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Reliance Critical Illness Health Insurance User Reviews

260 reviews Rate This
Reliance
Highlights
Cashless Approval TAT4 hour Cashless Claim Processing
Claim Settlement Ratio99.90%
Network Hospitals10,000+
Pre-existing Disease Waiting Period1 year
Special BenefitsMore Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverageRs. 243/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Critical Illness Insurance
4.3
Based on
24 User reviews

  • Great fixed benefit plan

    Critical illness insurance plan covers 10 critical illnesses like cancer, burns, organ transplants, etc. It come with sum insured option of Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh. The plan covers Coma quadriplegia is also covered under the plan. I hope that this plan work well for me   

    T
    Tushar Bhaskar Yadav
    On: Feb 27, 2020

  • Can give it a try.

    I was unsure of the benefits under this plan and therefore got in touch with the customer care executives at isurancedekho and they told m ethat apart from critical illnesses, this plan also covers me for Illnesses which impair the lifestyle of the policyholder like coma, heart valve repair or replacement, total blindness, etc.

    D
    Dipesh Sisodiya
    On: Feb 27, 2020

  • No plan can beat this

    No plan in the market can beat this critical illness plan from reliance. The plan is high on benefits and the insurer is high on commitments and assurance to the policyholders. The buying process was smooth as butter for me as I chose insurancedekho for my insurance needs. Good job team  

    D
    Deepak Nagpal
    On: Feb 04, 2020

  • I hope this plan proves to be fruitful for me

    The plan I high on benefits which is why I got convinced in purchasing this. And also I had trust on Insurancedekho as my brother had also purchased a policy from them last year and it really helped him at the time of need.  

    D
    Dinesh Singh
    On: Feb 04, 2020

  • Had average experience

    With this critical illness plan from reliance general, i have been benefited a lot. It is a fixed benefit plan that pays a pre-defined amount of benefit in lump sum in case of a claim. I was bale to cover my other expenses as well with the amount received on claim.   

    S
    Sukrit Kumar
    On: Jan 16, 2020
    • Must BuyMust Buy

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  • The insurer made process easy

    Critical illness plan made my suffering very less by helping me financially at the time of need. It is a fixed benefit plan which i didnt know earlier how it worked. But the customer care executives at insurancedekho explained everything to me over call and made me satisfied with the product

    R
    Ravi Prakash
    On: Jan 16, 2020

  • Good coverage in 5 lakh si

    I brought the basic plan for my family also from reliance general and it proved to be a helpful one.. I brought that on insurancedekho’s executives’ advice..and when i was looking for critical illness policy and was unable to decide which insurer to buy from, they suggested me reliance..   

    S
    Salma Bano
    On: Dec 30, 2019

  • hOpe this plan helps in future

    Critical illness plan from reliance is a comprehensive one and provides lump sum amount on diagnosis of plan.. I hope that i dont face any health issue in future but if in case i do, I hope this plan helps me thenn.. It covers total of 10 critical illnesses  

    P
    Prabhanshu Pandey
    On: Dec 30, 2019

  • Thank you for wonderful support

    Thank you insurancedekho for selling me this critical illness policy. I had little knowledge but you were sure if what is important for me. It is great timely support for clearing our claim which vanished our fear that claims are not easy to get approved in health insurance sector  

    A
    Akshay Bhardwaj
    On: Dec 12, 2019

  • Appreciate your gesture

    I really appreciate your team’s gesture and thank you for being so supportive. I would also like to share that your staff is well mannered and knows how to talk to customers. Also, they dont get irritated even if you call them more than once for any problem    

    R
    Rohan Jain
    On: Dec 12, 2019

  • Satisfactory coverage in my plan

    Many health insurers offer critical illness insurance but i had faith in reliance general and i also have their plan already so thought of it only. Plus, i had made claim twice in my other plan so i know that the company is really reliable and am aware of the process how it works.. 

    G
    Gurpal singh
    On: Dec 03, 2019

  • Easy buying with ID

    Buying insurance from insurancedekho is like a cakewalk.. I caleld them and talked to them for nearly 15 minutes in which i decided which plan to buy, and paid the premium too.. I was hoping for some discounts but unfortunately didnt get any..   

    A
    Afreen
    On: Dec 03, 2019

  • Sufficient cover under this plan

    I would like to thank the insurancedekho team for quick and professional response. Iam pleased that i chose reliance general for cover as it offers me sufficient coverage under my critical illness plan. Way to go team.. It was nice purchasing this plan from you.   

    s
    sudhakar prasad
    On: Nov 22, 2019

  • Nice satisfactory services

    I had read abt many critical illness plans offered by other health insurance companies but found reliance general’s one the most relevant for me. I will chose insurancedekho again for any kind of help in future and recommend it to friends and family as well.   

    A
    Amita Bansal
    On: Nov 22, 2019

  • Nice plan and different from others

    While deciding on which critical illness health insurance should i buy from a number of options in the market, i read about many plans and compared them for various factors. And found that the one offered by reliance general was the best. thanks to the team for helping me buy this  

    M
    Manoj kumar
    On: Nov 13, 2019

  • Good benefits..nominal premium

    Critical llness plan from reliance general is nice.. I will renew it..it does not have high premiuim that one cannot afford.. In case of any doubt, you can reach o0ut to the customer care executives at insurancedekho at 18001205698.  

    b
    bhavna r shah
    On: Nov 13, 2019

  • Different plan.. Great benefits

    If you are unsure of this plan, you can call on the toll free customer care number of insurancedekho who also helped me buy this plan in no time. I decided within a few minutes to buy this plan and they also took the same time to sell me this policy.   

    A
    Arun
    On: Nov 04, 2019

  • Great benefits under this plan..

    I got to know the importance of having a critical illness plan when i read in detail the benefits that my standard plan that my employer had provided me. It had no comprehensive coverage and therefore felt the need of buying a critical illness cover and then call ID and they helped me.. Thanks to team!!  

    V
    Vijaykumar
    On: Nov 04, 2019

  • Happy to get tax benefits too

    Apart from the many benefits that my critical illness policy provides me, it also provides me tax benefits...i have this policy for sum insured of rs 5 lakh and t covers a total of 10 critical illnesses.. I have no issues with the premium as well..   

    R
    RKG
    On: Oct 23, 2019

  • Can choose insurancedekho

    Insurancedekho provides good servbices.. I brought this policy for myself. Before this, i also purchased a family floater plan from them and found their services great so therefore chose them again to buy health insurance.. I thank them for helping me!!!  

    C
    Chadran P Nair
    On: Oct 23, 2019

  • Great deal fr money..

    Many critical illness plans in the market do not satisfy the customers. Some have high premium and some compromise on the coverage features. But I got insured under Critical illness plan from reliance general after listening to my friends advice. I found it to be the best in every sense...it gives me great value for money    

    b
    binay kumar
    On: Oct 11, 2019

  • Really great services from insurancedekho

    I got my first plan from insurancedekho recently and I give their services full marks. I got what I was searching for under my critical illness plan and got tax benefit too on the premium paid. I got to know about the plan by reading about it myself on their official website. It cleared all my doubts. Iam a happy customer of insurancedekho :)  

    V
    VAIBHAV JAISWAL
    On: Oct 11, 2019

  • Good plan compared to others

    I was recently diagnosed with a critical illness and wanted to take a health insurance plan that offers me cover for the same. I had looked at critical illness health insurance plans of other companies too but found Reliance Generals’ product the best as per the reviews so brought that. It is a good plan with comprehensive coverage.    

    S
    Sandeep Pillare
    On: Sep 27, 2019

  • many sum insured options under this plan

    I would like to thank Insurancedekho for getting me insured under the critical illness plan that I was looking for since long. They suggested me reliance generals’ critical illness plan for myself. I got many sum insured options to choose from and I brought the plan with 7 lakh.    

    D
    Dr PAVITHRA CHELUVARAJ
    On: Sep 27, 2019

10646 Reliance Cashless Network Hospitals in India

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FAQs

  • What is the re-instatement of Base Sum Insured?

    This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

  • What is a co-payment?

    A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

  • Is pre-policy check-up covered?

    No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

  • Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

    The insurance company pays towards all admissible charges up to the limit of your sum insured.

  • What is the grace period to renew a policy online?

    The grace time is 30 days immediately following the premium due date of the policy.

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Claim Process at Reliance Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

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