What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance Critical Illness Health Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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5 lac (Recommmended)

Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Critical Illness Insurance

4.3

Based on

24 User reviews

Great deal fr money..
Many critical illness plans in the market do not satisfy the customers. Some have high premium and some compromise on the coverage features. But I got insured under Critical illness plan from reliance general after listening to my friends advice. I found it to be the best in every sense...it gives me great value for money
b
binay kumar
On: Oct 11, 2019
Really great services from insurancedekho
I got my first plan from insurancedekho recently and I give their services full marks. I got what I was searching for under my critical illness plan and got tax benefit too on the premium paid. I got to know about the plan by reading about it myself on their official website. It cleared all my doubts. Iam a happy customer of insurancedekho :)
V
VAIBHAV JAISWAL
On: Oct 11, 2019
Good plan compared to others
I was recently diagnosed with a critical illness and wanted to take a health insurance plan that offers me cover for the same. I had looked at critical illness health insurance plans of other companies too but found Reliance Generals’ product the best as per the reviews so brought that. It is a good plan with comprehensive coverage.
S
Sandeep Pillare
On: Sep 27, 2019
many sum insured options under this plan
I would like to thank Insurancedekho for getting me insured under the critical illness plan that I was looking for since long. They suggested me reliance generals’ critical illness plan for myself. I got many sum insured options to choose from and I brought the plan with 7 lakh.
D
Dr PAVITHRA CHELUVARAJ
On: Sep 27, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com