your purposes. It can be purchased on an individual basis as well as a family floater basis thereby covering your parents in both the cases. The family floater plan can cover up to 19 relationships where there will be an individual base sum insured and a common floater sum insured in the same policy. There is no maximum entry age of this plan and anyone at any age can buy this plan for himself/herself or for his/her family.

Key Features​

• Spouse can be covered as long as he/she continues to marry you
• Individual sum insured options-Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh and Rs. 15 Lakh
• Floater sum insured options-Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, Rs. 20 Lakh, Rs. 25 Lakh, and Rs. 50 Lakh
• There is no limit on the maximum entry age for the plan
• Provides 100% reload benefit in case base SI is fully exhausted
• At least 2 members have to be covered under this policy
• Zonal pricing on the basis of the location of your stay
• Provides No Claim Bonus

Scope of Coverage

• Ambulance cover for up to Rs. 4,000
• 60 days pre-hospitalisation expenses
• 90 days post-hospitalisation expenses
• Organ donor expenses up to the sum insured limit
• Domiciliary expenses up to the sum insured amount
• In-patient hospitalisation cover for AYUSH treatment
• Second opinion for diagnosis of 11 critical illnesses
• Emergency domestic evacuation for up to Rs. 1 Lakh

Eligibility

The minimum entry age for the proposer is 18 years. dependent children who are at least 91 days old can also be covered. there is no limit on the maximum entry age for the plan.

Exclusions

• Injury occurring from weapons
• Injury caused by abusive substance
• Pre-existing diseases are excluded until 36 months
• Cost of contact lenses, spectacles, hearing aid, etc.
• End Stage Renal Failure, Cataract, Chronic Renal Failure, Hip or Knee Replacement

If you are searching for more details related to the risk factors, or terms and conditions, then you can read the policy wording carefully. In case of any difficulty in understanding the product, you may get in touch without customer care executives at 18001205698.