What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance Critical Illness Health Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

Health Insurance Calculator

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Critical Illness Insurance

4.3

Based on

24 User reviews

Great fixed benefit plan
Critical illness insurance plan covers 10 critical illnesses like cancer, burns, organ transplants, etc. It come with sum insured option of Rs. 5 Lakh, Rs. 7 Lakh, and Rs. 10 Lakh. The plan covers Coma quadriplegia is also covered under the plan. I hope that this plan work well for me
T
Tushar Bhaskar Yadav
On: Feb 27, 2020
Can give it a try.
I was unsure of the benefits under this plan and therefore got in touch with the customer care executives at isurancedekho and they told m ethat apart from critical illnesses, this plan also covers me for Illnesses which impair the lifestyle of the policyholder like coma, heart valve repair or replacement, total blindness, etc.
D
Dipesh Sisodiya
On: Feb 27, 2020
No plan can beat this
No plan in the market can beat this critical illness plan from reliance. The plan is high on benefits and the insurer is high on commitments and assurance to the policyholders. The buying process was smooth as butter for me as I chose insurancedekho for my insurance needs. Good job team
D
Deepak Nagpal
On: Feb 04, 2020
I hope this plan proves to be fruitful for me
The plan I high on benefits which is why I got convinced in purchasing this. And also I had trust on Insurancedekho as my brother had also purchased a policy from them last year and it really helped him at the time of need.
D
Dinesh Singh
On: Feb 04, 2020
Had average experience
With this critical illness plan from reliance general, i have been benefited a lot. It is a fixed benefit plan that pays a pre-defined amount of benefit in lump sum in case of a claim. I was bale to cover my other expenses as well with the amount received on claim.
S
Sukrit Kumar
On: Jan 16, 2020

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

The insurer made process easy
Critical illness plan made my suffering very less by helping me financially at the time of need. It is a fixed benefit plan which i didnt know earlier how it worked. But the customer care executives at insurancedekho explained everything to me over call and made me satisfied with the product
R
Ravi Prakash
On: Jan 16, 2020
Good coverage in 5 lakh si
I brought the basic plan for my family also from reliance general and it proved to be a helpful one.. I brought that on insurancedekho’s executives’ advice..and when i was looking for critical illness policy and was unable to decide which insurer to buy from, they suggested me reliance..
S
Salma Bano
On: Dec 30, 2019
hOpe this plan helps in future
Critical illness plan from reliance is a comprehensive one and provides lump sum amount on diagnosis of plan.. I hope that i dont face any health issue in future but if in case i do, I hope this plan helps me thenn.. It covers total of 10 critical illnesses
P
Prabhanshu Pandey
On: Dec 30, 2019
Thank you for wonderful support
Thank you insurancedekho for selling me this critical illness policy. I had little knowledge but you were sure if what is important for me. It is great timely support for clearing our claim which vanished our fear that claims are not easy to get approved in health insurance sector
A
Akshay Bhardwaj
On: Dec 12, 2019
Appreciate your gesture
I really appreciate your team’s gesture and thank you for being so supportive. I would also like to share that your staff is well mannered and knows how to talk to customers. Also, they dont get irritated even if you call them more than once for any problem
R
Rohan Jain
On: Dec 12, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com