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HomeHealth InsuranceRoyal SundaramHealth XS and Super Health XS PlanUser Reviews

Royal Sundaram Health XS and Super Insurance User Reviews

184 reviews Rate This
Royal Sundaram
Highlights
Claim Settlement Ratio98.60%
Network Hospitals10,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsModern Treatments Such as Bariatric Covered
Starting Premium for Rs. 5 lakhs SIRs. 382/month
Starting Premium of Rs. 5 lakhs SIRs. 382/month

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Rating of Health XS and Super Health XS Plan
4.1
Based on
18 User reviews

  • Impressive deal

    This is a top class top-up plan which let my coverage get enhanced. After purchasing this plan I got relieved by getting additional coverage. It is a great thing which matters when you find yourself in a bad health state. Very glad to find this plan and impressed with their benefits.

    S
    Saurabh
    On: Feb 20, 2020

  • Not good one!

    Not a great plan. It delivered very late service to me which gave me humiliation, harassment as I had to pay the bill from my pocket. The claim settlement request of mine got delayed very much. I am not at all impressed with this policy and won’t be recommending this to anyone else.

    G
    Gaurav Singhal
    On: Feb 20, 2020

  • Top class scheme!

    I bought this plan thinking its offerings which can enhance the benefits of my existing insurance plan. I found this top-up plan affordable as well as beneficial in terms of coverage amount and claim settlement process. I adore this plan as it always there to support me and combat the medical emergencies.

    M
    Mansi Kataria
    On: Feb 06, 2020

  • A fruitful decision!

    This plan gave me a comprehensive coverage at an affordable rate. This is a health plan available for individuals and families both. It can give cover to self, spouse and children. It provides a wide array of features which gave me a lot of peace of mind during medical crisis. Choosing this plan is a good decision.

    P
    Pradeep Soni
    On: Feb 06, 2020

  • Keeps me protected.

    This is a top-up plan that I bought as a plan B to never get failed in getting health treatment. I have faced a situation where my existing plan got exhausted and I had to make a payment from my pocket. This is a perfect partner when it comes to health. 

    A
    Amir Siddhiqui
    On: Jan 23, 2020
    • Must BuyMust Buy

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    • Tax benefit upto 75,000*
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  • Gives me relief.

    I am a user of this plan and knows its significance. I bought this plan from Insurance Dekho firm and very much satisfied with its features and performance. It brings a good amount of relief for me as I am no more scared of exhaustion of my existing health plan. 

    S
    Siksha Mathur
    On: Jan 23, 2020

  • Top Class Plan.

    I have bought this plan two years back. I am covered under the sum insured of Rs. 15 Lakh with lifetime renewability option. It is a plan that enables me to fight against illness and hospitalisation. I have also got this policy with the coverage term of 3 years that keeps me free from every year renewal troubles.

    P
    Prashant Srivastava
    On: Dec 31, 2019

  • A lot to give.

    This Health XS and Super Health XS top-up plan provided me with a wide range of benefits that delivered a lot of relief during several medical conditions. Some of the highlighted features covered under this plan include in-patient hospitalisation, daycare treatment, ambulance charges, hospital cash benefit and accidental death benefit as a rider.  

    T
    Tushar Arora
    On: Dec 30, 2019

  • Got more secured!

    I bought this top-up plan and it has helped me a lot. It increased the coverage of my existing health insurance plan by paying low premiums. I am going to continue this for long.

    R
    Ramesh Tyagi
    On: Dec 05, 2019

  • A good investment!

    I bought this plan through the insurancedekho.com. Their support staff convinced me to purchase this and I found it to be a good place for investment.

    M
    Manoj Thakkar
    On: Dec 05, 2019

4963 Royal Sundaram Cashless Network Hospitals in India

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FAQs

  • How to buy and apply for Royal Sundaram health insurance policy?

    You can buy and apply for any Royal Sundaram Health Insurance Policy online from the official website of Royal Sundaram Health Insurance at www.royalsundaram.in or through online broker’s website like Insurancedekho.com.

  • How many hospitals provide cashless claim settlement in health insurance offered by Royal Sundaram?

    There are 5,000+ hospitals that provide cashless claim settlement in health insurance by Royal Sundaram.

  • How to pay Royal Sundaram health insurance premium? What are the modes of payment available?

    Royal Sundaram offers two modes of payment for the health insurance premium, viz.,

    1. Cash payment at the branch

    2. Online payment: For online payment mode, the policyholder can pay via credit card, debit card, or net banking.

  • What is the renewal process for Royal Sundaram health Insurance?

    You can renew the Royal Sundaram health insurance policy by following these steps online-

    • Enter your Policy Number and Date of Expiry into e-portal.
    • Calculate the premium
    • Select the payment option-Net Banking or Debit/Credit Card to pay.
    • Upon successful payment completion, print/save the premium deposit receipt.

  • How can I check the policy status of my Royal Sundaram health insurance?

    If you are a registered user, you can simply log into the official website of Royal Sundaram with your e-mail id and password and check the status of your Royal Sundaram mediclaim plan.

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Claim Process at Royal Sundaram Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate at least 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Royal Sundaram Health Insurance Contact Details

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