What is the re-instatement of Base Sum Insured?

This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.

What is a co-payment?

A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.

Is pre-policy check-up covered?

No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.

Does Reliance General Insurance pay the complete amount in case of a cashless treatment?

The insurance company pays towards all admissible charges up to the limit of your sum insured.

What is the grace period to renew a policy online?

The grace time is 30 days immediately following the premium due date of the policy.

Reliance Critical Illness Health Insurance User Reviews

260 reviews Rate This

Reliance

Highlights

Cashless Approval TAT	4 hour Cashless Claim Processing
Claim Settlement Ratio	99.90%
Network Hospitals	10,000+
Pre-existing Disease Waiting Period	1 year
Special Benefits	More Cover, More time, More Global
Starting Premium for Rs. 5 lakhs coverage	Rs. 243/month

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Disclaimer : Actual Premium might vary basis your location, age and number of members

Rating of Critical Illness Insurance

4.3

Based on

24 User reviews

Satisfactory coverage in my plan
Many health insurers offer critical illness insurance but i had faith in reliance general and i also have their plan already so thought of it only. Plus, i had made claim twice in my other plan so i know that the company is really reliable and am aware of the process how it works..
G
Gurpal singh
On: Dec 03, 2019
Easy buying with ID
Buying insurance from insurancedekho is like a cakewalk.. I caleld them and talked to them for nearly 15 minutes in which i decided which plan to buy, and paid the premium too.. I was hoping for some discounts but unfortunately didnt get any..
A
Afreen
On: Dec 03, 2019
Sufficient cover under this plan
I would like to thank the insurancedekho team for quick and professional response. Iam pleased that i chose reliance general for cover as it offers me sufficient coverage under my critical illness plan. Way to go team.. It was nice purchasing this plan from you.
s
sudhakar prasad
On: Nov 22, 2019
Nice satisfactory services
I had read abt many critical illness plans offered by other health insurance companies but found reliance general’s one the most relevant for me. I will chose insurancedekho again for any kind of help in future and recommend it to friends and family as well.
A
Amita Bansal
On: Nov 22, 2019
Nice plan and different from others
While deciding on which critical illness health insurance should i buy from a number of options in the market, i read about many plans and compared them for various factors. And found that the one offered by reliance general was the best. thanks to the team for helping me buy this
M
Manoj kumar
On: Nov 13, 2019

Why to Buy Health Insurance Policy Online from InsuranceDekho

Tax benefit upto 75,000*
Claim support everyday 10AM-7PM
80 Lacs+ happy customers

Good benefits..nominal premium
Critical llness plan from reliance general is nice.. I will renew it..it does not have high premiuim that one cannot afford.. In case of any doubt, you can reach o0ut to the customer care executives at insurancedekho at 18001205698.
b
bhavna r shah
On: Nov 13, 2019
Different plan.. Great benefits
If you are unsure of this plan, you can call on the toll free customer care number of insurancedekho who also helped me buy this plan in no time. I decided within a few minutes to buy this plan and they also took the same time to sell me this policy.
A
Arun
On: Nov 04, 2019
Great benefits under this plan..
I got to know the importance of having a critical illness plan when i read in detail the benefits that my standard plan that my employer had provided me. It had no comprehensive coverage and therefore felt the need of buying a critical illness cover and then call ID and they helped me.. Thanks to team!!
V
Vijaykumar
On: Nov 04, 2019
Happy to get tax benefits too
Apart from the many benefits that my critical illness policy provides me, it also provides me tax benefits...i have this policy for sum insured of rs 5 lakh and t covers a total of 10 critical illnesses.. I have no issues with the premium as well..
R
RKG
On: Oct 23, 2019
Can choose insurancedekho
Insurancedekho provides good servbices.. I brought this policy for myself. Before this, i also purchased a family floater plan from them and found their services great so therefore chose them again to buy health insurance.. I thank them for helping me!!!
C
Chadran P Nair
On: Oct 23, 2019

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FAQs

What is the re-instatement of Base Sum Insured?
This means that the insurer will refill the sum insured without any extra cost in case you exhaust your entire sum insured and cumulative bonus if any but still require hospitalisation.
What is a co-payment?
A co-payment or co-pay in health insurance refers to cost-sharing requirements under a health policy. In it, the policyholder pays a specified percentage of the admissible cost. The remaining amount is paid by the insurance company.
Is pre-policy check-up covered?
No, you need to pay for the cost of pre-policy examination directly to the diagnostic center or the doctor. Reliance General Insurance will coordinate the appointment with its empanelled or diagnostic center.
Does Reliance General Insurance pay the complete amount in case of a cashless treatment?
The insurance company pays towards all admissible charges up to the limit of your sum insured.
What is the grace period to renew a policy online?
The grace time is 30 days immediately following the premium due date of the policy.

View All

Claim Process at Reliance Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Reliance Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Reliance Health Insurance
1800-300924x7
rgicl.services@relianceada.com