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Oriental User Reviews

165 reviews Rate This
Oriental
Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio93.96%
COVID-19 CoverYes
Network Hospitals4,300+
Policies Sold12,50,812
RenewabilityLifelong
Rating of Oriental
4.6
Based on
165 User reviews

Safeguards my parents

HOPE is the only hope for my parents to safeguard them in case of any medical emergency. It meets almost every medical need. It covers expenses incurred on knee replacement, accidental injury, cardio-vascular, room rent, and so on.

Ankush
On: Oct 29, 2019 | Views

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Best Health Insurance Plans In India

  • Cover ₹ 5 L
    Starting at  ₹ 476/month*
    60% no claim bonus150% restoration benefits4 years PED waiting period
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  • Cover ₹ 10 L
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    No room rent limit Unlimited restoration benefits50% no claim bonus4 Years PED Waiting period
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  • Cover ₹ 5 L
    Starting at  ₹ 526/month*
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  • Cover ₹ 5 L
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    No room rent limit null20% no claim bonus100% restoration benefits2 years PED waiting period
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    Starting at  ₹ 832/month*
    No room rent limit 100% no claim bonusUnlimited restoration benefits3 years PED waiting period
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  • Cover ₹ 5 L
    Starting at  ₹ 447/month*
    No room rent limit 33% no claim bonus100% restoration benefits3 years PED waiting period
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  • Cover ₹ 5 L
    Starting at  ₹ 448/month*
    Single Private A/C Room 20% no claim bonus100% restoration benefits1 year PED waiting period
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Note: Premium is shown for 18yr old individual of Delhi
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Oriental Health Insurance Contact Details

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Claim Process at Oriental Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

FAQs

  • Does Oriental Health Insurance policy come with a lifelong renewability benefit?

    Yes, all the health insurance policies offered by Oriental Health Insurance comes with lifelong renewability benefit.

  • How many claims can I make with Oriental Health Insurance policies?

    There is no restriction on the number of claims you can make in a policy year. However, it should not go beyond the sum insured amount specified in the policy document. 

  • Does Oriental Insurance Company have a family floater health insurance policy?

    Yes. Oriental Insurance Company provides a health insurance policy, especially for families. The name of the policy is “Happy Family Floater.” The best feature of the policy is that it covers critical illnesses too.

  • How to apply for and buy an Oriental Health Insurance policy?

    You can apply and buy an Oriental Health Insurance policy online from the official website of the company. You can also contact InsuranceDekho at 7551-196-989 to get all the details and purchase any policy of Oriental Insurance Company. 

  • Who all are covered under the family floater policy of Oriental Insurance Company?

    The family floater plan of Oriental Insurance Company covers legally wedded spouse, children (i.e. natural or legally adopted) between the age of 91 days to 18 years, dependent children up to 25 years (girl until she gets married, divorced  and widowed daughter), parents, and parents-in-law.

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