Royal Sundaram Health Insurance for Family

Family Plus by Royal Sundaram is a simple to buy and easy to understand health insurance plan. It is a comprehensive plan specially designed for large families but can also be purchased on an individual basis. the plan provides certain benefits to its policyholders such as health and wellness benefits, 100% reload of base sum insured, emergency domestic evacuation cover, and so on. Up to 19 different relations can be covered under the plan.

Key Features

• There is no restriction on entry age
• Sum insured starts from Rs. 2 Lakh to Rs. 25 Lakh
• Individual sum insured options in Rs. 2 Lakh, Rs. 3 Lakh, Rs. 5 Lakh, Rs. 10 Lakh and Rs.15 Lakh
• Floater Sum Insured options in Rs.3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh, and Rs. 20 Lakh
• Coverage for 19 different relations under a single policy
• Minimum 2 members have to be covered
• Rich No Claim Bonus
• Reload benefit

Scope of Coverage

• Ambulance cover
• AYUSH treatment
• Daycare procedures
• Vaccination in case of animal bite
• Inpatient hospitalisation expenses
• Pre and post hospitalisation expenses
• Expenses related to domiciliary hospitalisation
• Second opinion for the diagnosis of 11 critical illnesses

Eligibility

Any person who is above 18 years in age can be the propose of this plan. There is no limit on the maximum age for entry to this plan.

Exclusions:

• Sexually transmitted diseases
• Pre-existing medical conditions are covered only after 36 months of continuous policy coverage
• Hip/Knee Replacement, Cataract, Benign Prostatic Hypertrophy, etc come with a waiting period
• Addictive conditions and disorders, artificial life maintenance, aging and puberty, hereditary conditions, etc.
• Speech disorders, reproductive medicine, nature care, eyesight treatment, treatment for developmental problems, etc.

To know more about the product, read the policy wording carefully. You can also get in touch with the customer care executives at InsuranceDekho on 1800 1205 698.